{"id":3646,"date":"2022-03-15T00:23:54","date_gmt":"2022-03-14T23:23:54","guid":{"rendered":"https:\/\/twojportfel.eu\/?page_id=3646"},"modified":"2026-08-04T08:42:19","modified_gmt":"2026-08-04T06:42:19","slug":"konta_wspolne","status":"publish","type":"page","link":"https:\/\/twojportfel.eu\/?page_id=3646","title":{"rendered":"Ranking kont wsp\u00f3lnych"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3646\" class=\"elementor elementor-3646\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-98dc770 elementor-section-content-bottom elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"98dc770\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7384323\" data-id=\"7384323\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-58b5919 elementor-widget elementor-widget-html\" data-id=\"58b5919\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"tp-ranking-intro\">\r\n  <style>\r\n    .tp-ranking-intro,\r\n    .tp-ranking-intro * {\r\n      box-sizing: border-box;\r\n    }\r\n\r\n    .tp-ranking-intro {\r\n      --tp-bg: #ffffff;\r\n      --tp-text: #101828;\r\n      --tp-muted: #667085;\r\n      --tp-border: #bfdbfe;\r\n      --tp-soft: #f8fbff;\r\n      --tp-soft-2: #eef6ff;\r\n      --tp-badge-bg: #dff3ff;\r\n      --tp-badge-text: #0b5cab;\r\n      --tp-shadow: 0 10px 26px rgba(23, 105, 255, 0.06);\r\n\r\n      font-family: Inter, Arial, sans-serif;\r\n      margin: 0 0 22px;\r\n      color: var(--tp-text);\r\n    }\r\n\r\n    .tp-ranking-intro__wrap {\r\n      background:\r\n        radial-gradient(circle at top right, rgba(23,105,255,.08), transparent 28%),\r\n        linear-gradient(180deg, #ffffff 0%, #fbfdff 100%);\r\n      border: 1.5px solid var(--tp-border);\r\n      border-radius: 20px;\r\n      box-shadow: var(--tp-shadow);\r\n      padding: 24px;\r\n      overflow: hidden;\r\n    }\r\n\r\n    .tp-ranking-intro__badge {\r\n      display: inline-flex;\r\n      align-items: center;\r\n      gap: 6px;\r\n      padding: 8px 12px;\r\n      border-radius: 999px;\r\n      background: var(--tp-badge-bg);\r\n      color: var(--tp-badge-text);\r\n      font-size: 12px;\r\n      font-weight: 800;\r\n      line-height: 1;\r\n      margin-bottom: 14px;\r\n    }\r\n\r\n    .tp-ranking-intro__top {\r\n      display: grid;\r\n      grid-template-columns: minmax(0, 1.2fr) minmax(280px, 0.8fr);\r\n      gap: 18px;\r\n      align-items: start;\r\n    }\r\n\r\n    .tp-ranking-intro__title {\r\n      margin: 0 0 10px;\r\n      font-size: 34px;\r\n      line-height: 1.08;\r\n      font-weight: 800;\r\n      letter-spacing: -0.02em;\r\n    }\r\n\r\n    .tp-ranking-intro__lead {\r\n      margin: 0;\r\n      font-size: 16px;\r\n      line-height: 1.65;\r\n      color: #344054;\r\n      max-width: 820px;\r\n    }\r\n\r\n    .tp-ranking-intro__summary {\r\n      background: #fff;\r\n      border: 1px solid #e5eefc;\r\n      border-radius: 18px;\r\n      padding: 18px;\r\n    }\r\n\r\n    .tp-ranking-intro__summary-title {\r\n      margin: 0 0 10px;\r\n      font-size: 16px;\r\n      line-height: 1.2;\r\n      font-weight: 800;\r\n    }\r\n\r\n    .tp-ranking-intro__summary-list {\r\n      list-style: none;\r\n      margin: 0;\r\n      padding: 0;\r\n      display: grid;\r\n      gap: 9px;\r\n    }\r\n\r\n    .tp-ranking-intro__summary-list li {\r\n      display: flex;\r\n      gap: 8px;\r\n      align-items: flex-start;\r\n      font-size: 14px;\r\n      line-height: 1.5;\r\n      color: #344054;\r\n      font-weight: 600;\r\n    }\r\n\r\n    .tp-ranking-intro__cards {\r\n      display: grid;\r\n      grid-template-columns: repeat(3, minmax(0, 1fr));\r\n      gap: 14px;\r\n      margin-top: 18px;\r\n    }\r\n\r\n    .tp-ranking-intro__card {\r\n      background: var(--tp-soft);\r\n      border: 1px solid #e5eefc;\r\n      border-radius: 16px;\r\n      padding: 16px;\r\n    }\r\n\r\n    .tp-ranking-intro__card-icon {\r\n      width: 36px;\r\n      height: 36px;\r\n      border-radius: 12px;\r\n      display: flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n      background: var(--tp-soft-2);\r\n      font-size: 18px;\r\n      margin-bottom: 10px;\r\n    }\r\n\r\n    .tp-ranking-intro__card-title {\r\n      margin: 0 0 6px;\r\n      font-size: 16px;\r\n      line-height: 1.2;\r\n      font-weight: 800;\r\n    }\r\n\r\n    .tp-ranking-intro__card-text {\r\n      margin: 0;\r\n      font-size: 14px;\r\n      line-height: 1.55;\r\n      color: #475467;\r\n      font-weight: 500;\r\n    }\r\n\r\n    .tp-ranking-intro__legend {\r\n      margin-top: 16px;\r\n      padding-top: 16px;\r\n      border-top: 1px solid #eaf1fb;\r\n      display: flex;\r\n      flex-wrap: wrap;\r\n      gap: 10px;\r\n    }\r\n\r\n    .tp-ranking-intro__legend-item {\r\n      display: inline-flex;\r\n      align-items: center;\r\n      gap: 8px;\r\n      padding: 9px 12px;\r\n      border-radius: 999px;\r\n      background: #fff;\r\n      border: 1px solid #e5eefc;\r\n      font-size: 13px;\r\n      line-height: 1.2;\r\n      color: #344054;\r\n      font-weight: 700;\r\n      white-space: nowrap;\r\n    }\r\n\r\n    @media (max-width: 991px) {\r\n      .tp-ranking-intro__top {\r\n        grid-template-columns: 1fr;\r\n      }\r\n\r\n      .tp-ranking-intro__cards {\r\n        grid-template-columns: 1fr;\r\n      }\r\n\r\n      .tp-ranking-intro__title {\r\n        font-size: 28px;\r\n      }\r\n    }\r\n\r\n    @media (max-width: 767px) {\r\n      .tp-ranking-intro__wrap {\r\n        padding: 18px;\r\n        border-radius: 18px;\r\n      }\r\n\r\n      .tp-ranking-intro__title {\r\n        font-size: 24px;\r\n      }\r\n\r\n      .tp-ranking-intro__lead {\r\n        font-size: 15px;\r\n      }\r\n\r\n      .tp-ranking-intro__summary {\r\n        padding: 16px;\r\n      }\r\n\r\n      .tp-ranking-intro__legend {\r\n        gap: 8px;\r\n      }\r\n\r\n      .tp-ranking-intro__legend-item {\r\n        white-space: normal;\r\n      }\r\n    }\r\n  <\/style>\r\n\r\n  <div class=\"tp-ranking-intro__wrap\">\r\n    <div class=\"tp-ranking-intro__badge\">\ud83d\udcd8 Jak za\u0142o\u017cy\u0107 konto wsp\u00f3lne i kt\u00f3re wybra\u0107?<\/div>\r\n\r\n    <div class=\"tp-ranking-intro__top\">\r\n      <div>\r\n        <h1 class=\"tp-ranking-intro__title\">Ranking kont wsp\u00f3lnych<\/h1>\r\n        <p class=\"tp-ranking-intro__lead\">\r\n          Konto wsp\u00f3lne to rachunek dla dw\u00f3ch os\u00f3b, z kt\u00f3rego mo\u017cecie korzysta\u0107 razem na co dzie\u0144 \u2014 do op\u0142acania rachunk\u00f3w, zakup\u00f3w i wsp\u00f3lnego zarz\u0105dzania bud\u017cetem. W tym rankingu szybko sprawdzisz, kt\u00f3re banki pozwalaj\u0105 za\u0142o\u017cy\u0107 konto wsp\u00f3lne online, a gdzie trzeba najpierw otworzy\u0107 konto osobiste i dopiero potem doda\u0107 wsp\u00f3\u0142w\u0142a\u015bciciela.\r\n        <\/p>\r\n      <\/div>\r\n\r\n      <div class=\"tp-ranking-intro__summary\">\r\n        <h3 class=\"tp-ranking-intro__summary-title\">W tym rankingu sprawdzisz:<\/h3>\r\n        <ul class=\"tp-ranking-intro__summary-list\">\r\n          <li><span>\u2705<\/span><span>kt\u00f3re konta za\u0142o\u017cysz od razu jako wsp\u00f3lne,<\/span><\/li>\r\n          <li><span>\u2705<\/span><span>gdzie trzeba najpierw otworzy\u0107 konto osobiste,<\/span><\/li>\r\n          <li><span>\u2705<\/span><span>jakie s\u0105 op\u0142aty, promocje i warunki.<\/span><\/li>\r\n        <\/ul>\r\n      <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"tp-ranking-intro__cards\">\r\n      <div class=\"tp-ranking-intro__card\">\r\n        <div class=\"tp-ranking-intro__card-icon\">\ud83d\udc6b<\/div>\r\n        <h3 class=\"tp-ranking-intro__card-title\">Dla kogo?<\/h3>\r\n        <p class=\"tp-ranking-intro__card-text\">\r\n          Dla ma\u0142\u017ce\u0144stw, par i wszystkich os\u00f3b, kt\u00f3re chc\u0105 wsp\u00f3lnie korzysta\u0107 z jednego rachunku.\r\n        <\/p>\r\n      <\/div>\r\n\r\n      <div class=\"tp-ranking-intro__card\">\r\n        <div class=\"tp-ranking-intro__card-icon\">\ud83d\udcb3<\/div>\r\n        <h3 class=\"tp-ranking-intro__card-title\">Jak to dzia\u0142a?<\/h3>\r\n        <p class=\"tp-ranking-intro__card-text\">\r\n          Dwie osoby korzystaj\u0105 z jednego konta i mog\u0105 mie\u0107 w\u0142asne karty do wsp\u00f3lnego bud\u017cetu.\r\n        <\/p>\r\n      <\/div>\r\n\r\n      <div class=\"tp-ranking-intro__card\">\r\n        <div class=\"tp-ranking-intro__card-icon\">\ud83e\udded<\/div>\r\n        <h3 class=\"tp-ranking-intro__card-title\">Jak za\u0142o\u017cy\u0107?<\/h3>\r\n        <p class=\"tp-ranking-intro__card-text\">\r\n          W zale\u017cno\u015bci od banku: od razu online albo po p\u00f3\u017aniejszym dodaniu wsp\u00f3\u0142w\u0142a\u015bciciela.\r\n        <\/p>\r\n      <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"tp-ranking-intro__legend\">\r\n      <div class=\"tp-ranking-intro__legend-item\">\u2705 Za\u0142o\u017cysz od razu jako wsp\u00f3lne online<\/div>\r\n      <div class=\"tp-ranking-intro__legend-item\">\ud83d\udd04 Najpierw konto osobiste, potem zmiana<\/div>\r\n      <div class=\"tp-ranking-intro__legend-item\">\ud83c\udfe6 Cz\u0119\u015b\u0107 formalno\u015bci mo\u017ce wymaga\u0107 plac\u00f3wki<\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-576a592 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"576a592\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ceb27d6\" data-id=\"ceb27d6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-437dbcf elementor-widget elementor-widget-menu-anchor\" data-id=\"437dbcf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"konto-wspolne-przez-internet\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b8a8a0 elementor-widget elementor-widget-html\" data-id=\"0b8a8a0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"tp-rank-card\" id=\"tp-rank-card-pko\">\r\n  <style>\r\n    .tp-rank-card,\r\n    .tp-rank-card * {\r\n      box-sizing: border-box;\r\n    }\r\n\r\n    .tp-rank-card {\r\n      --tp-bg: #ffffff;\r\n      --tp-text: #101828;\r\n      --tp-muted: #667085;\r\n      --tp-border: #dbeafe;\r\n      --tp-border-strong: #bfdbfe;\r\n      --tp-soft: #f8fbff;\r\n      --tp-soft-2: #f2f7ff;\r\n      --tp-primary: #b94a3f;\r\n      --tp-primary-hover: #a13f35;\r\n      --tp-success: #067647;\r\n      --tp-success-bg: #ecfdf3;\r\n      --tp-shadow: 0 10px 26px rgba(23, 105, 255, 0.07);\r\n\r\n      font-family: Inter, Arial, sans-serif;\r\n      color: var(--tp-text);\r\n      margin: 18px 0;\r\n    }\r\n\r\n    .tp-rank-card__wrap {\r\n      background: var(--tp-bg);\r\n      border: 1.5px solid var(--tp-border-strong);\r\n      border-radius: 20px;\r\n      box-shadow: var(--tp-shadow);\r\n      overflow: hidden;\r\n    }\r\n\r\n    .tp-rank-card__top {\r\n      display: grid;\r\n      grid-template-columns: minmax(0, 1.25fr) 310px;\r\n      gap: 18px;\r\n      padding: 20px;\r\n      background: linear-gradient(180deg, #ffffff 0%, #fbfdff 100%);\r\n    }\r\n\r\n    .tp-rank-card__left {\r\n      min-width: 0;\r\n    }\r\n\r\n    .tp-rank-card__brand-row {\r\n      display: flex;\r\n      align-items: center;\r\n      gap: 16px;\r\n      flex-wrap: nowrap;\r\n      margin-bottom: 10px;\r\n    }\r\n\r\n    .tp-rank-card__logo {\r\n      width: 95px !important;\r\n      height: 95px !important;\r\n      min-width: 95px !important;\r\n      min-height: 95px !important;\r\n      max-width: 95px !important;\r\n      max-height: 95px !important;\r\n      flex: 0 0 95px !important;\r\n      border-radius: 16px;\r\n      overflow: hidden;\r\n      border: 1px solid #e5eefc;\r\n      background: #fff;\r\n      display: flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n      padding: 6px;\r\n    }\r\n\r\n    .tp-rank-card__logo img {\r\n      width: 100% !important;\r\n      height: 100% !important;\r\n      max-width: 100% !important;\r\n      max-height: 100% !important;\r\n      object-fit: contain !important;\r\n      display: block !important;\r\n    }\r\n\r\n    .tp-rank-card__title-wrap {\r\n      min-width: 0;\r\n    }\r\n\r\n    .tp-rank-card__title {\r\n      margin: 0;\r\n      font-size: 28px;\r\n      line-height: 1.1;\r\n      font-weight: 800;\r\n      letter-spacing: -0.02em;\r\n    }\r\n\r\n    .tp-rank-card__subtitle {\r\n      margin: 4px 0 0;\r\n      color: var(--tp-muted);\r\n      font-size: 14px;\r\n      line-height: 1.5;\r\n      font-weight: 500;\r\n    }\r\n\r\n    .tp-rank-card__badges {\r\n      display: flex;\r\n      flex-wrap: wrap;\r\n      gap: 8px;\r\n      margin: 0 0 12px;\r\n    }\r\n\r\n    .tp-badge {\r\n      display: inline-flex;\r\n      align-items: center;\r\n      gap: 6px;\r\n      border-radius: 999px;\r\n      padding: 7px 10px;\r\n      font-size: 12px;\r\n      font-weight: 800;\r\n      line-height: 1;\r\n      white-space: nowrap;\r\n    }\r\n\r\n    .tp-badge--success {\r\n      background: var(--tp-success-bg);\r\n      color: var(--tp-success);\r\n    }\r\n\r\n    .tp-badge--soft {\r\n      background: var(--tp-soft-2);\r\n      color: #344054;\r\n    }\r\n\r\n    .tp-rank-card__lead {\r\n      margin: 0 0 14px;\r\n      font-size: 15px;\r\n      line-height: 1.6;\r\n      color: #344054;\r\n      max-width: 760px;\r\n    }\r\n\r\n    .tp-rank-card__fees {\r\n      display: grid;\r\n      grid-template-columns: repeat(4, minmax(0, 1fr));\r\n      gap: 10px;\r\n      margin-bottom: 14px;\r\n    }\r\n\r\n    .tp-fee {\r\n      background: var(--tp-soft);\r\n      border: 1px solid #e5eefc;\r\n      border-radius: 14px;\r\n      padding: 12px;\r\n      min-width: 0;\r\n    }\r\n\r\n    .tp-fee__top {\r\n      display: flex;\r\n      align-items: center;\r\n      justify-content: space-between;\r\n      gap: 8px;\r\n      margin-bottom: 6px;\r\n    }\r\n\r\n    .tp-fee__label {\r\n      font-size: 12px;\r\n      line-height: 1.2;\r\n      color: var(--tp-muted);\r\n      font-weight: 700;\r\n    }\r\n\r\n    .tp-fee__value {\r\n      font-size: 20px;\r\n      line-height: 1.1;\r\n      font-weight: 900;\r\n      letter-spacing: -0.02em;\r\n      margin-bottom: 5px;\r\n    }\r\n\r\n    .tp-fee__desc {\r\n      font-size: 12px;\r\n      line-height: 1.45;\r\n      color: #475467;\r\n    }\r\n\r\n    .tp-tooltip {\r\n      position: relative;\r\n      display: inline-flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n      width: 18px;\r\n      height: 18px;\r\n      border-radius: 50%;\r\n      background: #eaf2ff;\r\n      color: #1d4ed8;\r\n      font-size: 11px;\r\n      font-weight: 900;\r\n      cursor: pointer;\r\n      flex: 0 0 18px;\r\n    }\r\n\r\n    .tp-tooltip__bubble {\r\n      position: absolute;\r\n      left: 50%;\r\n      bottom: calc(100% + 8px);\r\n      transform: translateX(-50%);\r\n      width: 220px;\r\n      background: #111827;\r\n      color: #fff;\r\n      padding: 10px 11px;\r\n      border-radius: 10px;\r\n      font-size: 12px;\r\n      line-height: 1.45;\r\n      box-shadow: 0 12px 30px rgba(0,0,0,.22);\r\n      opacity: 0;\r\n      pointer-events: none;\r\n      transition: .18s ease;\r\n      z-index: 20;\r\n    }\r\n\r\n    .tp-tooltip__bubble::after {\r\n      content: \"\";\r\n      position: absolute;\r\n      top: 100%;\r\n      left: 50%;\r\n      transform: translateX(-50%);\r\n      border-width: 6px;\r\n      border-style: solid;\r\n      border-color: #111827 transparent transparent transparent;\r\n    }\r\n\r\n    .tp-tooltip:hover .tp-tooltip__bubble,\r\n    .tp-tooltip.is-open .tp-tooltip__bubble {\r\n      opacity: 1;\r\n      pointer-events: auto;\r\n    }\r\n\r\n    .tp-quick-steps {\r\n      background: #fff7ed;\r\n      border: 1px solid #fed7aa;\r\n      border-radius: 16px;\r\n      padding: 16px;\r\n      margin-top: 4px;\r\n    }\r\n\r\n    .tp-quick-steps__title {\r\n      margin: 0 0 12px;\r\n      font-size: 16px;\r\n      line-height: 1.2;\r\n      font-weight: 800;\r\n      color: #9a3412;\r\n    }\r\n\r\n    .tp-quick-step {\r\n      display: grid;\r\n      grid-template-columns: 28px 1fr;\r\n      gap: 10px;\r\n      align-items: start;\r\n      padding: 10px 0;\r\n      border-top: 1px solid rgba(154, 52, 18, 0.08);\r\n      font-size: 14px;\r\n      line-height: 1.55;\r\n      color: #344054;\r\n      font-weight: 600;\r\n    }\r\n\r\n    .tp-quick-step:first-of-type {\r\n      border-top: 0;\r\n      padding-top: 0;\r\n    }\r\n\r\n    .tp-quick-step__num {\r\n      width: 28px;\r\n      height: 28px;\r\n      border-radius: 9px;\r\n      background: #ffedd5;\r\n      color: #c2410c;\r\n      display: flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n      font-size: 13px;\r\n      font-weight: 900;\r\n    }\r\n\r\n    .tp-quick-steps__note {\r\n      margin-top: 10px;\r\n      font-size: 13px;\r\n      line-height: 1.5;\r\n      color: #9a3412;\r\n      font-weight: 700;\r\n    }\r\n\r\n    .tp-rank-card__cta {\r\n      background: #fff;\r\n      border: 1px solid #e5eefc;\r\n      border-radius: 18px;\r\n      padding: 18px;\r\n      align-self: start;\r\n      box-shadow: 0 8px 20px rgba(16, 24, 40, 0.04);\r\n    }\r\n\r\n    .tp-rank-card__cta-badge {\r\n      display: inline-flex;\r\n      align-items: center;\r\n      gap: 6px;\r\n      padding: 7px 10px;\r\n      border-radius: 999px;\r\n      background: #f0f7ff;\r\n      color: #175cd3;\r\n      font-size: 12px;\r\n      font-weight: 800;\r\n      margin-bottom: 10px;\r\n    }\r\n\r\n    .tp-rank-card__cta-title {\r\n      margin: 0 0 8px;\r\n      font-size: 20px;\r\n      line-height: 1.15;\r\n      font-weight: 800;\r\n    }\r\n\r\n    .tp-rank-card__cta-text {\r\n      margin: 0 0 14px;\r\n      font-size: 14px;\r\n      line-height: 1.55;\r\n      color: var(--tp-muted);\r\n    }\r\n\r\n    .tp-btn {\r\n      display: inline-flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n      width: 100%;\r\n      min-height: 50px;\r\n      padding: 12px 16px;\r\n      border-radius: 6px;\r\n      text-decoration: none;\r\n      font-size: 15px;\r\n      font-weight: 800;\r\n      transition: .2s ease;\r\n      border: 0;\r\n      cursor: pointer;\r\n      text-transform: uppercase;\r\n      letter-spacing: 0.01em;\r\n    }\r\n\r\n    .tp-btn--primary {\r\n      background: #b94a3f !important;\r\n      color: #fff !important;\r\n      font-weight: 800;\r\n      box-shadow: 0 8px 20px rgba(185, 74, 63, 0.35);\r\n    }\r\n\r\n    .tp-btn--primary:hover {\r\n      background: #a13f35 !important;\r\n      transform: translateY(-1px);\r\n    }\r\n\r\n    .tp-cta-note {\r\n      margin-top: 10px;\r\n      font-size: 13px;\r\n      line-height: 1.45;\r\n      color: #475467;\r\n      font-weight: 700;\r\n    }\r\n\r\n    .tp-rank-card__cta-list {\r\n      list-style: none;\r\n      padding: 0;\r\n      margin: 12px 0 0;\r\n      display: grid;\r\n      gap: 7px;\r\n    }\r\n\r\n    .tp-rank-card__cta-list li {\r\n      font-size: 13px;\r\n      line-height: 1.45;\r\n      color: #344054;\r\n      font-weight: 600;\r\n      display: flex;\r\n      gap: 8px;\r\n      align-items: flex-start;\r\n    }\r\n\r\n    .tp-rank-card__bottom {\r\n      padding: 0 20px 20px;\r\n    }\r\n\r\n    .tp-accordion {\r\n      border: 1px solid #e5eefc;\r\n      border-radius: 16px;\r\n      background: #fff;\r\n      overflow: hidden;\r\n      margin-top: 14px;\r\n    }\r\n\r\n    .tp-accordion__btn {\r\n      width: 100%;\r\n      border: 0;\r\n      background: #fff;\r\n      padding: 16px 18px;\r\n      display: flex;\r\n      justify-content: space-between;\r\n      align-items: center;\r\n      gap: 14px;\r\n      cursor: pointer;\r\n      text-align: left;\r\n      font-size: 15px;\r\n      font-weight: 800;\r\n      color: #101828;\r\n    }\r\n\r\n    .tp-accordion__btn:hover {\r\n      background: #fcfdff;\r\n    }\r\n\r\n    .tp-accordion__left {\r\n      display: flex;\r\n      align-items: center;\r\n      gap: 10px;\r\n      min-width: 0;\r\n    }\r\n\r\n    .tp-accordion__left small {\r\n      display: block;\r\n      margin-top: 2px;\r\n      font-size: 12px;\r\n      color: var(--tp-muted);\r\n      font-weight: 600;\r\n    }\r\n\r\n    .tp-accordion__icon {\r\n      width: 26px;\r\n      height: 26px;\r\n      border-radius: 50%;\r\n      background: var(--tp-soft);\r\n      display: flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n      font-size: 17px;\r\n      font-weight: 800;\r\n      color: #344054;\r\n      flex: 0 0 26px;\r\n      transition: .2s ease;\r\n    }\r\n\r\n    .tp-accordion.is-open .tp-accordion__icon {\r\n      transform: rotate(45deg);\r\n    }\r\n\r\n    .tp-accordion__content {\r\n      display: none;\r\n      padding: 0 18px 18px;\r\n      border-top: 1px solid #eef4ff;\r\n    }\r\n\r\n    .tp-accordion.is-open .tp-accordion__content {\r\n      display: block;\r\n    }\r\n\r\n    .tp-details-grid {\r\n      display: grid;\r\n      grid-template-columns: 1fr 1fr;\r\n      gap: 16px;\r\n      padding-top: 16px;\r\n    }\r\n\r\n    .tp-box {\r\n      border: 1px solid #e5eefc;\r\n      border-radius: 16px;\r\n      padding: 16px;\r\n      background: #fff;\r\n    }\r\n\r\n    .tp-box__title {\r\n      margin: 0 0 12px;\r\n      font-size: 16px;\r\n      line-height: 1.2;\r\n      font-weight: 800;\r\n    }\r\n\r\n    .tp-list {\r\n      list-style: none;\r\n      margin: 0;\r\n      padding: 0;\r\n      display: grid;\r\n      gap: 10px;\r\n    }\r\n\r\n    .tp-list li {\r\n      display: flex;\r\n      gap: 8px;\r\n      align-items: flex-start;\r\n      font-size: 14px;\r\n      line-height: 1.55;\r\n      color: #344054;\r\n      font-weight: 600;\r\n    }\r\n\r\n    .tp-image {\r\n      margin-top: 12px;\r\n    }\r\n\r\n    .tp-image img {\r\n      display: block;\r\n      width: 100%;\r\n      height: auto;\r\n      border-radius: 12px;\r\n      border: 1px solid #e5eefc;\r\n    }\r\n\r\n    .tp-inline-cta {\r\n      margin-top: 14px;\r\n    }\r\n\r\n    .tp-mobile-sticky {\r\n      display: none;\r\n    }\r\n\r\n    @media (max-width: 991px) {\r\n      .tp-rank-card__top {\r\n        grid-template-columns: 1fr;\r\n      }\r\n\r\n      .tp-rank-card__fees {\r\n        grid-template-columns: repeat(2, minmax(0, 1fr));\r\n      }\r\n\r\n      .tp-details-grid {\r\n        grid-template-columns: 1fr;\r\n      }\r\n    }\r\n\r\n    @media (max-width: 767px) {\r\n      .tp-rank-card {\r\n        margin: 14px 0 84px;\r\n      }\r\n\r\n      .tp-rank-card__top {\r\n        padding: 16px;\r\n        gap: 14px;\r\n      }\r\n\r\n      .tp-rank-card__bottom {\r\n        padding: 0 16px 16px;\r\n      }\r\n\r\n      .tp-rank-card__title {\r\n        font-size: 23px;\r\n      }\r\n\r\n      .tp-rank-card__subtitle,\r\n      .tp-rank-card__lead,\r\n      .tp-rank-card__cta-text {\r\n        font-size: 14px;\r\n      }\r\n\r\n      .tp-rank-card__logo {\r\n        width: 72px !important;\r\n        height: 72px !important;\r\n        min-width: 72px !important;\r\n        min-height: 72px !important;\r\n        max-width: 72px !important;\r\n        max-height: 72px !important;\r\n        flex: 0 0 72px !important;\r\n      }\r\n\r\n      .tp-rank-card__fees {\r\n        grid-template-columns: 1fr 1fr;\r\n        gap: 8px;\r\n      }\r\n\r\n      .tp-fee {\r\n        padding: 10px;\r\n      }\r\n\r\n      .tp-fee__value {\r\n        font-size: 17px;\r\n      }\r\n\r\n      .tp-fee__desc {\r\n        font-size: 11px;\r\n      }\r\n\r\n      .tp-mobile-sticky {\r\n        display: block;\r\n        position: fixed;\r\n        left: 0;\r\n        right: 0;\r\n        bottom: 0;\r\n        z-index: 9999;\r\n        padding: 10px 12px calc(10px + env(safe-area-inset-bottom));\r\n        background: rgba(255,255,255,.94);\r\n        backdrop-filter: blur(12px);\r\n        border-top: 1px solid rgba(16,24,40,.08);\r\n      }\r\n\r\n      .tp-mobile-sticky .tp-btn {\r\n        min-height: 50px;\r\n      }\r\n    }\r\n\r\n    @media (max-width: 520px) {\r\n      .tp-rank-card__fees {\r\n        grid-template-columns: 1fr;\r\n      }\r\n    }\r\n  <\/style>\r\n\r\n  <div class=\"tp-rank-card__wrap\">\r\n    <div class=\"tp-rank-card__top\">\r\n      <div class=\"tp-rank-card__left\">\r\n        <div class=\"tp-rank-card__badges\">\r\n          <span class=\"tp-badge tp-badge--success\">\u2705 Konto wsp\u00f3lne online<\/span>\r\n          <span class=\"tp-badge tp-badge--soft\">\u23f1\ufe0f ok. 5 minut<\/span>\r\n          <span class=\"tp-badge tp-badge--soft\">\ud83d\udcb8 Do 600 z\u0142 premii<\/span>\r\n        <\/div>\r\n\r\n        <div class=\"tp-rank-card__brand-row\">\r\n          <div class=\"tp-rank-card__logo\">\r\n            <img decoding=\"async\" src=\"https:\/\/twojportfel.eu\/wp-content\/uploads\/2023\/07\/pko-bank-polski-pko-bp-logo-02-753x424-1-622x350.png\" alt=\"PKO BP logo\">\r\n          <\/div>\r\n          <div class=\"tp-rank-card__title-wrap\">\r\n            <h2 class=\"tp-rank-card__title\">PKO BP \u2013 konto wsp\u00f3lne<\/h2>\r\n            <p class=\"tp-rank-card__subtitle\">Jedno z najprostszych kont wsp\u00f3lnych do otwarcia przez internet.<\/p>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <p class=\"tp-rank-card__lead\">\r\n          W PKO od razu wybierasz <strong>konto wsp\u00f3lne<\/strong> we wniosku \u2014 bez zak\u0142adania najpierw konta osobistego i p\u00f3\u017aniejszego przekszta\u0142cania.\r\n        <\/p>\r\n\r\n        <div class=\"tp-rank-card__fees\">\r\n          <div class=\"tp-fee\">\r\n            <div class=\"tp-fee__top\">\r\n              <span class=\"tp-fee__label\">Konto<\/span>\r\n            <\/div>\r\n            <div class=\"tp-fee__value\">0 z\u0142<\/div>\r\n            <div class=\"tp-fee__desc\">Prowadzenie darmowe<\/div>\r\n          <\/div>\r\n\r\n          <div class=\"tp-fee\">\r\n            <div class=\"tp-fee__top\">\r\n              <span class=\"tp-fee__label\">Karta<\/span>\r\n              <span class=\"tp-tooltip\" tabindex=\"0\">\r\n                ?\r\n                <span class=\"tp-tooltip__bubble\">\r\n                  0 z\u0142, je\u015bli w miesi\u0105cu wykonasz min. 5 transakcji kart\u0105, Apple Pay lub BLIKIEM. W innym przypadku 10 z\u0142.\r\n                <\/span>\r\n              <\/span>\r\n            <\/div>\r\n            <div class=\"tp-fee__value\">0 \/ 10 z\u0142<\/div>\r\n            <div class=\"tp-fee__desc\">Darmowa po 5 transakcjach<\/div>\r\n          <\/div>\r\n\r\n          <div class=\"tp-fee\">\r\n            <div class=\"tp-fee__top\">\r\n              <span class=\"tp-fee__label\">Bankomaty<\/span>\r\n              <span class=\"tp-tooltip\" tabindex=\"0\">\r\n                ?\r\n                <span class=\"tp-tooltip__bubble\">\r\n                  0 z\u0142 w bankomatach PKO BP. 10 z\u0142 w pozosta\u0142ych przy wyp\u0142acie kart\u0105. BLIK ze wszystkich bankomat\u00f3w w Polsce: 0 z\u0142.\r\n                <\/span>\r\n              <\/span>\r\n            <\/div>\r\n            <div class=\"tp-fee__value\">0 \/ 10 z\u0142<\/div>\r\n            <div class=\"tp-fee__desc\">BLIK: 0 z\u0142 w ca\u0142ej Polsce<\/div>\r\n          <\/div>\r\n\r\n          <div class=\"tp-fee\">\r\n            <div class=\"tp-fee__top\">\r\n              <span class=\"tp-fee__label\">Przelewy<\/span>\r\n            <\/div>\r\n            <div class=\"tp-fee__value\">0 z\u0142<\/div>\r\n            <div class=\"tp-fee__desc\">Online bez op\u0142at<\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"tp-quick-steps\">\r\n          <div class=\"tp-quick-steps__title\">Jak za\u0142o\u017cy\u0107 konto wsp\u00f3lne?<\/div>\r\n\r\n          <div class=\"tp-quick-step\">\r\n            <div class=\"tp-quick-step__num\">1<\/div>\r\n            <div>Przejd\u017a na stron\u0119 banku PKO z przycisku obok.<\/div>\r\n          <\/div>\r\n\r\n          <div class=\"tp-quick-step\">\r\n            <div class=\"tp-quick-step__num\">2<\/div>\r\n            <div>Kliknij <strong>\u201eOtw\u00f3rz konto\u201d<\/strong>.<\/div>\r\n          <\/div>\r\n\r\n          <div class=\"tp-quick-step\">\r\n            <div class=\"tp-quick-step__num\">3<\/div>\r\n            <div>We wniosku wybierz <strong>konto wsp\u00f3lne<\/strong>, wpisz dane obu wsp\u00f3\u0142w\u0142a\u015bcicieli i zako\u0144cz proces.<\/div>\r\n          <\/div>\r\n\r\n          <div class=\"tp-quick-steps__note\">\r\n            To konto za\u0142o\u017cysz od razu jako wsp\u00f3lne \u2014 bez dodatkowych krok\u00f3w po otwarciu rachunku.\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <aside class=\"tp-rank-card__cta\">\r\n        <div class=\"tp-rank-card__cta-badge\">\ud83c\udfc6 Bardzo \u0142atwe za\u0142o\u017cenie<\/div>\r\n        <h3 class=\"tp-rank-card__cta-title\">Za\u0142\u00f3\u017c konto wsp\u00f3lne online<\/h3>\r\n        <p class=\"tp-rank-card__cta-text\">\r\n          Otw\u00f3rz konto za zero z kart\u0105 i skorzystaj z aktualnej promocji do 600 z\u0142 premii.\r\n        <\/p>\r\n\r\n        <a class=\"tp-btn tp-btn--primary\" href=\"https:\/\/twojportfel.eu\/pko_konto_wspolne\" target=\"_blank\" rel=\"nofollow sponsored noopener\">\r\n          OTW\u00d3RZ KONTO WSP\u00d3LNE W PKO BP \u279c\r\n        <\/a>\r\n\r\n        <div class=\"tp-cta-note\">\r\n          \u2714\ufe0f zajmuje ok. 5 minut \u2022 \u2714\ufe0f bez wizyty w oddziale\r\n        <\/div>\r\n\r\n        <ul class=\"tp-rank-card__cta-list\">\r\n          <li><span>\u2705<\/span><span>100% online<\/span><\/li>\r\n          <li><span>\u2705<\/span><span>Bez wizyty w oddziale<\/span><\/li>\r\n          <li><span>\u2705<\/span><span>Do 600 z\u0142 premii za otwarcie konta za zero z kart\u0105<\/span><\/li>\r\n        <\/ul>\r\n      <\/aside>\r\n    <\/div>\r\n\r\n    <div class=\"tp-rank-card__bottom\">\r\n      <div class=\"tp-accordion\" id=\"tp-accordion-pko\">\r\n        <button class=\"tp-accordion__btn\" type=\"button\">\r\n          <span class=\"tp-accordion__left\">\r\n            <span>\ud83d\udcd8<\/span>\r\n            <span>\r\n              Poka\u017c plusy, minusy i szczeg\u00f3\u0142y op\u0142at\r\n              <small>Dodatkowe informacje o promocji, warunkach i kosztach<\/small>\r\n            <\/span>\r\n          <\/span>\r\n          <span class=\"tp-accordion__icon\">+<\/span>\r\n        <\/button>\r\n\r\n        <div class=\"tp-accordion__content\">\r\n          <div class=\"tp-details-grid\">\r\n            <div class=\"tp-box\">\r\n              <h4 class=\"tp-box__title\">Najwa\u017cniejsze zalety i wady<\/h4>\r\n\r\n              <ul class=\"tp-list\" style=\"margin-bottom:14px;\">\r\n                <li><span>\u2714<\/span><span>Konto wsp\u00f3lne otworzysz w 100% online.<\/span><\/li>\r\n                <li><span>\u2714<\/span><span>0 z\u0142 za prowadzenie konta.<\/span><\/li>\r\n                <li><span>\u2714<\/span><span>0 z\u0142 za wyp\u0142aty BLIKIEM ze wszystkich bankomat\u00f3w w Polsce.<\/span><\/li>\r\n                <li><span>\u2714<\/span><span>Aktualnie do 600 z\u0142 premii za otwarcie konta za zero z kart\u0105.<\/span><\/li>\r\n              <\/ul>\r\n\r\n              <ul class=\"tp-list\">\r\n                <li><span>\u2013<\/span><span>Karta darmowa warunkowo \u2014 trzeba wykona\u0107 min. 5 transakcji miesi\u0119cznie.<\/span><\/li>\r\n                <li><span>\u2013<\/span><span>Wyp\u0142ata kart\u0105 z obcych bankomat\u00f3w kosztuje 10 z\u0142.<\/span><\/li>\r\n              <\/ul>\r\n            <\/div>\r\n\r\n            <div class=\"tp-box\">\r\n              <h4 class=\"tp-box__title\">Szczeg\u00f3\u0142y op\u0142at i podgl\u0105d<\/h4>\r\n\r\n              <ul class=\"tp-list\" style=\"margin-bottom:14px;\">\r\n                <li><span>\u2022<\/span><span><strong>Konto:<\/strong> 0 z\u0142<\/span><\/li>\r\n                <li><span>\u2022<\/span><span><strong>Karta:<\/strong> 0 z\u0142 po 5 transakcjach, inaczej 10 z\u0142<\/span><\/li>\r\n                <li><span>\u2022<\/span><span><strong>Bankomaty:<\/strong> 0 z\u0142 w PKO BP, 10 z\u0142 w pozosta\u0142ych<\/span><\/li>\r\n                <li><span>\u2022<\/span><span><strong>Przelewy:<\/strong> 0 z\u0142<\/span><\/li>\r\n              <\/ul>\r\n\r\n              <div class=\"tp-image\">\r\n                <a href=\"https:\/\/twojportfel.eu\/pko_konto_wspolne\" target=\"_blank\" rel=\"nofollow sponsored noopener\">\r\n                  <img decoding=\"async\" src=\"https:\/\/twojportfel.eu\/wp-content\/uploads\/2023\/07\/wspolne2-1024x363.png\" alt=\"Jak wybra\u0107 konto wsp\u00f3lne w PKO BP\">\r\n                <\/a>\r\n              <\/div>\r\n\r\n              <div class=\"tp-inline-cta\">\r\n                <a class=\"tp-btn tp-btn--primary\" href=\"https:\/\/twojportfel.eu\/pko_konto_wspolne\" target=\"_blank\" rel=\"nofollow sponsored noopener\">\r\n                  OTW\u00d3RZ KONTO WSP\u00d3LNE W PKO  \u279c\r\n                <\/a>\r\n              <\/div>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <div class=\"tp-mobile-sticky\">\r\n    <a class=\"tp-btn tp-btn--primary\" href=\"https:\/\/twojportfel.eu\/pko_konto_wspolne\" target=\"_blank\" rel=\"nofollow sponsored noopener\">\r\n      OTW\u00d3RZ KONTO WSP\u00d3LNE W PKO\u279c\r\n    <\/a>\r\n  <\/div>\r\n\r\n  <script>\r\n    (function () {\r\n      var root = document.getElementById('tp-rank-card-pko');\r\n      if (!root) return;\r\n\r\n      var accordion = root.querySelector('.tp-accordion');\r\n      var accordionBtn = root.querySelector('.tp-accordion__btn');\r\n\r\n      if (accordion && accordionBtn) {\r\n        accordionBtn.addEventListener('click', function () {\r\n          accordion.classList.toggle('is-open');\r\n        });\r\n      }\r\n\r\n      var tooltips = root.querySelectorAll('.tp-tooltip');\r\n      tooltips.forEach(function (tip) {\r\n        tip.addEventListener('click', function (e) {\r\n          e.stopPropagation();\r\n          tooltips.forEach(function (other) {\r\n            if (other !== tip) other.classList.remove('is-open');\r\n          });\r\n          tip.classList.toggle('is-open');\r\n        });\r\n      });\r\n\r\n      document.addEventListener('click', function () {\r\n        tooltips.forEach(function (tip) {\r\n          tip.classList.remove('is-open');\r\n        });\r\n      });\r\n    })();\r\n  <\/script>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e0247ff elementor-widget elementor-widget-html\" data-id=\"e0247ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"tp-rank-card\" id=\"tp-rank-card-mbank\">\r\n  <style>\r\n    .tp-rank-card,\r\n    .tp-rank-card * {\r\n      box-sizing: border-box;\r\n    }\r\n\r\n    .tp-rank-card {\r\n      --tp-bg: #ffffff;\r\n      --tp-text: #101828;\r\n      --tp-muted: #667085;\r\n      --tp-border: #dbeafe;\r\n      --tp-border-strong: #bfdbfe;\r\n      --tp-soft: #f8fbff;\r\n      --tp-soft-2: #f2f7ff;\r\n      --tp-primary: #b94a3f;\r\n      --tp-primary-hover: #a13f35;\r\n      --tp-success: #067647;\r\n      --tp-success-bg: #ecfdf3;\r\n      --tp-shadow: 0 10px 26px rgba(23, 105, 255, 0.07);\r\n\r\n      font-family: Inter, Arial, sans-serif;\r\n      color: var(--tp-text);\r\n      margin: 18px 0;\r\n    }\r\n\r\n    .tp-rank-card__wrap {\r\n      background: var(--tp-bg);\r\n      border: 1.5px solid var(--tp-border-strong);\r\n      border-radius: 20px;\r\n      box-shadow: var(--tp-shadow);\r\n      overflow: hidden;\r\n    }\r\n\r\n    .tp-rank-card__top {\r\n      display: grid;\r\n      grid-template-columns: minmax(0, 1.25fr) 310px;\r\n      gap: 18px;\r\n      padding: 20px;\r\n      background: linear-gradient(180deg, #ffffff 0%, #fbfdff 100%);\r\n    }\r\n\r\n    .tp-rank-card__left {\r\n      min-width: 0;\r\n    }\r\n\r\n    .tp-rank-card__brand-row {\r\n      display: flex;\r\n      align-items: center;\r\n      gap: 16px;\r\n      flex-wrap: nowrap;\r\n      margin-bottom: 10px;\r\n    }\r\n\r\n    .tp-rank-card__logo {\r\n      width: 95px !important;\r\n      height: 95px !important;\r\n      min-width: 95px !important;\r\n      min-height: 95px !important;\r\n      max-width: 95px !important;\r\n      max-height: 95px !important;\r\n      flex: 0 0 95px !important;\r\n      border-radius: 16px;\r\n      overflow: hidden;\r\n      border: 1px solid #e5eefc;\r\n      background: #fff;\r\n      display: flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n      padding: 6px;\r\n    }\r\n\r\n    .tp-rank-card__logo img {\r\n      width: 100% !important;\r\n      height: 100% !important;\r\n      max-width: 100% !important;\r\n      max-height: 100% !important;\r\n      object-fit: contain !important;\r\n      display: block !important;\r\n    }\r\n\r\n    .tp-rank-card__title-wrap {\r\n      min-width: 0;\r\n    }\r\n\r\n    .tp-rank-card__title {\r\n      margin: 0;\r\n      font-size: 28px;\r\n      line-height: 1.1;\r\n      font-weight: 800;\r\n      letter-spacing: -0.02em;\r\n    }\r\n\r\n    .tp-rank-card__subtitle {\r\n      margin: 4px 0 0;\r\n      color: var(--tp-muted);\r\n      font-size: 14px;\r\n      line-height: 1.5;\r\n      font-weight: 500;\r\n    }\r\n\r\n    .tp-rank-card__badges {\r\n      display: flex;\r\n      flex-wrap: wrap;\r\n      gap: 8px;\r\n      margin: 0 0 12px;\r\n    }\r\n\r\n    .tp-badge {\r\n      display: inline-flex;\r\n      align-items: center;\r\n      gap: 6px;\r\n      border-radius: 999px;\r\n      padding: 7px 10px;\r\n      font-size: 12px;\r\n      font-weight: 800;\r\n      line-height: 1;\r\n      white-space: nowrap;\r\n    }\r\n\r\n    .tp-badge--success {\r\n      background: var(--tp-success-bg);\r\n      color: var(--tp-success);\r\n    }\r\n\r\n    .tp-badge--soft {\r\n      background: var(--tp-soft-2);\r\n      color: #344054;\r\n    }\r\n\r\n    .tp-rank-card__lead {\r\n      margin: 0 0 14px;\r\n      font-size: 15px;\r\n      line-height: 1.6;\r\n      color: #344054;\r\n      max-width: 760px;\r\n    }\r\n\r\n    .tp-rank-card__fees {\r\n      display: grid;\r\n      grid-template-columns: repeat(4, minmax(0, 1fr));\r\n      gap: 10px;\r\n      margin-bottom: 14px;\r\n    }\r\n\r\n    .tp-fee {\r\n      background: var(--tp-soft);\r\n      border: 1px solid #e5eefc;\r\n      border-radius: 14px;\r\n      padding: 12px;\r\n      min-width: 0;\r\n    }\r\n\r\n    .tp-fee__top {\r\n      display: flex;\r\n      align-items: center;\r\n      justify-content: space-between;\r\n      gap: 8px;\r\n      margin-bottom: 6px;\r\n    }\r\n\r\n    .tp-fee__label {\r\n      font-size: 12px;\r\n      line-height: 1.2;\r\n      color: var(--tp-muted);\r\n      font-weight: 700;\r\n    }\r\n\r\n    .tp-fee__value {\r\n      font-size: 20px;\r\n      line-height: 1.1;\r\n      font-weight: 900;\r\n      letter-spacing: -0.02em;\r\n      margin-bottom: 5px;\r\n    }\r\n\r\n    .tp-fee__desc {\r\n      font-size: 12px;\r\n      line-height: 1.45;\r\n      color: #475467;\r\n    }\r\n\r\n    .tp-tooltip {\r\n      position: relative;\r\n      display: inline-flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n      width: 18px;\r\n      height: 18px;\r\n      border-radius: 50%;\r\n      background: #eaf2ff;\r\n      color: #1d4ed8;\r\n      font-size: 11px;\r\n      font-weight: 900;\r\n      cursor: pointer;\r\n      flex: 0 0 18px;\r\n    }\r\n\r\n    .tp-tooltip__bubble {\r\n      position: absolute;\r\n      left: 50%;\r\n      bottom: calc(100% + 8px);\r\n      transform: translateX(-50%);\r\n      width: 220px;\r\n      background: #111827;\r\n      color: #fff;\r\n      padding: 10px 11px;\r\n      border-radius: 10px;\r\n      font-size: 12px;\r\n      line-height: 1.45;\r\n      box-shadow: 0 12px 30px rgba(0,0,0,.22);\r\n      opacity: 0;\r\n      pointer-events: none;\r\n      transition: .18s ease;\r\n      z-index: 20;\r\n    }\r\n\r\n    .tp-tooltip__bubble::after {\r\n      content: \"\";\r\n      position: absolute;\r\n      top: 100%;\r\n      left: 50%;\r\n      transform: translateX(-50%);\r\n      border-width: 6px;\r\n      border-style: solid;\r\n      border-color: #111827 transparent transparent transparent;\r\n    }\r\n\r\n    .tp-tooltip:hover .tp-tooltip__bubble,\r\n    .tp-tooltip.is-open .tp-tooltip__bubble {\r\n      opacity: 1;\r\n      pointer-events: auto;\r\n    }\r\n\r\n    .tp-quick-steps {\r\n      background: #fff7ed;\r\n      border: 1px solid #fed7aa;\r\n      border-radius: 16px;\r\n      padding: 16px;\r\n      margin-top: 4px;\r\n    }\r\n\r\n    .tp-quick-steps__title {\r\n      margin: 0 0 12px;\r\n      font-size: 16px;\r\n      line-height: 1.2;\r\n      font-weight: 800;\r\n      color: #9a3412;\r\n    }\r\n\r\n    .tp-quick-step {\r\n      display: grid;\r\n      grid-template-columns: 28px 1fr;\r\n      gap: 10px;\r\n      align-items: start;\r\n      padding: 10px 0;\r\n      border-top: 1px solid rgba(154, 52, 18, 0.08);\r\n      font-size: 14px;\r\n      line-height: 1.55;\r\n      color: #344054;\r\n      font-weight: 600;\r\n    }\r\n\r\n    .tp-quick-step:first-of-type {\r\n      border-top: 0;\r\n      padding-top: 0;\r\n    }\r\n\r\n    .tp-quick-step__num {\r\n      width: 28px;\r\n      height: 28px;\r\n      border-radius: 9px;\r\n      background: #ffedd5;\r\n      color: #c2410c;\r\n      display: flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n      font-size: 13px;\r\n      font-weight: 900;\r\n    }\r\n\r\n    .tp-quick-steps__note {\r\n      margin-top: 10px;\r\n      font-size: 13px;\r\n      line-height: 1.5;\r\n      color: #9a3412;\r\n      font-weight: 700;\r\n    }\r\n\r\n    .tp-rank-card__cta {\r\n      background: #fff;\r\n      border: 1px solid #e5eefc;\r\n      border-radius: 18px;\r\n      padding: 18px;\r\n      align-self: start;\r\n      box-shadow: 0 8px 20px rgba(16, 24, 40, 0.04);\r\n    }\r\n\r\n    .tp-rank-card__cta-badge {\r\n      display: inline-flex;\r\n      align-items: center;\r\n      gap: 6px;\r\n      padding: 7px 10px;\r\n      border-radius: 999px;\r\n      background: #f0f7ff;\r\n      color: #175cd3;\r\n      font-size: 12px;\r\n      font-weight: 800;\r\n      margin-bottom: 10px;\r\n    }\r\n\r\n    .tp-rank-card__cta-title {\r\n      margin: 0 0 8px;\r\n      font-size: 20px;\r\n      line-height: 1.15;\r\n      font-weight: 800;\r\n    }\r\n\r\n    .tp-rank-card__cta-text {\r\n      margin: 0 0 14px;\r\n      font-size: 14px;\r\n      line-height: 1.55;\r\n      color: var(--tp-muted);\r\n    }\r\n\r\n    .tp-btn {\r\n      display: inline-flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n      width: 100%;\r\n      min-height: 50px;\r\n      padding: 12px 16px;\r\n      border-radius: 6px;\r\n      text-decoration: none;\r\n      font-size: 15px;\r\n      font-weight: 800;\r\n      transition: .2s ease;\r\n      border: 0;\r\n      cursor: pointer;\r\n      text-transform: uppercase;\r\n      letter-spacing: 0.01em;\r\n    }\r\n\r\n    .tp-btn--primary {\r\n      background: #b94a3f !important;\r\n      color: #fff !important;\r\n      font-weight: 800;\r\n      box-shadow: 0 8px 20px rgba(185, 74, 63, 0.35);\r\n    }\r\n\r\n    .tp-btn--primary:hover {\r\n      background: #a13f35 !important;\r\n      transform: translateY(-1px);\r\n    }\r\n\r\n    .tp-cta-note {\r\n      margin-top: 10px;\r\n      font-size: 13px;\r\n      line-height: 1.45;\r\n      color: #475467;\r\n      font-weight: 700;\r\n    }\r\n\r\n    .tp-rank-card__cta-list {\r\n      list-style: none;\r\n      padding: 0;\r\n      margin: 12px 0 0;\r\n      display: grid;\r\n      gap: 7px;\r\n    }\r\n\r\n    .tp-rank-card__cta-list li {\r\n      font-size: 13px;\r\n      line-height: 1.45;\r\n      color: #344054;\r\n      font-weight: 600;\r\n      display: flex;\r\n      gap: 8px;\r\n      align-items: flex-start;\r\n    }\r\n\r\n    .tp-rank-card__bottom {\r\n      padding: 0 20px 20px;\r\n    }\r\n\r\n    .tp-accordion {\r\n      border: 1px solid #e5eefc;\r\n      border-radius: 16px;\r\n      background: #fff;\r\n      overflow: hidden;\r\n      margin-top: 14px;\r\n    }\r\n\r\n    .tp-accordion__btn {\r\n      width: 100%;\r\n      border: 0;\r\n      background: #fff;\r\n      padding: 16px 18px;\r\n      display: flex;\r\n      justify-content: space-between;\r\n      align-items: center;\r\n      gap: 14px;\r\n      cursor: pointer;\r\n      text-align: left;\r\n      font-size: 15px;\r\n      font-weight: 800;\r\n      color: #101828;\r\n    }\r\n\r\n    .tp-accordion__btn:hover {\r\n      background: #fcfdff;\r\n    }\r\n\r\n    .tp-accordion__left {\r\n      display: flex;\r\n      align-items: center;\r\n      gap: 10px;\r\n      min-width: 0;\r\n    }\r\n\r\n    .tp-accordion__left small {\r\n      display: block;\r\n      margin-top: 2px;\r\n      font-size: 12px;\r\n      color: var(--tp-muted);\r\n      font-weight: 600;\r\n    }\r\n\r\n    .tp-accordion__icon {\r\n      width: 26px;\r\n      height: 26px;\r\n      border-radius: 50%;\r\n      background: var(--tp-soft);\r\n      display: flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n      font-size: 17px;\r\n      font-weight: 800;\r\n      color: #344054;\r\n      flex: 0 0 26px;\r\n      transition: .2s ease;\r\n    }\r\n\r\n    .tp-accordion.is-open .tp-accordion__icon {\r\n      transform: rotate(45deg);\r\n    }\r\n\r\n    .tp-accordion__content {\r\n      display: none;\r\n      padding: 0 18px 18px;\r\n      border-top: 1px solid #eef4ff;\r\n    }\r\n\r\n    .tp-accordion.is-open .tp-accordion__content {\r\n      display: block;\r\n    }\r\n\r\n    .tp-details-grid {\r\n      display: grid;\r\n      grid-template-columns: 1fr 1fr;\r\n      gap: 16px;\r\n      padding-top: 16px;\r\n    }\r\n\r\n    .tp-box {\r\n      border: 1px solid #e5eefc;\r\n      border-radius: 16px;\r\n      padding: 16px;\r\n      background: #fff;\r\n    }\r\n\r\n    .tp-box__title {\r\n      margin: 0 0 12px;\r\n      font-size: 16px;\r\n      line-height: 1.2;\r\n      font-weight: 800;\r\n    }\r\n\r\n    .tp-list {\r\n      list-style: none;\r\n      margin: 0;\r\n      padding: 0;\r\n      display: grid;\r\n      gap: 10px;\r\n    }\r\n\r\n    .tp-list li {\r\n      display: flex;\r\n      gap: 8px;\r\n      align-items: flex-start;\r\n      font-size: 14px;\r\n      line-height: 1.55;\r\n      color: #344054;\r\n      font-weight: 600;\r\n    }\r\n\r\n    .tp-image {\r\n      margin-top: 12px;\r\n    }\r\n\r\n    .tp-image img {\r\n      display: block;\r\n      width: 100%;\r\n      height: auto;\r\n      border-radius: 12px;\r\n      border: 1px solid #e5eefc;\r\n    }\r\n\r\n    .tp-inline-cta {\r\n      margin-top: 14px;\r\n    }\r\n\r\n    .tp-mobile-sticky {\r\n      display: none;\r\n    }\r\n\r\n    @media (max-width: 991px) {\r\n      .tp-rank-card__top {\r\n        grid-template-columns: 1fr;\r\n      }\r\n\r\n      .tp-rank-card__fees {\r\n        grid-template-columns: repeat(2, minmax(0, 1fr));\r\n      }\r\n\r\n      .tp-details-grid {\r\n        grid-template-columns: 1fr;\r\n      }\r\n    }\r\n\r\n    @media (max-width: 767px) {\r\n      .tp-rank-card {\r\n        margin: 14px 0 84px;\r\n      }\r\n\r\n      .tp-rank-card__top {\r\n        padding: 16px;\r\n        gap: 14px;\r\n      }\r\n\r\n      .tp-rank-card__bottom {\r\n        padding: 0 16px 16px;\r\n      }\r\n\r\n      .tp-rank-card__title {\r\n        font-size: 23px;\r\n      }\r\n\r\n      .tp-rank-card__subtitle,\r\n      .tp-rank-card__lead,\r\n      .tp-rank-card__cta-text {\r\n        font-size: 14px;\r\n      }\r\n\r\n      .tp-rank-card__logo {\r\n        width: 72px !important;\r\n        height: 72px !important;\r\n        min-width: 72px !important;\r\n        min-height: 72px !important;\r\n        max-width: 72px !important;\r\n        max-height: 72px !important;\r\n        flex: 0 0 72px !important;\r\n      }\r\n\r\n      .tp-rank-card__fees {\r\n        grid-template-columns: 1fr 1fr;\r\n        gap: 8px;\r\n      }\r\n\r\n      .tp-fee {\r\n        padding: 10px;\r\n      }\r\n\r\n      .tp-fee__value {\r\n        font-size: 17px;\r\n      }\r\n\r\n      .tp-fee__desc {\r\n        font-size: 11px;\r\n      }\r\n\r\n      .tp-mobile-sticky {\r\n        display: block;\r\n        position: fixed;\r\n        left: 0;\r\n        right: 0;\r\n        bottom: 0;\r\n        z-index: 9999;\r\n        padding: 10px 12px calc(10px + env(safe-area-inset-bottom));\r\n        background: rgba(255,255,255,.94);\r\n        backdrop-filter: blur(12px);\r\n        border-top: 1px solid rgba(16,24,40,.08);\r\n      }\r\n\r\n      .tp-mobile-sticky .tp-btn {\r\n        min-height: 50px;\r\n      }\r\n    }\r\n\r\n    @media (max-width: 520px) {\r\n      .tp-rank-card__fees {\r\n        grid-template-columns: 1fr;\r\n      }\r\n    }\r\n  <\/style>\r\n\r\n  <div class=\"tp-rank-card__wrap\">\r\n    <div class=\"tp-rank-card__top\">\r\n      <div class=\"tp-rank-card__left\">\r\n        <div class=\"tp-rank-card__badges\">\r\n          <span class=\"tp-badge tp-badge--success\">\u2705 Bez wizyty w oddziale<\/span>\r\n          <span class=\"tp-badge tp-badge--soft\">\ud83d\udcb8 Premia do 720 z\u0142<\/span>\r\n          <span class=\"tp-badge tp-badge--soft\">\ud83d\udcc8 5,1% oszcz\u0119dno\u015bci<\/span>\r\n        <\/div>\r\n\r\n        <div class=\"tp-rank-card__brand-row\">\r\n          <div class=\"tp-rank-card__logo\">\r\n            <img decoding=\"async\" src=\"https:\/\/twojportfel.eu\/wp-content\/uploads\/2023\/07\/Mbank-logo-933x350.jpg\" alt=\"mBank logo\">\r\n          <\/div>\r\n          <div class=\"tp-rank-card__title-wrap\">\r\n            <h2 class=\"tp-rank-card__title\">mBank \u2013 konto dla dwojga<\/h2>\r\n            <p class=\"tp-rank-card__subtitle\">Najpierw konto osobiste online, potem szybka zmiana na wsp\u00f3lne w bankowo\u015bci internetowej.<\/p>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <p class=\"tp-rank-card__lead\">\r\n          W mBanku najpierw zak\u0142adasz <strong>konto osobiste online<\/strong>, a potem przekszta\u0142casz je w <strong>konto dla dwojga<\/strong> \u2014 bez konieczno\u015bci wizyty w oddziale.\r\n        <\/p>\r\n\r\n        <div class=\"tp-rank-card__fees\">\r\n          <div class=\"tp-fee\">\r\n            <div class=\"tp-fee__top\">\r\n              <span class=\"tp-fee__label\">Konto<\/span>\r\n            <\/div>\r\n            <div class=\"tp-fee__value\">0 z\u0142<\/div>\r\n            <div class=\"tp-fee__desc\">Prowadzenie darmowe<\/div>\r\n          <\/div>\r\n\r\n          <div class=\"tp-fee\">\r\n            <div class=\"tp-fee__top\">\r\n              <span class=\"tp-fee__label\">Karta<\/span>\r\n              <span class=\"tp-tooltip\" tabindex=\"0\">\r\n                ?\r\n                <span class=\"tp-tooltip__bubble\">\r\n                  Op\u0142aty za kart\u0119 unikniesz, je\u015bli wykonasz transakcje bezgot\u00f3wkowe na min. 350 z\u0142 miesi\u0119cznie.\r\n                <\/span>\r\n              <\/span>\r\n            <\/div>\r\n            <div class=\"tp-fee__value\">0 \/ 9 z\u0142<\/div>\r\n            <div class=\"tp-fee__desc\">Darmowa po transakcjach na 350 z\u0142<\/div>\r\n          <\/div>\r\n\r\n          <div class=\"tp-fee\">\r\n            <div class=\"tp-fee__top\">\r\n              <span class=\"tp-fee__label\">Bankomaty<\/span>\r\n              <span class=\"tp-tooltip\" tabindex=\"0\">\r\n                ?\r\n                <span class=\"tp-tooltip__bubble\">\r\n                  Wszystkie bankomaty w Polsce s\u0105 darmowe, je\u015bli wyp\u0142acasz wi\u0119cej ni\u017c 100 z\u0142. Dla ni\u017cszych wyp\u0142at prowizja wynosi 2,50 z\u0142.\r\n                <\/span>\r\n              <\/span>\r\n            <\/div>\r\n            <div class=\"tp-fee__value\">0 \/ 2,50 z\u0142<\/div>\r\n            <div class=\"tp-fee__desc\">Darmowe wyp\u0142aty od 100 z\u0142<\/div>\r\n          <\/div>\r\n\r\n          <div class=\"tp-fee\">\r\n            <div class=\"tp-fee__top\">\r\n              <span class=\"tp-fee__label\">Przelewy<\/span>\r\n            <\/div>\r\n            <div class=\"tp-fee__value\">0 z\u0142<\/div>\r\n            <div class=\"tp-fee__desc\">Online bez op\u0142at<\/div>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"tp-quick-steps\">\r\n          <div class=\"tp-quick-steps__title\">Jak za\u0142o\u017cy\u0107 konto wsp\u00f3lne?<\/div>\r\n\r\n          <div class=\"tp-quick-step\">\r\n            <div class=\"tp-quick-step__num\">1<\/div>\r\n            <div>Przejd\u017a na stron\u0119 mBanku z przycisku obok i za\u0142\u00f3\u017c <strong>konto osobiste<\/strong>.<\/div>\r\n          <\/div>\r\n\r\n          <div class=\"tp-quick-step\">\r\n            <div class=\"tp-quick-step__num\">2<\/div>\r\n            <div>Po otwarciu rachunku zaloguj si\u0119 do bankowo\u015bci internetowej.<\/div>\r\n          <\/div>\r\n\r\n          <div class=\"tp-quick-step\">\r\n            <div class=\"tp-quick-step__num\">3<\/div>\r\n            <div>Kliknij: <strong>POMOC \u2192 ZA\u0141ATW SWOJE SPRAWY \u2192 DOPISZ LUB ODPISZ WSP\u00d3\u0141POSIADACZA<\/strong>.<\/div>\r\n          <\/div>\r\n\r\n          <div class=\"tp-quick-steps__note\">\r\n            Najpierw zak\u0142adasz konto osobiste, a p\u00f3\u017aniej zmieniasz je na wsp\u00f3lne bez wizyty w banku.\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <aside class=\"tp-rank-card__cta\">\r\n        <div class=\"tp-rank-card__cta-badge\">\ud83c\udfc6 Online, potem zmiana na wsp\u00f3lne<\/div>\r\n        <h3 class=\"tp-rank-card__cta-title\">Za\u0142\u00f3\u017c konto i zamie\u0144 na wsp\u00f3lne<\/h3>\r\n        <p class=\"tp-rank-card__cta-text\">\r\n          Otw\u00f3rz konto online i p\u00f3\u017aniej dodaj wsp\u00f3\u0142posiadacza w bankowo\u015bci internetowej mBanku.\r\n        <\/p>\r\n\r\n        <a class=\"tp-btn tp-btn--primary\" href=\"https:\/\/twojportfel.eu\/mbank_konto_wspolne\" target=\"_blank\" rel=\"nofollow sponsored noopener\">\r\n          OTW\u00d3RZ KONTO \u279c\r\n        <\/a>\r\n\r\n        <div class=\"tp-cta-note\">\r\n          \u2714\ufe0f bez wizyty w oddziale \u2022 \u2714\ufe0f instrukcja widoczna obok\r\n        <\/div>\r\n\r\n        <ul class=\"tp-rank-card__cta-list\">\r\n          <li><span>\u2705<\/span><span>Premia do 720 z\u0142<\/span><\/li>\r\n          <li><span>\u2705<\/span><span>5,1% na koncie oszcz\u0119dno\u015bciowym<\/span><\/li>\r\n          <li><span>\u2705<\/span><span>Zmiana na wsp\u00f3lne bez wizyty w banku<\/span><\/li>\r\n        <\/ul>\r\n      <\/aside>\r\n    <\/div>\r\n\r\n    <div class=\"tp-rank-card__bottom\">\r\n      <div class=\"tp-accordion\" id=\"tp-accordion-mbank\">\r\n        <button class=\"tp-accordion__btn\" type=\"button\">\r\n          <span class=\"tp-accordion__left\">\r\n            <span>\ud83d\udcd8<\/span>\r\n            <span>\r\n              Poka\u017c plusy, minusy i szczeg\u00f3\u0142y op\u0142at\r\n              <small>Dodatkowe informacje o promocji, warunkach i kosztach<\/small>\r\n            <\/span>\r\n          <\/span>\r\n          <span class=\"tp-accordion__icon\">+<\/span>\r\n        <\/button>\r\n\r\n        <div class=\"tp-accordion__content\">\r\n          <div class=\"tp-details-grid\">\r\n            <div class=\"tp-box\">\r\n              <h4 class=\"tp-box__title\">Najwa\u017cniejsze zalety i wady<\/h4>\r\n\r\n              <ul class=\"tp-list\" style=\"margin-bottom:14px;\">\r\n                <li><span>\u2714<\/span><span>W promocji nawet <strong>720 z\u0142 premii<\/strong> i 5,1% na koncie oszcz\u0119dno\u015bciowym.<\/span><\/li>\r\n                <li><span>\u2714<\/span><span>Mo\u017cesz zmieni\u0107 konto osobiste na wsp\u00f3lne w bankowo\u015bci internetowej.<\/span><\/li>\r\n                <li><span>\u2714<\/span><span>Bez konieczno\u015bci wizyty w oddziale.<\/span><\/li>\r\n                <li><span>\u2714<\/span><span>Mo\u017cliwo\u015b\u0107 automatycznego odk\u0142adania oszcz\u0119dno\u015bci od zaokr\u0105glonych transakcji.<\/span><\/li>\r\n              <\/ul>\r\n\r\n              <ul class=\"tp-list\">\r\n                <li><span>\u2013<\/span><span>Wyp\u0142aty z bankomat\u00f3w dla kwot poni\u017cej 100 z\u0142 s\u0105 p\u0142atne.<\/span><\/li>\r\n                <li><span>\u2013<\/span><span>Wysokie koszty transakcji w obcych walutach.<\/span><\/li>\r\n              <\/ul>\r\n            <\/div>\r\n\r\n            <div class=\"tp-box\">\r\n              <h4 class=\"tp-box__title\">Szczeg\u00f3\u0142y op\u0142at i podgl\u0105d<\/h4>\r\n\r\n              <ul class=\"tp-list\" style=\"margin-bottom:14px;\">\r\n                <li><span>\u2022<\/span><span><strong>Konto:<\/strong> 0 z\u0142<\/span><\/li>\r\n                <li><span>\u2022<\/span><span><strong>Karta:<\/strong> 0 z\u0142 po transakcjach na min. 350 z\u0142 miesi\u0119cznie, inaczej 9 z\u0142<\/span><\/li>\r\n                <li><span>\u2022<\/span><span><strong>Bankomaty:<\/strong> 0 z\u0142 przy wyp\u0142atach powy\u017cej 100 z\u0142, poni\u017cej 100 z\u0142 prowizja 2,50 z\u0142<\/span><\/li>\r\n                <li><span>\u2022<\/span><span><strong>Przelewy:<\/strong> 0 z\u0142<\/span><\/li>\r\n              <\/ul>\r\n\r\n              <div class=\"tp-image\">\r\n                <a href=\"https:\/\/twojportfel.eu\/mbank_konto_wspolne\" target=\"_blank\" rel=\"nofollow sponsored noopener\">\r\n                  <img decoding=\"async\" src=\"https:\/\/twojportfel.eu\/wp-content\/uploads\/2023\/07\/mbank-min-1024x347.png\" alt=\"mBank konto wsp\u00f3lne\">\r\n                <\/a>\r\n              <\/div>\r\n\r\n              <div class=\"tp-inline-cta\">\r\n                <a class=\"tp-btn tp-btn--primary\" href=\"https:\/\/twojportfel.eu\/mbank_konto_wspolne\" target=\"_blank\" rel=\"nofollow sponsored noopener\">\r\n                  OTW\u00d3RZ KONTO \u279c\r\n                <\/a>\r\n              <\/div>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <div class=\"tp-mobile-sticky\">\r\n    <a class=\"tp-btn tp-btn--primary\" href=\"https:\/\/twojportfel.eu\/mbank_konto_wspolne\" target=\"_blank\" rel=\"nofollow sponsored noopener\">\r\n      OTW\u00d3RZ KONTO \u279c\r\n    <\/a>\r\n  <\/div>\r\n\r\n  <script>\r\n    (function () {\r\n      var root = document.getElementById('tp-rank-card-mbank');\r\n      if (!root) return;\r\n\r\n      var accordion = root.querySelector('.tp-accordion');\r\n      var accordionBtn = root.querySelector('.tp-accordion__btn');\r\n\r\n      if (accordion && accordionBtn) {\r\n        accordionBtn.addEventListener('click', function () {\r\n          accordion.classList.toggle('is-open');\r\n        });\r\n      }\r\n\r\n      var tooltips = root.querySelectorAll('.tp-tooltip');\r\n      tooltips.forEach(function (tip) {\r\n        tip.addEventListener('click', function (e) {\r\n          e.stopPropagation();\r\n          tooltips.forEach(function (other) {\r\n            if (other !== tip) other.classList.remove('is-open');\r\n          });\r\n          tip.classList.toggle('is-open');\r\n        });\r\n      });\r\n\r\n      document.addEventListener('click', function () {\r\n        tooltips.forEach(function (tip) {\r\n          tip.classList.remove('is-open');\r\n        });\r\n      });\r\n    })();\r\n  <\/script>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7bc7b11 elementor-widget elementor-widget-html\" data-id=\"7bc7b11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"tp-rank-card\" id=\"tp-rank-card-ing\">\r\n  <style>\r\n    .tp-rank-card,\r\n    .tp-rank-card * {\r\n      box-sizing: border-box;\r\n    }\r\n\r\n    .tp-rank-card {\r\n      --tp-bg: #ffffff;\r\n      --tp-text: #101828;\r\n      --tp-muted: #667085;\r\n      --tp-border: #dbeafe;\r\n      --tp-border-strong: #bfdbfe;\r\n      --tp-soft: #f8fbff;\r\n      --tp-soft-2: #f2f7ff;\r\n      --tp-primary: #1769ff;\r\n      --tp-primary-hover: #0f52d6;\r\n      --tp-success: #067647;\r\n      --tp-success-bg: #ecfdf3;\r\n      --tp-shadow: 0 10px 26px rgba(23, 105, 255, 0.07);\r\n\r\n      font-family: Inter, Arial, sans-serif;\r\n      color: var(--tp-text);\r\n      margin: 18px 0;\r\n    }\r\n\r\n    .tp-rank-card__wrap {\r\n      background: var(--tp-bg);\r\n      border: 1.5px solid var(--tp-border-strong);\r\n      border-radius: 20px;\r\n      box-shadow: var(--tp-shadow);\r\n      overflow: hidden;\r\n    }\r\n\r\n    .tp-rank-card__top {\r\n      display: grid;\r\n      grid-template-columns: minmax(0, 1.25fr) 310px;\r\n      gap: 18px;\r\n      padding: 20px;\r\n      background: linear-gradient(180deg, #ffffff 0%, #fbfdff 100%);\r\n    }\r\n\r\n    .tp-rank-card__left {\r\n      min-width: 0;\r\n    }\r\n\r\n    .tp-rank-card__brand-row {\r\n      display: flex;\r\n      align-items: center;\r\n      gap: 12px;\r\n      margin-bottom: 10px;\r\n      flex-wrap: wrap;\r\n    }\r\n\r\n    .tp-rank-card__logo {\r\n      width: 42px;\r\n      height: 42px;\r\n      border-radius: 12px;\r\n      overflow: hidden;\r\n      border: 1px solid #e5eefc;\r\n      background: #fff;\r\n      display: flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n      flex: 0 0 42px;\r\n    }\r\n\r\n    .tp-rank-card__logo img {\r\n      display: block;\r\n      width: 100%;\r\n      height: 100%;\r\n      object-fit: contain;\r\n    }\r\n\r\n    .tp-rank-card__title-wrap {\r\n      min-width: 0;\r\n    }\r\n\r\n    .tp-rank-card__title {\r\n      margin: 0;\r\n      font-size: 28px;\r\n      line-height: 1.1;\r\n      font-weight: 800;\r\n      letter-spacing: -0.02em;\r\n    }\r\n\r\n    .tp-rank-card__subtitle {\r\n      margin: 4px 0 0;\r\n      color: var(--tp-muted);\r\n      font-size: 14px;\r\n      line-height: 1.5;\r\n      font-weight: 500;\r\n    }\r\n\r\n    .tp-rank-card__badges {\r\n      display: flex;\r\n      flex-wrap: wrap;\r\n      gap: 8px;\r\n      margin: 0 0 12px;\r\n    }\r\n\r\n    .tp-badge {\r\n      display: inline-flex;\r\n      align-items: center;\r\n      gap: 6px;\r\n      border-radius: 999px;\r\n      padding: 7px 10px;\r\n      font-size: 12px;\r\n      font-weight: 800;\r\n      line-height: 1;\r\n      white-space: nowrap;\r\n    }\r\n\r\n    .tp-badge--success {\r\n      background: var(--tp-success-bg);\r\n      color: var(--tp-success);\r\n    }\r\n\r\n    .tp-badge--soft {\r\n      background: var(--tp-soft-2);\r\n      color: #344054;\r\n    }\r\n\r\n    .tp-rank-card__lead {\r\n      margin: 0 0 14px;\r\n      font-size: 15px;\r\n      line-height: 1.6;\r\n      color: #344054;\r\n      max-width: 760px;\r\n    }\r\n\r\n    .tp-rank-card__fees {\r\n      display: grid;\r\n      grid-template-columns: repeat(4, minmax(0, 1fr));\r\n      gap: 10px;\r\n    }\r\n\r\n    .tp-fee {\r\n      background: var(--tp-soft);\r\n      border: 1px solid #e5eefc;\r\n      border-radius: 14px;\r\n      padding: 12px;\r\n      min-width: 0;\r\n    }\r\n\r\n    .tp-fee__top {\r\n      display: flex;\r\n      align-items: center;\r\n      justify-content: space-between;\r\n      gap: 8px;\r\n      margin-bottom: 6px;\r\n    }\r\n\r\n    .tp-fee__label {\r\n      font-size: 12px;\r\n      line-height: 1.2;\r\n      color: var(--tp-muted);\r\n      font-weight: 700;\r\n    }\r\n\r\n    .tp-fee__value {\r\n      font-size: 20px;\r\n      line-height: 1.1;\r\n      font-weight: 900;\r\n      letter-spacing: -0.02em;\r\n      margin-bottom: 5px;\r\n    }\r\n\r\n    .tp-fee__desc {\r\n      font-size: 12px;\r\n      line-height: 1.45;\r\n      color: #475467;\r\n    }\r\n\r\n    .tp-tooltip {\r\n      position: relative;\r\n      display: inline-flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n      width: 18px;\r\n      height: 18px;\r\n      border-radius: 50%;\r\n      background: #eaf2ff;\r\n      color: #1d4ed8;\r\n      font-size: 11px;\r\n      font-weight: 900;\r\n      cursor: pointer;\r\n      flex: 0 0 18px;\r\n    }\r\n\r\n    .tp-tooltip__bubble {\r\n      position: absolute;\r\n      left: 50%;\r\n      bottom: calc(100% + 8px);\r\n      transform: translateX(-50%);\r\n      width: 235px;\r\n      background: #111827;\r\n      color: #fff;\r\n      padding: 10px 11px;\r\n      border-radius: 10px;\r\n      font-size: 12px;\r\n      line-height: 1.45;\r\n      box-shadow: 0 12px 30px rgba(0,0,0,.22);\r\n      opacity: 0;\r\n      pointer-events: none;\r\n      transition: .18s ease;\r\n      z-index: 20;\r\n    }\r\n\r\n    .tp-tooltip__bubble::after {\r\n      content: \"\";\r\n      position: absolute;\r\n      top: 100%;\r\n      left: 50%;\r\n      transform: translateX(-50%);\r\n      border-width: 6px;\r\n      border-style: solid;\r\n      border-color: #111827 transparent transparent transparent;\r\n    }\r\n\r\n    .tp-tooltip:hover .tp-tooltip__bubble,\r\n    .tp-tooltip.is-open .tp-tooltip__bubble {\r\n      opacity: 1;\r\n      pointer-events: auto;\r\n    }\r\n\r\n    .tp-rank-card__cta {\r\n      background: #fff;\r\n      border: 1px solid #e5eefc;\r\n      border-radius: 18px;\r\n      padding: 18px;\r\n      align-self: start;\r\n      box-shadow: 0 8px 20px rgba(16, 24, 40, 0.04);\r\n    }\r\n\r\n    .tp-rank-card__cta-badge {\r\n      display: inline-flex;\r\n      align-items: center;\r\n      gap: 6px;\r\n      padding: 7px 10px;\r\n      border-radius: 999px;\r\n      background: #f0f7ff;\r\n      color: #175cd3;\r\n      font-size: 12px;\r\n      font-weight: 800;\r\n      margin-bottom: 10px;\r\n    }\r\n\r\n    .tp-rank-card__cta-title {\r\n      margin: 0 0 8px;\r\n      font-size: 20px;\r\n      line-height: 1.15;\r\n      font-weight: 800;\r\n    }\r\n\r\n    .tp-rank-card__cta-text {\r\n      margin: 0 0 14px;\r\n      font-size: 14px;\r\n      line-height: 1.55;\r\n      color: var(--tp-muted);\r\n    }\r\n\r\n    .tp-btn {\r\n      display: inline-flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n      width: 100%;\r\n      min-height: 48px;\r\n      padding: 12px 16px;\r\n      border-radius: 14px;\r\n      text-decoration: none;\r\n      font-size: 15px;\r\n      font-weight: 800;\r\n      transition: .2s ease;\r\n      border: 0;\r\n      cursor: pointer;\r\n    }\r\n\r\n    .tp-btn--primary {\r\n      background: var(--tp-primary);\r\n      color: #fff !important;\r\n      box-shadow: 0 8px 18px rgba(23, 105, 255, 0.24);\r\n    }\r\n\r\n    .tp-btn--primary:hover {\r\n      background: var(--tp-primary-hover);\r\n      transform: translateY(-1px);\r\n    }\r\n\r\n    .tp-rank-card__cta-list {\r\n      list-style: none;\r\n      padding: 0;\r\n      margin: 12px 0 0;\r\n      display: grid;\r\n      gap: 7px;\r\n    }\r\n\r\n    .tp-rank-card__cta-list li {\r\n      font-size: 13px;\r\n      line-height: 1.45;\r\n      color: #344054;\r\n      font-weight: 600;\r\n      display: flex;\r\n      gap: 8px;\r\n      align-items: flex-start;\r\n    }\r\n\r\n    .tp-rank-card__bottom {\r\n      padding: 0 20px 20px;\r\n    }\r\n\r\n    .tp-accordion {\r\n      border: 1px solid #e5eefc;\r\n      border-radius: 16px;\r\n      background: #fff;\r\n      overflow: hidden;\r\n    }\r\n\r\n    .tp-accordion__btn {\r\n      width: 100%;\r\n      border: 0;\r\n      background: #fff;\r\n      padding: 16px 18px;\r\n      display: flex;\r\n      justify-content: space-between;\r\n      align-items: center;\r\n      gap: 14px;\r\n      cursor: pointer;\r\n      text-align: left;\r\n      font-size: 15px;\r\n      font-weight: 800;\r\n      color: #101828;\r\n    }\r\n\r\n    .tp-accordion__btn:hover {\r\n      background: #fcfdff;\r\n    }\r\n\r\n    .tp-accordion__left {\r\n      display: flex;\r\n      align-items: center;\r\n      gap: 10px;\r\n      min-width: 0;\r\n    }\r\n\r\n    .tp-accordion__left small {\r\n      display: block;\r\n      margin-top: 2px;\r\n      font-size: 12px;\r\n      color: var(--tp-muted);\r\n      font-weight: 600;\r\n    }\r\n\r\n    .tp-accordion__icon {\r\n      width: 26px;\r\n      height: 26px;\r\n      border-radius: 50%;\r\n      background: var(--tp-soft);\r\n      display: flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n      font-size: 17px;\r\n      font-weight: 800;\r\n      color: #344054;\r\n      flex: 0 0 26px;\r\n      transition: .2s ease;\r\n    }\r\n\r\n    .tp-accordion.is-open .tp-accordion__icon {\r\n      transform: rotate(45deg);\r\n    }\r\n\r\n    .tp-accordion__content {\r\n      display: none;\r\n      padding: 0 18px 18px;\r\n      border-top: 1px solid #eef4ff;\r\n    }\r\n\r\n    .tp-accordion.is-open .tp-accordion__content {\r\n      display: block;\r\n    }\r\n\r\n    .tp-details-grid {\r\n      display: grid;\r\n      grid-template-columns: 1.1fr 0.9fr;\r\n      gap: 16px;\r\n      padding-top: 16px;\r\n    }\r\n\r\n    .tp-box {\r\n      border: 1px solid #e5eefc;\r\n      border-radius: 16px;\r\n      padding: 16px;\r\n      background: #fff;\r\n    }\r\n\r\n    .tp-box__title {\r\n      margin: 0 0 12px;\r\n      font-size: 16px;\r\n      line-height: 1.2;\r\n      font-weight: 800;\r\n    }\r\n\r\n    .tp-steps {\r\n      display: grid;\r\n      gap: 10px;\r\n      margin: 0;\r\n    }\r\n\r\n    .tp-step {\r\n      display: grid;\r\n      grid-template-columns: 30px 1fr;\r\n      gap: 10px;\r\n      align-items: start;\r\n      background: var(--tp-soft);\r\n      border: 1px solid #edf4ff;\r\n      border-radius: 12px;\r\n      padding: 10px;\r\n    }\r\n\r\n    .tp-step__num {\r\n      width: 30px;\r\n      height: 30px;\r\n      border-radius: 10px;\r\n      background: #eef4ff;\r\n      color: #1d4ed8;\r\n      display: flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n      font-size: 13px;\r\n      font-weight: 900;\r\n    }\r\n\r\n    .tp-step__text {\r\n      font-size: 14px;\r\n      line-height: 1.55;\r\n      color: #344054;\r\n      font-weight: 600;\r\n    }\r\n\r\n    .tp-list {\r\n      list-style: none;\r\n      margin: 0;\r\n      padding: 0;\r\n      display: grid;\r\n      gap: 10px;\r\n    }\r\n\r\n    .tp-list li {\r\n      display: flex;\r\n      gap: 8px;\r\n      align-items: flex-start;\r\n      font-size: 14px;\r\n      line-height: 1.55;\r\n      color: #344054;\r\n      font-weight: 600;\r\n    }\r\n\r\n    .tp-inline-note {\r\n      margin-top: 12px;\r\n      padding: 12px;\r\n      border-radius: 12px;\r\n      background: #f8fbff;\r\n      border: 1px solid #e5eefc;\r\n      font-size: 13px;\r\n      line-height: 1.55;\r\n      color: #344054;\r\n      font-weight: 600;\r\n    }\r\n\r\n    .tp-inline-cta {\r\n      margin-top: 14px;\r\n    }\r\n\r\n    .tp-mobile-sticky {\r\n      display: none;\r\n    }\r\n\r\n    @media (max-width: 991px) {\r\n      .tp-rank-card__top {\r\n        grid-template-columns: 1fr;\r\n      }\r\n\r\n      .tp-rank-card__fees {\r\n        grid-template-columns: repeat(2, minmax(0, 1fr));\r\n      }\r\n\r\n      .tp-details-grid {\r\n        grid-template-columns: 1fr;\r\n      }\r\n    }\r\n\r\n    @media (max-width: 767px) {\r\n      .tp-rank-card {\r\n        margin: 14px 0 84px;\r\n      }\r\n\r\n      .tp-rank-card__top {\r\n        padding: 16px;\r\n        gap: 14px;\r\n      }\r\n\r\n      .tp-rank-card__bottom {\r\n        padding: 0 16px 16px;\r\n      }\r\n\r\n      .tp-rank-card__title {\r\n        font-size: 23px;\r\n      }\r\n\r\n      .tp-rank-card__subtitle,\r\n      .tp-rank-card__lead,\r\n      .tp-rank-card__cta-text {\r\n        font-size: 14px;\r\n      }\r\n\r\n      .tp-rank-card__fees {\r\n        grid-template-columns: 1fr 1fr;\r\n        gap: 8px;\r\n      }\r\n\r\n      .tp-fee {\r\n        padding: 10px;\r\n      }\r\n\r\n      .tp-fee__value {\r\n        font-size: 17px;\r\n      }\r\n\r\n      .tp-fee__desc {\r\n        font-size: 11px;\r\n      }\r\n\r\n      .tp-mobile-sticky {\r\n        display: block;\r\n        position: fixed;\r\n        left: 0;\r\n        right: 0;\r\n        bottom: 0;\r\n        z-index: 9999;\r\n        padding: 10px 12px calc(10px + env(safe-area-inset-bottom));\r\n        background: rgba(255,255,255,.94);\r\n        backdrop-filter: blur(12px);\r\n        border-top: 1px solid rgba(16,24,40,.08);\r\n      }\r\n\r\n      .tp-mobile-sticky .tp-btn {\r\n        min-height: 50px;\r\n      }\r\n    }\r\n\r\n    @media (max-width: 520px) {\r\n      .tp-rank-card__fees {\r\n        grid-template-columns: 1fr;\r\n      }\r\n    }\r\n  <\/style>\r\n\r\n  <div class=\"tp-rank-card__wrap\">\r\n    <div class=\"tp-rank-card__top\">\r\n      <div class=\"tp-rank-card__left\">\r\n        <div class=\"tp-rank-card__badges\">\r\n          <span class=\"tp-badge tp-badge--success\">\u2705 Konto dla par z mocn\u0105 aplikacj\u0105<\/span>\r\n          <span class=\"tp-badge tp-badge--soft\">\ud83d\udcb8 Premia 500 z\u0142<\/span>\r\n          <span class=\"tp-badge tp-badge--soft\">\ud83d\udcc8 5,5% oszcz\u0119dno\u015bci<\/span>\r\n        <\/div>\r\n\r\n        <div class=\"tp-rank-card__brand-row\">\r\n          <div class=\"tp-rank-card__logo\">\r\n            <img decoding=\"async\" src=\"https:\/\/twojportfel.eu\/wp-content\/uploads\/2023\/07\/ING_logo-scaled.jpg\" alt=\"ING logo\">\r\n          <\/div>\r\n          <div class=\"tp-rank-card__title-wrap\">\r\n            <h2 class=\"tp-rank-card__title\">ING \u2013 Konto Direct \/ wsp\u00f3lne<\/h2>\r\n            <p class=\"tp-rank-card__subtitle\">Dobre konto dla os\u00f3b, kt\u00f3re chc\u0105 zacz\u0105\u0107 online i p\u00f3\u017aniej rozszerzy\u0107 rachunek o drug\u0105 osob\u0119.<\/p>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <p class=\"tp-rank-card__lead\">\r\n          W ING najpierw zak\u0142adasz <strong>Konto z Lwem Direct<\/strong>, a nast\u0119pnie przez <strong>Moje ING<\/strong> mo\u017cesz\r\n          doda\u0107 pe\u0142nomocnika albo rozpocz\u0105\u0107 zmian\u0119 typu rachunku. Instrukcja poni\u017cej pokazuje najwygodniejsz\u0105 \u015bcie\u017ck\u0119.\r\n        <\/p>\r\n\r\n        <div class=\"tp-rank-card__fees\">\r\n          <div class=\"tp-fee\">\r\n            <div class=\"tp-fee__top\">\r\n              <span class=\"tp-fee__label\">Konto<\/span>\r\n            <\/div>\r\n            <div class=\"tp-fee__value\">0 z\u0142<\/div>\r\n            <div class=\"tp-fee__desc\">Prowadzenie darmowe<\/div>\r\n          <\/div>\r\n\r\n          <div class=\"tp-fee\">\r\n            <div class=\"tp-fee__top\">\r\n              <span class=\"tp-fee__label\">Karta<\/span>\r\n              <span class=\"tp-tooltip\" tabindex=\"0\">\r\n                ?\r\n                <span class=\"tp-tooltip__bubble\">\r\n                  Op\u0142aty unikniesz, je\u015bli wykonasz transakcje kart\u0105, Google Pay lub Apple Pay na min. 300 z\u0142 miesi\u0119cznie. Dla os\u00f3b 18\u201326 lat limit to 200 z\u0142.\r\n                <\/span>\r\n              <\/span>\r\n            <\/div>\r\n            <div class=\"tp-fee__value\">0 \/ 7 z\u0142<\/div>\r\n            <div class=\"tp-fee__desc\">Darmowa po transakcjach na 300 z\u0142<\/div>\r\n          <\/div>\r\n\r\n          <div class=\"tp-fee\">\r\n            <div class=\"tp-fee__top\">\r\n              <span class=\"tp-fee__label\">Bankomaty<\/span>\r\n              <span class=\"tp-tooltip\" tabindex=\"0\">\r\n                ?\r\n                <span class=\"tp-tooltip__bubble\">\r\n                  0 z\u0142 za bankomaty w\u0142asne ING i Planet Cash oraz pierwsz\u0105 wyp\u0142at\u0119 z pozosta\u0142ych bankomat\u00f3w. Kolejne wyp\u0142aty z innych bankomat\u00f3w: 5 z\u0142.\r\n                <\/span>\r\n              <\/span>\r\n            <\/div>\r\n            <div class=\"tp-fee__value\">0 \/ 5 z\u0142<\/div>\r\n            <div class=\"tp-fee__desc\">Pierwsza wyp\u0142ata z obcych bankomat\u00f3w darmowa<\/div>\r\n          <\/div>\r\n\r\n          <div class=\"tp-fee\">\r\n            <div class=\"tp-fee__top\">\r\n              <span class=\"tp-fee__label\">Przelewy<\/span>\r\n            <\/div>\r\n            <div class=\"tp-fee__value\">0 z\u0142<\/div>\r\n            <div class=\"tp-fee__desc\">Online bez op\u0142at<\/div>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <aside class=\"tp-rank-card__cta\">\r\n        <div class=\"tp-rank-card__cta-badge\">\ud83c\udfc6 Najpierw konto osobiste, potem rozszerzenie<\/div>\r\n        <h3 class=\"tp-rank-card__cta-title\">Za\u0142\u00f3\u017c konto online i sprawd\u017a, jak doda\u0107 drug\u0105 osob\u0119<\/h3>\r\n        <p class=\"tp-rank-card__cta-text\">\r\n          ING to dobra opcja, je\u015bli zale\u017cy Ci na promocji, aplikacji mobilnej i mo\u017cliwo\u015bci p\u00f3\u017aniejszego rozszerzenia rachunku.\r\n        <\/p>\r\n\r\n        <a class=\"tp-btn tp-btn--primary\" href=\"https:\/\/twojportfel.eu\/ing_konto_direct\" target=\"_blank\" rel=\"nofollow sponsored noopener\">\r\n          Za\u0142\u00f3\u017c konto online\r\n        <\/a>\r\n\r\n        <ul class=\"tp-rank-card__cta-list\">\r\n          <li><span>\u2705<\/span><span>Startujesz online od konta osobistego<\/span><\/li>\r\n          <li><span>\u2705<\/span><span>Dalsze kroki opisane poni\u017cej<\/span><\/li>\r\n          <li><span>\u2705<\/span><span>Mocna aplikacja i stabilna bankowo\u015b\u0107 internetowa<\/span><\/li>\r\n        <\/ul>\r\n      <\/aside>\r\n    <\/div>\r\n\r\n    <div class=\"tp-rank-card__bottom\">\r\n      <div class=\"tp-accordion\" id=\"tp-accordion-ing\">\r\n        <button class=\"tp-accordion__btn\" type=\"button\">\r\n          <span class=\"tp-accordion__left\">\r\n            <span>\ud83d\udcd8<\/span>\r\n            <span>\r\n              Poka\u017c szczeg\u00f3\u0142y i instrukcj\u0119\r\n              <small>Zobacz, jak przej\u015b\u0107 od konta osobistego do rachunku dla dw\u00f3ch os\u00f3b oraz sprawd\u017a plusy, minusy i szczeg\u00f3\u0142y op\u0142at<\/small>\r\n            <\/span>\r\n          <\/span>\r\n          <span class=\"tp-accordion__icon\">+<\/span>\r\n        <\/button>\r\n\r\n        <div class=\"tp-accordion__content\">\r\n          <div class=\"tp-details-grid\">\r\n            <div class=\"tp-box\">\r\n              <h4 class=\"tp-box__title\">Jak za\u0142o\u017cy\u0107 to konto jako wsp\u00f3lne?<\/h4>\r\n\r\n              <div class=\"tp-steps\">\r\n                <div class=\"tp-step\">\r\n                  <div class=\"tp-step__num\">1<\/div>\r\n                  <div class=\"tp-step__text\">\r\n                    Za\u0142\u00f3\u017c <strong>Konto z Lwem Direct<\/strong> online.\r\n                  <\/div>\r\n                <\/div>\r\n\r\n                <div class=\"tp-step\">\r\n                  <div class=\"tp-step__num\">2<\/div>\r\n                  <div class=\"tp-step__text\">\r\n                    Po utworzeniu rachunku zaloguj si\u0119 do <strong>Moje ING<\/strong>.\r\n                  <\/div>\r\n                <\/div>\r\n\r\n                <div class=\"tp-step\">\r\n                  <div class=\"tp-step__num\">3<\/div>\r\n                  <div class=\"tp-step__text\">\r\n                    Mo\u017cesz <strong>doda\u0107 pe\u0142nomocnika<\/strong> przez bankowo\u015b\u0107 elektroniczn\u0105.\r\n                  <\/div>\r\n                <\/div>\r\n\r\n                <div class=\"tp-step\">\r\n                  <div class=\"tp-step__num\">4<\/div>\r\n                  <div class=\"tp-step__text\">\r\n                    Konto indywidualne mo\u017cesz te\u017c rozpocz\u0105\u0107 przekszta\u0142ca\u0107 w rachunek wsp\u00f3lny w \u015bcie\u017cce:\r\n                    <strong>Rachunki \u2192 opcje \u2192 Zmie\u0144 typ rachunku<\/strong>.\r\n                  <\/div>\r\n                <\/div>\r\n\r\n                <div class=\"tp-step\">\r\n                  <div class=\"tp-step__num\">5<\/div>\r\n                  <div class=\"tp-step__text\">\r\n                    Nast\u0119pnie trzeba uda\u0107 si\u0119 wsp\u00f3lnie do wybranej plac\u00f3wki banku, aby doda\u0107 wsp\u00f3\u0142w\u0142a\u015bciciela do rachunku.\r\n                  <\/div>\r\n                <\/div>\r\n              <\/div>\r\n\r\n              <div class=\"tp-inline-note\">\r\n                W\u0142a\u015bciciel i pe\u0142nomocnik rachunku mog\u0105 zam\u00f3wi\u0107 2 imienne karty p\u0142atnicze. To mo\u017ce by\u0107 wygodne rozwi\u0105zanie, je\u015bli na start chcesz korzysta\u0107 z konta wsp\u00f3lnie, zanim zako\u0144czysz formalne przekszta\u0142cenie rachunku.\r\n              <\/div>\r\n\r\n              <div class=\"tp-inline-cta\">\r\n                <a class=\"tp-btn tp-btn--primary\" href=\"https:\/\/twojportfel.eu\/ing_konto_direct\" target=\"_blank\" rel=\"nofollow sponsored noopener\">\r\n                  Przejd\u017a do formularza ING\r\n                <\/a>\r\n              <\/div>\r\n            <\/div>\r\n\r\n            <div class=\"tp-box\">\r\n              <h4 class=\"tp-box__title\">Najwa\u017cniejsze plusy i minusy<\/h4>\r\n\r\n              <ul class=\"tp-list\" style=\"margin-bottom:14px;\">\r\n                <li><span>\u2714<\/span><span><strong>500 z\u0142<\/strong> premii za otwarcie konta.<\/span><\/li>\r\n                <li><span>\u2714<\/span><span><strong>5,5%<\/strong> w skali roku na koncie oszcz\u0119dno\u015bciowym przez 3 miesi\u0105ce.<\/span><\/li>\r\n                <li><span>\u2714<\/span><span>Rozbudowana, przejrzysta i intuicyjna aplikacja mobilna.<\/span><\/li>\r\n                <li><span>\u2714<\/span><span>Stabilny system bankowy i czytelna bankowo\u015b\u0107 internetowa.<\/span><\/li>\r\n                <li><span>\u2714<\/span><span>0 z\u0142 za bankomaty w\u0142asne ING i Planet Cash oraz pierwsz\u0105 wyp\u0142at\u0119 z pozosta\u0142ych bankomat\u00f3w.<\/span><\/li>\r\n              <\/ul>\r\n\r\n              <ul class=\"tp-list\">\r\n                <li><span>\u2013<\/span><span>Wysokie op\u0142aty za kolejne wyp\u0142aty z obcych bankomat\u00f3w.<\/span><\/li>\r\n                <li><span>\u2013<\/span><span>Drogie wp\u0142aty i wyp\u0142aty w oddziale \u2014 9 z\u0142.<\/span><\/li>\r\n              <\/ul>\r\n\r\n              <h4 class=\"tp-box__title\" style=\"margin-top:18px;\">Szczeg\u00f3\u0142y op\u0142at<\/h4>\r\n              <ul class=\"tp-list\">\r\n                <li><span>\u2022<\/span><span><strong>Konto:<\/strong> 0 z\u0142<\/span><\/li>\r\n                <li><span>\u2022<\/span><span><strong>Karta:<\/strong> 0 z\u0142 po transakcjach na min. 300 z\u0142 miesi\u0119cznie, inaczej 7 z\u0142<\/span><\/li>\r\n                <li><span>\u2022<\/span><span><strong>Bankomaty:<\/strong> 0 z\u0142 w\u0142asne ING i Planet Cash + pierwsza wyp\u0142ata z innych bankomat\u00f3w, kolejne 5 z\u0142<\/span><\/li>\r\n                <li><span>\u2022<\/span><span><strong>Przelewy:<\/strong> 0 z\u0142<\/span><\/li>\r\n              <\/ul>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <div class=\"tp-mobile-sticky\">\r\n    <a class=\"tp-btn tp-btn--primary\" href=\"https:\/\/twojportfel.eu\/ing_konto_direct\" target=\"_blank\" rel=\"nofollow sponsored noopener\">\r\n      Za\u0142\u00f3\u017c konto online\r\n    <\/a>\r\n  <\/div>\r\n\r\n  <script>\r\n    (function () {\r\n      var root = document.getElementById('tp-rank-card-ing');\r\n      if (!root) return;\r\n\r\n      var accordion = root.querySelector('.tp-accordion');\r\n      var accordionBtn = root.querySelector('.tp-accordion__btn');\r\n\r\n      if (accordion && accordionBtn) {\r\n        accordionBtn.addEventListener('click', function () {\r\n          accordion.classList.toggle('is-open');\r\n        });\r\n      }\r\n\r\n      var tooltips = root.querySelectorAll('.tp-tooltip');\r\n      tooltips.forEach(function (tip) {\r\n        tip.addEventListener('click', function (e) {\r\n          e.stopPropagation();\r\n          tooltips.forEach(function (other) {\r\n            if (other !== tip) other.classList.remove('is-open');\r\n          });\r\n          tip.classList.toggle('is-open');\r\n        });\r\n      });\r\n\r\n      document.addEventListener('click', function () {\r\n        tooltips.forEach(function (tip) {\r\n          tip.classList.remove('is-open');\r\n        });\r\n      });\r\n    })();\r\n  <\/script>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3cd5500 elementor-widget elementor-widget-html\" data-id=\"3cd5500\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"tp-rank-card\" id=\"tp-rank-card-revolut\">\r\n  <style>\r\n    .tp-rank-card,\r\n    .tp-rank-card * {\r\n      box-sizing: border-box;\r\n    }\r\n\r\n    .tp-rank-card {\r\n      --tp-bg: #ffffff;\r\n      --tp-text: #101828;\r\n      --tp-muted: #667085;\r\n      --tp-border: #dbeafe;\r\n      --tp-border-strong: #bfdbfe;\r\n      --tp-soft: #f8fbff;\r\n      --tp-soft-2: #f2f7ff;\r\n      --tp-primary: #1769ff;\r\n      --tp-primary-hover: #0f52d6;\r\n      --tp-success: #067647;\r\n      --tp-success-bg: #ecfdf3;\r\n      --tp-shadow: 0 10px 26px rgba(23, 105, 255, 0.07);\r\n\r\n      font-family: Inter, Arial, sans-serif;\r\n      color: var(--tp-text);\r\n      margin: 18px 0;\r\n    }\r\n\r\n    .tp-rank-card__wrap {\r\n      background: var(--tp-bg);\r\n      border: 1.5px solid var(--tp-border-strong);\r\n      border-radius: 20px;\r\n      box-shadow: var(--tp-shadow);\r\n      overflow: hidden;\r\n    }\r\n\r\n    .tp-rank-card__top {\r\n      display: grid;\r\n      grid-template-columns: minmax(0, 1.25fr) 310px;\r\n      gap: 18px;\r\n      padding: 20px;\r\n      background: linear-gradient(180deg, #ffffff 0%, #fbfdff 100%);\r\n    }\r\n\r\n    .tp-rank-card__left {\r\n      min-width: 0;\r\n    }\r\n\r\n    .tp-rank-card__brand-row {\r\n      display: flex;\r\n      align-items: center;\r\n      gap: 16px;\r\n      flex-wrap: nowrap;\r\n      margin-bottom: 10px;\r\n    }\r\n\r\n    .tp-rank-card__logo {\r\n  width: 95px !important;\r\n  height: 95px !important;\r\n  min-width: 95px !important;\r\n  min-height: 95px !important;\r\n  max-width: 95px !important;\r\n  max-height: 95px !important;\r\n  flex: 0 0 95px !important;\r\n  border-radius: 18px;\r\n  overflow: hidden;\r\n  border: 1px solid #e5eefc;\r\n  background: #fff;\r\n  display: flex;\r\n  align-items: center;\r\n  justify-content: center;\r\n  padding: 6px;\r\n}\r\n\r\n.tp-rank-card__logo img {\r\n  width: 100% !important;\r\n  height: 100% !important;\r\n  max-width: 100% !important;\r\n  max-height: 100% !important;\r\n  object-fit: contain !important;\r\n  display: block !important;\r\n}\r\n\r\n    .tp-rank-card__title-wrap {\r\n      min-width: 0;\r\n    }\r\n\r\n    .tp-rank-card__title {\r\n      margin: 0;\r\n      font-size: 28px;\r\n      line-height: 1.1;\r\n      font-weight: 800;\r\n      letter-spacing: -0.02em;\r\n    }\r\n\r\n    .tp-rank-card__subtitle {\r\n      margin: 4px 0 0;\r\n      color: var(--tp-muted);\r\n      font-size: 14px;\r\n      line-height: 1.5;\r\n      font-weight: 500;\r\n    }\r\n\r\n    .tp-rank-card__badges {\r\n      display: flex;\r\n      flex-wrap: wrap;\r\n      gap: 8px;\r\n      margin: 0 0 12px;\r\n    }\r\n\r\n    .tp-badge {\r\n      display: inline-flex;\r\n      align-items: center;\r\n      gap: 6px;\r\n      border-radius: 999px;\r\n      padding: 7px 10px;\r\n      font-size: 12px;\r\n      font-weight: 800;\r\n      line-height: 1;\r\n      white-space: nowrap;\r\n    }\r\n\r\n    .tp-badge--success {\r\n      background: var(--tp-success-bg);\r\n      color: var(--tp-success);\r\n    }\r\n\r\n    .tp-badge--soft {\r\n      background: var(--tp-soft-2);\r\n      color: #344054;\r\n    }\r\n\r\n    .tp-rank-card__lead {\r\n      margin: 0 0 14px;\r\n      font-size: 15px;\r\n      line-height: 1.6;\r\n      color: #344054;\r\n      max-width: 760px;\r\n    }\r\n\r\n    .tp-rank-card__fees {\r\n      display: grid;\r\n      grid-template-columns: repeat(4, minmax(0, 1fr));\r\n      gap: 10px;\r\n    }\r\n\r\n    .tp-fee {\r\n      background: var(--tp-soft);\r\n      border: 1px solid #e5eefc;\r\n      border-radius: 14px;\r\n      padding: 12px;\r\n      min-width: 0;\r\n    }\r\n\r\n    .tp-fee__top {\r\n      display: flex;\r\n      align-items: center;\r\n      justify-content: space-between;\r\n      gap: 8px;\r\n      margin-bottom: 6px;\r\n    }\r\n\r\n    .tp-fee__label {\r\n      font-size: 12px;\r\n      line-height: 1.2;\r\n      color: var(--tp-muted);\r\n      font-weight: 700;\r\n    }\r\n\r\n    .tp-fee__value {\r\n      font-size: 20px;\r\n      line-height: 1.1;\r\n      font-weight: 900;\r\n      letter-spacing: -0.02em;\r\n      margin-bottom: 5px;\r\n    }\r\n\r\n    .tp-fee__desc {\r\n      font-size: 12px;\r\n      line-height: 1.45;\r\n      color: #475467;\r\n    }\r\n\r\n    .tp-tooltip {\r\n      position: relative;\r\n      display: inline-flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n      width: 18px;\r\n      height: 18px;\r\n      border-radius: 50%;\r\n      background: #eaf2ff;\r\n      color: #1d4ed8;\r\n      font-size: 11px;\r\n      font-weight: 900;\r\n      cursor: pointer;\r\n      flex: 0 0 18px;\r\n    }\r\n\r\n    .tp-tooltip__bubble {\r\n      position: absolute;\r\n      left: 50%;\r\n      bottom: calc(100% + 8px);\r\n      transform: translateX(-50%);\r\n      width: 240px;\r\n      background: #111827;\r\n      color: #fff;\r\n      padding: 10px 11px;\r\n      border-radius: 10px;\r\n      font-size: 12px;\r\n      line-height: 1.45;\r\n      box-shadow: 0 12px 30px rgba(0,0,0,.22);\r\n      opacity: 0;\r\n      pointer-events: none;\r\n      transition: .18s ease;\r\n      z-index: 20;\r\n    }\r\n\r\n    .tp-tooltip__bubble::after {\r\n      content: \"\";\r\n      position: absolute;\r\n      top: 100%;\r\n      left: 50%;\r\n      transform: translateX(-50%);\r\n      border-width: 6px;\r\n      border-style: solid;\r\n      border-color: #111827 transparent transparent transparent;\r\n    }\r\n\r\n    .tp-tooltip:hover .tp-tooltip__bubble,\r\n    .tp-tooltip.is-open .tp-tooltip__bubble {\r\n      opacity: 1;\r\n      pointer-events: auto;\r\n    }\r\n\r\n    .tp-rank-card__cta {\r\n      background: #fff;\r\n      border: 1px solid #e5eefc;\r\n      border-radius: 18px;\r\n      padding: 18px;\r\n      align-self: start;\r\n      box-shadow: 0 8px 20px rgba(16, 24, 40, 0.04);\r\n    }\r\n\r\n    .tp-rank-card__cta-badge {\r\n      display: inline-flex;\r\n      align-items: center;\r\n      gap: 6px;\r\n      padding: 7px 10px;\r\n      border-radius: 999px;\r\n      background: #f0f7ff;\r\n      color: #175cd3;\r\n      font-size: 12px;\r\n      font-weight: 800;\r\n      margin-bottom: 10px;\r\n    }\r\n\r\n    .tp-rank-card__cta-title {\r\n      margin: 0 0 8px;\r\n      font-size: 20px;\r\n      line-height: 1.15;\r\n      font-weight: 800;\r\n    }\r\n\r\n    .tp-rank-card__cta-text {\r\n      margin: 0 0 14px;\r\n      font-size: 14px;\r\n      line-height: 1.55;\r\n      color: var(--tp-muted);\r\n    }\r\n\r\n    .tp-btn {\r\n      display: inline-flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n      width: 100%;\r\n      min-height: 48px;\r\n      padding: 12px 16px;\r\n      border-radius: 14px;\r\n      text-decoration: none;\r\n      font-size: 15px;\r\n      font-weight: 800;\r\n      transition: .2s ease;\r\n      border: 0;\r\n      cursor: pointer;\r\n    }\r\n\r\n    .tp-btn--primary {\r\n      background: var(--tp-primary);\r\n      color: #fff !important;\r\n      box-shadow: 0 8px 18px rgba(23, 105, 255, 0.24);\r\n    }\r\n\r\n    .tp-btn--primary:hover {\r\n      background: var(--tp-primary-hover);\r\n      transform: translateY(-1px);\r\n    }\r\n\r\n    .tp-rank-card__cta-list {\r\n      list-style: none;\r\n      padding: 0;\r\n      margin: 12px 0 0;\r\n      display: grid;\r\n      gap: 7px;\r\n    }\r\n\r\n    .tp-rank-card__cta-list li {\r\n      font-size: 13px;\r\n      line-height: 1.45;\r\n      color: #344054;\r\n      font-weight: 600;\r\n      display: flex;\r\n      gap: 8px;\r\n      align-items: flex-start;\r\n    }\r\n\r\n    .tp-rank-card__bottom {\r\n      padding: 0 20px 20px;\r\n    }\r\n\r\n    .tp-accordion {\r\n      border: 1px solid #e5eefc;\r\n      border-radius: 16px;\r\n      background: #fff;\r\n      overflow: hidden;\r\n    }\r\n\r\n    .tp-accordion__btn {\r\n      width: 100%;\r\n      border: 0;\r\n      background: #fff;\r\n      padding: 16px 18px;\r\n      display: flex;\r\n      justify-content: space-between;\r\n      align-items: center;\r\n      gap: 14px;\r\n      cursor: pointer;\r\n      text-align: left;\r\n      font-size: 15px;\r\n      font-weight: 800;\r\n      color: #101828;\r\n    }\r\n\r\n    .tp-accordion__btn:hover {\r\n      background: #fcfdff;\r\n    }\r\n\r\n    .tp-accordion__left {\r\n      display: flex;\r\n      align-items: center;\r\n      gap: 10px;\r\n      min-width: 0;\r\n    }\r\n\r\n    .tp-accordion__left small {\r\n      display: block;\r\n      margin-top: 2px;\r\n      font-size: 12px;\r\n      color: var(--tp-muted);\r\n      font-weight: 600;\r\n    }\r\n\r\n    .tp-accordion__icon {\r\n      width: 26px;\r\n      height: 26px;\r\n      border-radius: 50%;\r\n      background: var(--tp-soft);\r\n      display: flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n      font-size: 17px;\r\n      font-weight: 800;\r\n      color: #344054;\r\n      flex: 0 0 26px;\r\n      transition: .2s ease;\r\n    }\r\n\r\n    .tp-accordion.is-open .tp-accordion__icon {\r\n      transform: rotate(45deg);\r\n    }\r\n\r\n    .tp-accordion__content {\r\n      display: none;\r\n      padding: 0 18px 18px;\r\n      border-top: 1px solid #eef4ff;\r\n    }\r\n\r\n    .tp-accordion.is-open .tp-accordion__content {\r\n      display: block;\r\n    }\r\n\r\n    .tp-details-grid {\r\n      display: grid;\r\n      grid-template-columns: 1.1fr 0.9fr;\r\n      gap: 16px;\r\n      padding-top: 16px;\r\n    }\r\n\r\n    .tp-box {\r\n      border: 1px solid #e5eefc;\r\n      border-radius: 16px;\r\n      padding: 16px;\r\n      background: #fff;\r\n    }\r\n\r\n    .tp-box__title {\r\n      margin: 0 0 12px;\r\n      font-size: 16px;\r\n      line-height: 1.2;\r\n      font-weight: 800;\r\n    }\r\n\r\n    .tp-steps {\r\n      display: grid;\r\n      gap: 10px;\r\n      margin: 0;\r\n    }\r\n\r\n    .tp-step {\r\n      display: grid;\r\n      grid-template-columns: 30px 1fr;\r\n      gap: 10px;\r\n      align-items: start;\r\n      background: var(--tp-soft);\r\n      border: 1px solid #edf4ff;\r\n      border-radius: 12px;\r\n      padding: 10px;\r\n    }\r\n\r\n    .tp-step__num {\r\n      width: 30px;\r\n      height: 30px;\r\n      border-radius: 10px;\r\n      background: #eef4ff;\r\n      color: #1d4ed8;\r\n      display: flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n      font-size: 13px;\r\n      font-weight: 900;\r\n    }\r\n\r\n    .tp-step__text {\r\n      font-size: 14px;\r\n      line-height: 1.55;\r\n      color: #344054;\r\n      font-weight: 600;\r\n    }\r\n\r\n    .tp-inline-note {\r\n      margin-top: 12px;\r\n      padding: 12px;\r\n      border-radius: 12px;\r\n      background: #f8fbff;\r\n      border: 1px solid #e5eefc;\r\n      font-size: 13px;\r\n      line-height: 1.55;\r\n      color: #344054;\r\n      font-weight: 600;\r\n    }\r\n\r\n    .tp-list {\r\n      list-style: none;\r\n      margin: 0;\r\n      padding: 0;\r\n      display: grid;\r\n      gap: 10px;\r\n    }\r\n\r\n    .tp-list li {\r\n      display: flex;\r\n      gap: 8px;\r\n      align-items: flex-start;\r\n      font-size: 14px;\r\n      line-height: 1.55;\r\n      color: #344054;\r\n      font-weight: 600;\r\n    }\r\n\r\n    .tp-inline-cta {\r\n      margin-top: 14px;\r\n    }\r\n\r\n    .tp-mobile-sticky {\r\n      display: none;\r\n    }\r\n\r\n    @media (max-width: 991px) {\r\n      .tp-rank-card__top {\r\n        grid-template-columns: 1fr;\r\n      }\r\n\r\n      .tp-rank-card__fees {\r\n        grid-template-columns: repeat(2, minmax(0, 1fr));\r\n      }\r\n\r\n      .tp-details-grid {\r\n        grid-template-columns: 1fr;\r\n      }\r\n    }\r\n\r\n    @media (max-width: 767px) {\r\n      .tp-rank-card {\r\n        margin: 14px 0 84px;\r\n      }\r\n\r\n      .tp-rank-card__top {\r\n        padding: 16px;\r\n        gap: 14px;\r\n      }\r\n\r\n      .tp-rank-card__bottom {\r\n        padding: 0 16px 16px;\r\n      }\r\n\r\n      .tp-rank-card__title {\r\n        font-size: 23px;\r\n      }\r\n\r\n      .tp-rank-card__subtitle,\r\n      .tp-rank-card__lead,\r\n      .tp-rank-card__cta-text {\r\n        font-size: 14px;\r\n      }\r\n\r\n      .tp-rank-card__logo {\r\n        width: 72px !important;\r\n        height: 72px !important;\r\n        min-width: 72px !important;\r\n        min-height: 72px !important;\r\n        max-width: 72px !important;\r\n        max-height: 72px !important;\r\n        flex: 0 0 72px !important;\r\n      }\r\n\r\n      .tp-rank-card__logo-text {\r\n        font-size: 16px;\r\n      }\r\n\r\n      .tp-rank-card__fees {\r\n        grid-template-columns: 1fr 1fr;\r\n        gap: 8px;\r\n      }\r\n\r\n      .tp-fee {\r\n        padding: 10px;\r\n      }\r\n\r\n      .tp-fee__value {\r\n        font-size: 17px;\r\n      }\r\n\r\n      .tp-fee__desc {\r\n        font-size: 11px;\r\n      }\r\n\r\n      .tp-mobile-sticky {\r\n        display: block;\r\n        position: fixed;\r\n        left: 0;\r\n        right: 0;\r\n        bottom: 0;\r\n        z-index: 9999;\r\n        padding: 10px 12px calc(10px + env(safe-area-inset-bottom));\r\n        background: rgba(255,255,255,.94);\r\n        backdrop-filter: blur(12px);\r\n        border-top: 1px solid rgba(16,24,40,.08);\r\n      }\r\n\r\n      .tp-mobile-sticky .tp-btn {\r\n        min-height: 50px;\r\n      }\r\n    }\r\n\r\n    @media (max-width: 520px) {\r\n      .tp-rank-card__fees {\r\n        grid-template-columns: 1fr;\r\n      }\r\n    }\r\n  <\/style>\r\n\r\n  <div class=\"tp-rank-card__wrap\">\r\n    <div class=\"tp-rank-card__top\">\r\n      <div class=\"tp-rank-card__left\">\r\n        <div class=\"tp-rank-card__badges\">\r\n          <span class=\"tp-badge tp-badge--success\">\u2705 Konto wsp\u00f3lne bez oddzia\u0142u<\/span>\r\n          <span class=\"tp-badge tp-badge--soft\">\ud83d\udcf1 Wszystko w aplikacji<\/span>\r\n          <span class=\"tp-badge tp-badge--soft\">\ud83c\udf0d Dobre do wsp\u00f3lnych wydatk\u00f3w<\/span>\r\n        <\/div>\r\n\r\n        <div class=\"tp-rank-card__brand-row\">\r\n         <div class=\"tp-rank-card__logo\">\r\n  <img decoding=\"async\" src=\"https:\/\/twojportfel.eu\/wp-content\/uploads\/2026\/03\/revolut.png\" alt=\"Revolut logo\">\r\n<\/div>\r\n          <div class=\"tp-rank-card__title-wrap\">\r\n            <h2 class=\"tp-rank-card__title\">Revolut \u2013 konto wsp\u00f3lne<\/h2>\r\n            <p class=\"tp-rank-card__subtitle\">Nowoczesne konto dla dw\u00f3ch os\u00f3b, kt\u00f3re zak\u0142adasz w aplikacji po utworzeniu dw\u00f3ch osobnych kont Revolut.<\/p>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <p class=\"tp-rank-card__lead\">\r\n          W Revolut nie zaczynasz od klasycznego formularza \u201ekonto wsp\u00f3lne\u201d. Najpierw <strong>obie osoby zak\u0142adaj\u0105 w\u0142asne, zweryfikowane konto Revolut<\/strong>, a dopiero potem jedna z nich wysy\u0142a zaproszenie do utworzenia <strong>Joint Account<\/strong> w aplikacji.\r\n        <\/p>\r\n\r\n        <div class=\"tp-rank-card__fees\">\r\n          <div class=\"tp-fee\">\r\n            <div class=\"tp-fee__top\">\r\n              <span class=\"tp-fee__label\">Konto<\/span>\r\n            <\/div>\r\n            <div class=\"tp-fee__value\">0 z\u0142<\/div>\r\n            <div class=\"tp-fee__desc\">Konto wsp\u00f3lne mo\u017cna otworzy\u0107 bez op\u0142aty w aplikacji<\/div>\r\n          <\/div>\r\n\r\n          <div class=\"tp-fee\">\r\n            <div class=\"tp-fee__top\">\r\n              <span class=\"tp-fee__label\">Karta<\/span>\r\n              <span class=\"tp-tooltip\" tabindex=\"0\">\r\n                ?\r\n                <span class=\"tp-tooltip__bubble\">\r\n                  Do konta wsp\u00f3lnego trzeba zam\u00f3wi\u0107 osobn\u0105 kart\u0119. W planie Standard 1 karta Joint mo\u017ce by\u0107 bez op\u0142aty, ale ostateczny koszt zale\u017cy od typu karty, personalizacji i dostawy.\r\n                <\/span>\r\n              <\/span>\r\n            <\/div>\r\n            <div class=\"tp-fee__value\">0 z\u0142*<\/div>\r\n            <div class=\"tp-fee__desc\">Osobna karta do Joint Account<\/div>\r\n          <\/div>\r\n\r\n          <div class=\"tp-fee\">\r\n            <div class=\"tp-fee__top\">\r\n              <span class=\"tp-fee__label\">Bankomaty<\/span>\r\n              <span class=\"tp-tooltip\" tabindex=\"0\">\r\n                ?\r\n                <span class=\"tp-tooltip__bubble\">\r\n                  Limity i korzy\u015bci zale\u017c\u0105 od indywidualnego planu ka\u017cdego wsp\u00f3\u0142posiadacza. Transakcje z konta wsp\u00f3lnego licz\u0105 si\u0119 do Twoich osobistych limit\u00f3w planu.\r\n                <\/span>\r\n              <\/span>\r\n            <\/div>\r\n            <div class=\"tp-fee__value\">wg planu<\/div>\r\n            <div class=\"tp-fee__desc\">Limity zale\u017c\u0105 od planu osobistego<\/div>\r\n          <\/div>\r\n\r\n          <div class=\"tp-fee\">\r\n            <div class=\"tp-fee__top\">\r\n              <span class=\"tp-fee__label\">Przelewy<\/span>\r\n            <\/div>\r\n            <div class=\"tp-fee__value\">0 z\u0142<\/div>\r\n            <div class=\"tp-fee__desc\">W\u0142asny IBAN i przelewy na konto wsp\u00f3lne<\/div>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <aside class=\"tp-rank-card__cta\">\r\n        <div class=\"tp-rank-card__cta-badge\">\ud83c\udfc6 Najpierw 2 konta osobiste, potem wsp\u00f3lne<\/div>\r\n        <h3 class=\"tp-rank-card__cta-title\">Za\u0142\u00f3\u017c Revolut i utw\u00f3rz konto wsp\u00f3lne w aplikacji<\/h3>\r\n        <p class=\"tp-rank-card__cta-text\">\r\n          To nie jest klasyczne konto bankowe z oddzia\u0142em. Najpierw obie osoby zak\u0142adaj\u0105 w\u0142asny Revolut, a potem \u0142\u0105cz\u0105 si\u0119 w Joint Account w aplikacji.\r\n        <\/p>\r\n\r\n        <a class=\"tp-btn tp-btn--primary\" href=\"https:\/\/twojportfel.eu\/revolut_konto_wspolne\" target=\"_blank\" rel=\"nofollow sponsored noopener\">\r\n          Za\u0142\u00f3\u017c konto Revolut\r\n        <\/a>\r\n\r\n        <ul class=\"tp-rank-card__cta-list\">\r\n          <li><span>\u2705<\/span><span>Ka\u017cda osoba musi mie\u0107 w\u0142asne konto Revolut<\/span><\/li>\r\n          <li><span>\u2705<\/span><span>Konto wsp\u00f3lne tworzysz p\u00f3\u017aniej w aplikacji<\/span><\/li>\r\n          <li><span>\u2705<\/span><span>Bez oddzia\u0142u i bez papier\u00f3w<\/span><\/li>\r\n        <\/ul>\r\n      <\/aside>\r\n    <\/div>\r\n\r\n    <div class=\"tp-rank-card__bottom\">\r\n      <div class=\"tp-accordion\" id=\"tp-accordion-revolut\">\r\n        <button class=\"tp-accordion__btn\" type=\"button\">\r\n          <span class=\"tp-accordion__left\">\r\n            <span>\ud83d\udcd8<\/span>\r\n            <span>\r\n              Poka\u017c szczeg\u00f3\u0142y i instrukcj\u0119\r\n              <small>Zobacz, jak za\u0142o\u017cy\u0107 Revolut Joint Account oraz sprawd\u017a plusy, minusy i najwa\u017cniejsze warunki<\/small>\r\n            <\/span>\r\n          <\/span>\r\n          <span class=\"tp-accordion__icon\">+<\/span>\r\n        <\/button>\r\n\r\n        <div class=\"tp-accordion__content\">\r\n          <div class=\"tp-details-grid\">\r\n            <div class=\"tp-box\">\r\n              <h4 class=\"tp-box__title\">Jak za\u0142o\u017cy\u0107 konto wsp\u00f3lne w Revolut?<\/h4>\r\n\r\n              <div class=\"tp-steps\">\r\n                <div class=\"tp-step\">\r\n                  <div class=\"tp-step__num\">1<\/div>\r\n                  <div class=\"tp-step__text\">\r\n                    Pierwsza osoba przechodzi z Twojego linku i zak\u0142ada <strong>osobiste konto Revolut<\/strong>.\r\n                  <\/div>\r\n                <\/div>\r\n\r\n                <div class=\"tp-step\">\r\n                  <div class=\"tp-step__num\">2<\/div>\r\n                  <div class=\"tp-step__text\">\r\n                    Druga osoba robi dok\u0142adnie to samo \u2014 r\u00f3wnie\u017c musi mie\u0107 w\u0142asne, aktywne i zweryfikowane konto Revolut.\r\n                  <\/div>\r\n                <\/div>\r\n\r\n                <div class=\"tp-step\">\r\n                  <div class=\"tp-step__num\">3<\/div>\r\n                  <div class=\"tp-step__text\">\r\n                    W aplikacji Revolut przejd\u017a do:\r\n                    <strong>Home \u2192 Accounts \u2192 Add new \u2192 Joint<\/strong>.\r\n                  <\/div>\r\n                <\/div>\r\n\r\n                <div class=\"tp-step\">\r\n                  <div class=\"tp-step__num\">4<\/div>\r\n                  <div class=\"tp-step__text\">\r\n                    Wybierz osob\u0119, z kt\u00f3r\u0105 chcesz otworzy\u0107 konto wsp\u00f3lne i wy\u015blij jej zaproszenie.\r\n                  <\/div>\r\n                <\/div>\r\n\r\n                <div class=\"tp-step\">\r\n                  <div class=\"tp-step__num\">5<\/div>\r\n                  <div class=\"tp-step__text\">\r\n                    Po akceptacji zaproszenia oboje zyskujecie dost\u0119p do konta, mo\u017cecie do\u0142adowywa\u0107 je, przelewa\u0107 \u015brodki i zam\u00f3wi\u0107 osobne karty do Joint Account.\r\n                  <\/div>\r\n                <\/div>\r\n              <\/div>\r\n\r\n              <div class=\"tp-inline-note\">\r\n                \u017beby otworzy\u0107 konto wsp\u00f3lne, obie osoby musz\u0105 mie\u0107 uko\u0144czone 18 lat, mieszka\u0107 w tym samym kraju, nale\u017ce\u0107 do tej samej jednostki Revoluta i nie mie\u0107 ju\u017c innego Joint Account lub oczekuj\u0105cego zaproszenia.\r\n              <\/div>\r\n\r\n              <div class=\"tp-inline-cta\">\r\n                <a class=\"tp-btn tp-btn--primary\" href=\"https:\/\/twojportfel.eu\/revolut_konto_wspolne\" target=\"_blank\" rel=\"nofollow sponsored noopener\">\r\n                  Przejd\u017a do Revolut\r\n                <\/a>\r\n              <\/div>\r\n            <\/div>\r\n\r\n            <div class=\"tp-box\">\r\n              <h4 class=\"tp-box__title\">Najwa\u017cniejsze plusy i minusy<\/h4>\r\n\r\n              <ul class=\"tp-list\" style=\"margin-bottom:14px;\">\r\n                <li><span>\u2714<\/span><span>Konto wsp\u00f3lne otworzysz bez oddzia\u0142u, ca\u0142kowicie w aplikacji.<\/span><\/li>\r\n                <li><span>\u2714<\/span><span>Ka\u017cda osoba ma r\u00f3wny dost\u0119p do konta i \u015brodk\u00f3w.<\/span><\/li>\r\n                <li><span>\u2714<\/span><span>Konto wsp\u00f3lne ma w\u0142asny numer IBAN.<\/span><\/li>\r\n                <li><span>\u2714<\/span><span>Mo\u017cna zam\u00f3wi\u0107 osobne karty i u\u017cywa\u0107 konta do codziennych wsp\u00f3lnych wydatk\u00f3w.<\/span><\/li>\r\n              <\/ul>\r\n\r\n              <ul class=\"tp-list\">\r\n                <li><span>\u2013<\/span><span>Obie osoby musz\u0105 wcze\u015bniej za\u0142o\u017cy\u0107 i zweryfikowa\u0107 w\u0142asne konto Revolut.<\/span><\/li>\r\n                <li><span>\u2013<\/span><span>Nie da si\u0119 otworzy\u0107 wsp\u00f3lnego konta, je\u015bli mieszkacie w r\u00f3\u017cnych krajach.<\/span><\/li>\r\n                <li><span>\u2013<\/span><span>Do Joint Account nie podepniesz swojej obecnej karty osobistej \u2014 trzeba zam\u00f3wi\u0107 osobn\u0105.<\/span><\/li>\r\n                <li><span>\u2013<\/span><span>Na koncie wsp\u00f3lnym nie otworzysz oszcz\u0119dno\u015bci.<\/span><\/li>\r\n              <\/ul>\r\n\r\n              <h4 class=\"tp-box__title\" style=\"margin-top:18px;\">Szczeg\u00f3\u0142y i warunki<\/h4>\r\n              <ul class=\"tp-list\">\r\n                <li><span>\u2022<\/span><span><strong>Konto:<\/strong> 0 z\u0142 za otwarcie Joint Account<\/span><\/li>\r\n                <li><span>\u2022<\/span><span><strong>Karty:<\/strong> osobne dla konta wsp\u00f3lnego; koszt zale\u017cy od planu, rodzaju i dostawy<\/span><\/li>\r\n                <li><span>\u2022<\/span><span><strong>Bankomaty i limity:<\/strong> zale\u017c\u0105 od indywidualnego planu ka\u017cdego u\u017cytkownika<\/span><\/li>\r\n                <li><span>\u2022<\/span><span><strong>Wp\u0142aty i przelewy:<\/strong> konto mo\u017cna zasila\u0107 z w\u0142asnego Revoluta albo zwyk\u0142ym przelewem<\/span><\/li>\r\n              <\/ul>\r\n\r\n              <div class=\"tp-inline-note\" style=\"margin-top:14px;\">\r\n                Ka\u017cdy wsp\u00f3\u0142posiadacz mo\u017ce wyp\u0142aci\u0107 \u015brodki z konta wsp\u00f3lnego, a druga osoba dostaje o tym powiadomienie w aplikacji.\r\n              <\/div>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <div class=\"tp-mobile-sticky\">\r\n    <a class=\"tp-btn tp-btn--primary\" href=\"https:\/\/twojportfel.eu\/revolut_konto_wspolne\" target=\"_blank\" rel=\"nofollow sponsored noopener\">\r\n      Za\u0142\u00f3\u017c konto Revolut\r\n    <\/a>\r\n  <\/div>\r\n\r\n  <script>\r\n    (function () {\r\n      var root = document.getElementById('tp-rank-card-revolut');\r\n      if (!root) return;\r\n\r\n      var accordion = root.querySelector('.tp-accordion');\r\n      var accordionBtn = root.querySelector('.tp-accordion__btn');\r\n\r\n      if (accordion && accordionBtn) {\r\n        accordionBtn.addEventListener('click', function () {\r\n          accordion.classList.toggle('is-open');\r\n        });\r\n      }\r\n\r\n      var tooltips = root.querySelectorAll('.tp-tooltip');\r\n      tooltips.forEach(function (tip) {\r\n        tip.addEventListener('click', function (e) {\r\n          e.stopPropagation();\r\n          tooltips.forEach(function (other) {\r\n            if (other !== tip) other.classList.remove('is-open');\r\n          });\r\n          tip.classList.toggle('is-open');\r\n        });\r\n      });\r\n\r\n      document.addEventListener('click', function () {\r\n        tooltips.forEach(function (tip) {\r\n          tip.classList.remove('is-open');\r\n        });\r\n      });\r\n    })();\r\n  <\/script>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dbfc8fa elementor-widget elementor-widget-html\" data-id=\"dbfc8fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"tp-rank-card\" id=\"tp-rank-card-pekao\">\r\n  <style>\r\n    .tp-rank-card,\r\n    .tp-rank-card * {\r\n      box-sizing: border-box;\r\n    }\r\n\r\n    .tp-rank-card {\r\n      --tp-bg: #ffffff;\r\n      --tp-text: #101828;\r\n      --tp-muted: #667085;\r\n      --tp-border: #dbeafe;\r\n      --tp-border-strong: #bfdbfe;\r\n      --tp-soft: #f8fbff;\r\n      --tp-soft-2: #f2f7ff;\r\n      --tp-primary: #1769ff;\r\n      --tp-primary-hover: #0f52d6;\r\n      --tp-success: #067647;\r\n      --tp-success-bg: #ecfdf3;\r\n      --tp-shadow: 0 10px 26px rgba(23, 105, 255, 0.07);\r\n\r\n      font-family: Inter, Arial, sans-serif;\r\n      color: var(--tp-text);\r\n      margin: 18px 0;\r\n    }\r\n\r\n    .tp-rank-card__wrap {\r\n      background: var(--tp-bg);\r\n      border: 1.5px solid var(--tp-border-strong);\r\n      border-radius: 20px;\r\n      box-shadow: var(--tp-shadow);\r\n      overflow: hidden;\r\n    }\r\n\r\n    .tp-rank-card__top {\r\n      display: grid;\r\n      grid-template-columns: minmax(0, 1.25fr) 310px;\r\n      gap: 18px;\r\n      padding: 20px;\r\n      background: linear-gradient(180deg, #ffffff 0%, #fbfdff 100%);\r\n    }\r\n\r\n    .tp-rank-card__left {\r\n      min-width: 0;\r\n    }\r\n\r\n    .tp-rank-card__brand-row {\r\n      display: flex;\r\n      align-items: center;\r\n      gap: 12px;\r\n      margin-bottom: 10px;\r\n      flex-wrap: wrap;\r\n    }\r\n\r\n    .tp-rank-card__logo {\r\n      width: 42px;\r\n      height: 42px;\r\n      border-radius: 12px;\r\n      overflow: hidden;\r\n      border: 1px solid #e5eefc;\r\n      background: #fff;\r\n      display: flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n      flex: 0 0 42px;\r\n    }\r\n\r\n    .tp-rank-card__logo img {\r\n      display: block;\r\n      width: 100%;\r\n      height: 100%;\r\n      object-fit: contain;\r\n    }\r\n\r\n    .tp-rank-card__title-wrap {\r\n      min-width: 0;\r\n    }\r\n\r\n    .tp-rank-card__title {\r\n      margin: 0;\r\n      font-size: 28px;\r\n      line-height: 1.1;\r\n      font-weight: 800;\r\n      letter-spacing: -0.02em;\r\n    }\r\n\r\n    .tp-rank-card__subtitle {\r\n      margin: 4px 0 0;\r\n      color: var(--tp-muted);\r\n      font-size: 14px;\r\n      line-height: 1.5;\r\n      font-weight: 500;\r\n    }\r\n\r\n    .tp-rank-card__badges {\r\n      display: flex;\r\n      flex-wrap: wrap;\r\n      gap: 8px;\r\n      margin: 0 0 12px;\r\n    }\r\n\r\n    .tp-badge {\r\n      display: inline-flex;\r\n      align-items: center;\r\n      gap: 6px;\r\n      border-radius: 999px;\r\n      padding: 7px 10px;\r\n      font-size: 12px;\r\n      font-weight: 800;\r\n      line-height: 1;\r\n      white-space: nowrap;\r\n    }\r\n\r\n    .tp-badge--success {\r\n      background: var(--tp-success-bg);\r\n      color: var(--tp-success);\r\n    }\r\n\r\n    .tp-badge--soft {\r\n      background: var(--tp-soft-2);\r\n      color: #344054;\r\n    }\r\n\r\n    .tp-rank-card__lead {\r\n      margin: 0 0 14px;\r\n      font-size: 15px;\r\n      line-height: 1.6;\r\n      color: #344054;\r\n      max-width: 760px;\r\n    }\r\n\r\n    .tp-rank-card__fees {\r\n      display: grid;\r\n      grid-template-columns: repeat(4, minmax(0, 1fr));\r\n      gap: 10px;\r\n    }\r\n\r\n    .tp-fee {\r\n      background: var(--tp-soft);\r\n      border: 1px solid #e5eefc;\r\n      border-radius: 14px;\r\n      padding: 12px;\r\n      min-width: 0;\r\n    }\r\n\r\n    .tp-fee__top {\r\n      display: flex;\r\n      align-items: center;\r\n      justify-content: space-between;\r\n      gap: 8px;\r\n      margin-bottom: 6px;\r\n    }\r\n\r\n    .tp-fee__label {\r\n      font-size: 12px;\r\n      line-height: 1.2;\r\n      color: var(--tp-muted);\r\n      font-weight: 700;\r\n    }\r\n\r\n    .tp-fee__value {\r\n      font-size: 20px;\r\n      line-height: 1.1;\r\n      font-weight: 900;\r\n      letter-spacing: -0.02em;\r\n      margin-bottom: 5px;\r\n    }\r\n\r\n    .tp-fee__desc {\r\n      font-size: 12px;\r\n      line-height: 1.45;\r\n      color: #475467;\r\n    }\r\n\r\n    .tp-tooltip {\r\n      position: relative;\r\n      display: inline-flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n      width: 18px;\r\n      height: 18px;\r\n      border-radius: 50%;\r\n      background: #eaf2ff;\r\n      color: #1d4ed8;\r\n      font-size: 11px;\r\n      font-weight: 900;\r\n      cursor: pointer;\r\n      flex: 0 0 18px;\r\n    }\r\n\r\n    .tp-tooltip__bubble {\r\n      position: absolute;\r\n      left: 50%;\r\n      bottom: calc(100% + 8px);\r\n      transform: translateX(-50%);\r\n      width: 235px;\r\n      background: #111827;\r\n      color: #fff;\r\n      padding: 10px 11px;\r\n      border-radius: 10px;\r\n      font-size: 12px;\r\n      line-height: 1.45;\r\n      box-shadow: 0 12px 30px rgba(0,0,0,.22);\r\n      opacity: 0;\r\n      pointer-events: none;\r\n      transition: .18s ease;\r\n      z-index: 20;\r\n    }\r\n\r\n    .tp-tooltip__bubble::after {\r\n      content: \"\";\r\n      position: absolute;\r\n      top: 100%;\r\n      left: 50%;\r\n      transform: translateX(-50%);\r\n      border-width: 6px;\r\n      border-style: solid;\r\n      border-color: #111827 transparent transparent transparent;\r\n    }\r\n\r\n    .tp-tooltip:hover .tp-tooltip__bubble,\r\n    .tp-tooltip.is-open .tp-tooltip__bubble {\r\n      opacity: 1;\r\n      pointer-events: auto;\r\n    }\r\n\r\n    .tp-rank-card__cta {\r\n      background: #fff;\r\n      border: 1px solid #e5eefc;\r\n      border-radius: 18px;\r\n      padding: 18px;\r\n      align-self: start;\r\n      box-shadow: 0 8px 20px rgba(16, 24, 40, 0.04);\r\n    }\r\n\r\n    .tp-rank-card__cta-badge {\r\n      display: inline-flex;\r\n      align-items: center;\r\n      gap: 6px;\r\n      padding: 7px 10px;\r\n      border-radius: 999px;\r\n      background: #f0f7ff;\r\n      color: #175cd3;\r\n      font-size: 12px;\r\n      font-weight: 800;\r\n      margin-bottom: 10px;\r\n    }\r\n\r\n    .tp-rank-card__cta-title {\r\n      margin: 0 0 8px;\r\n      font-size: 20px;\r\n      line-height: 1.15;\r\n      font-weight: 800;\r\n    }\r\n\r\n    .tp-rank-card__cta-text {\r\n      margin: 0 0 14px;\r\n      font-size: 14px;\r\n      line-height: 1.55;\r\n      color: var(--tp-muted);\r\n    }\r\n\r\n    .tp-btn {\r\n      display: inline-flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n      width: 100%;\r\n      min-height: 48px;\r\n      padding: 12px 16px;\r\n      border-radius: 14px;\r\n      text-decoration: none;\r\n      font-size: 15px;\r\n      font-weight: 800;\r\n      transition: .2s ease;\r\n      border: 0;\r\n      cursor: pointer;\r\n    }\r\n\r\n    .tp-btn--primary {\r\n      background: var(--tp-primary);\r\n      color: #fff !important;\r\n      box-shadow: 0 8px 18px rgba(23, 105, 255, 0.24);\r\n    }\r\n\r\n    .tp-btn--primary:hover {\r\n      background: var(--tp-primary-hover);\r\n      transform: translateY(-1px);\r\n    }\r\n\r\n    .tp-rank-card__cta-list {\r\n      list-style: none;\r\n      padding: 0;\r\n      margin: 12px 0 0;\r\n      display: grid;\r\n      gap: 7px;\r\n    }\r\n\r\n    .tp-rank-card__cta-list li {\r\n      font-size: 13px;\r\n      line-height: 1.45;\r\n      color: #344054;\r\n      font-weight: 600;\r\n      display: flex;\r\n      gap: 8px;\r\n      align-items: flex-start;\r\n    }\r\n\r\n    .tp-rank-card__bottom {\r\n      padding: 0 20px 20px;\r\n    }\r\n\r\n    .tp-accordion {\r\n      border: 1px solid #e5eefc;\r\n      border-radius: 16px;\r\n      background: #fff;\r\n      overflow: hidden;\r\n    }\r\n\r\n    .tp-accordion__btn {\r\n      width: 100%;\r\n      border: 0;\r\n      background: #fff;\r\n      padding: 16px 18px;\r\n      display: flex;\r\n      justify-content: space-between;\r\n      align-items: center;\r\n      gap: 14px;\r\n      cursor: pointer;\r\n      text-align: left;\r\n      font-size: 15px;\r\n      font-weight: 800;\r\n      color: #101828;\r\n    }\r\n\r\n    .tp-accordion__btn:hover {\r\n      background: #fcfdff;\r\n    }\r\n\r\n    .tp-accordion__left {\r\n      display: flex;\r\n      align-items: center;\r\n      gap: 10px;\r\n      min-width: 0;\r\n    }\r\n\r\n    .tp-accordion__left small {\r\n      display: block;\r\n      margin-top: 2px;\r\n      font-size: 12px;\r\n      color: var(--tp-muted);\r\n      font-weight: 600;\r\n    }\r\n\r\n    .tp-accordion__icon {\r\n      width: 26px;\r\n      height: 26px;\r\n      border-radius: 50%;\r\n      background: var(--tp-soft);\r\n      display: flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n      font-size: 17px;\r\n      font-weight: 800;\r\n      color: #344054;\r\n      flex: 0 0 26px;\r\n      transition: .2s ease;\r\n    }\r\n\r\n    .tp-accordion.is-open .tp-accordion__icon {\r\n      transform: rotate(45deg);\r\n    }\r\n\r\n    .tp-accordion__content {\r\n      display: none;\r\n      padding: 0 18px 18px;\r\n      border-top: 1px solid #eef4ff;\r\n    }\r\n\r\n    .tp-accordion.is-open .tp-accordion__content {\r\n      display: block;\r\n    }\r\n\r\n    .tp-details-grid {\r\n      display: grid;\r\n      grid-template-columns: 1.1fr 0.9fr;\r\n      gap: 16px;\r\n      padding-top: 16px;\r\n    }\r\n\r\n    .tp-box {\r\n      border: 1px solid #e5eefc;\r\n      border-radius: 16px;\r\n      padding: 16px;\r\n      background: #fff;\r\n    }\r\n\r\n    .tp-box__title {\r\n      margin: 0 0 12px;\r\n      font-size: 16px;\r\n      line-height: 1.2;\r\n      font-weight: 800;\r\n    }\r\n\r\n    .tp-steps {\r\n      display: grid;\r\n      gap: 10px;\r\n      margin: 0;\r\n    }\r\n\r\n    .tp-step {\r\n      display: grid;\r\n      grid-template-columns: 30px 1fr;\r\n      gap: 10px;\r\n      align-items: start;\r\n      background: var(--tp-soft);\r\n      border: 1px solid #edf4ff;\r\n      border-radius: 12px;\r\n      padding: 10px;\r\n    }\r\n\r\n    .tp-step__num {\r\n      width: 30px;\r\n      height: 30px;\r\n      border-radius: 10px;\r\n      background: #eef4ff;\r\n      color: #1d4ed8;\r\n      display: flex;\r\n      align-items: center;\r\n      justify-content: center;\r\n      font-size: 13px;\r\n      font-weight: 900;\r\n    }\r\n\r\n    .tp-step__text {\r\n      font-size: 14px;\r\n      line-height: 1.55;\r\n      color: #344054;\r\n      font-weight: 600;\r\n    }\r\n\r\n    .tp-inline-note {\r\n      margin-top: 12px;\r\n      padding: 12px;\r\n      border-radius: 12px;\r\n      background: #f8fbff;\r\n      border: 1px solid #e5eefc;\r\n      font-size: 13px;\r\n      line-height: 1.55;\r\n      color: #344054;\r\n      font-weight: 600;\r\n    }\r\n\r\n    .tp-list {\r\n      list-style: none;\r\n      margin: 0;\r\n      padding: 0;\r\n      display: grid;\r\n      gap: 10px;\r\n    }\r\n\r\n    .tp-list li {\r\n      display: flex;\r\n      gap: 8px;\r\n      align-items: flex-start;\r\n      font-size: 14px;\r\n      line-height: 1.55;\r\n      color: #344054;\r\n      font-weight: 600;\r\n    }\r\n\r\n    .tp-inline-cta {\r\n      margin-top: 14px;\r\n    }\r\n\r\n    .tp-mobile-sticky {\r\n      display: none;\r\n    }\r\n\r\n    @media (max-width: 991px) {\r\n      .tp-rank-card__top {\r\n        grid-template-columns: 1fr;\r\n      }\r\n\r\n      .tp-rank-card__fees {\r\n        grid-template-columns: repeat(2, minmax(0, 1fr));\r\n      }\r\n\r\n      .tp-details-grid {\r\n        grid-template-columns: 1fr;\r\n      }\r\n    }\r\n\r\n    @media (max-width: 767px) {\r\n      .tp-rank-card {\r\n        margin: 14px 0 84px;\r\n      }\r\n\r\n      .tp-rank-card__top {\r\n        padding: 16px;\r\n        gap: 14px;\r\n      }\r\n\r\n      .tp-rank-card__bottom {\r\n        padding: 0 16px 16px;\r\n      }\r\n\r\n      .tp-rank-card__title {\r\n        font-size: 23px;\r\n      }\r\n\r\n      .tp-rank-card__subtitle,\r\n      .tp-rank-card__lead,\r\n      .tp-rank-card__cta-text {\r\n        font-size: 14px;\r\n      }\r\n\r\n      .tp-rank-card__fees {\r\n        grid-template-columns: 1fr 1fr;\r\n        gap: 8px;\r\n      }\r\n\r\n      .tp-fee {\r\n        padding: 10px;\r\n      }\r\n\r\n      .tp-fee__value {\r\n        font-size: 17px;\r\n      }\r\n\r\n      .tp-fee__desc {\r\n        font-size: 11px;\r\n      }\r\n\r\n      .tp-mobile-sticky {\r\n        display: block;\r\n        position: fixed;\r\n        left: 0;\r\n        right: 0;\r\n        bottom: 0;\r\n        z-index: 9999;\r\n        padding: 10px 12px calc(10px + env(safe-area-inset-bottom));\r\n        background: rgba(255,255,255,.94);\r\n        backdrop-filter: blur(12px);\r\n        border-top: 1px solid rgba(16,24,40,.08);\r\n      }\r\n\r\n      .tp-mobile-sticky .tp-btn {\r\n        min-height: 50px;\r\n      }\r\n    }\r\n\r\n    @media (max-width: 520px) {\r\n      .tp-rank-card__fees {\r\n        grid-template-columns: 1fr;\r\n      }\r\n    }\r\n  <\/style>\r\n\r\n  <div class=\"tp-rank-card__wrap\">\r\n    <div class=\"tp-rank-card__top\">\r\n      <div class=\"tp-rank-card__left\">\r\n        <div class=\"tp-rank-card__badges\">\r\n          <span class=\"tp-badge tp-badge--success\">\u2705 Konto wsp\u00f3lne po dodaniu wsp\u00f3\u0142w\u0142a\u015bciciela<\/span>\r\n          <span class=\"tp-badge tp-badge--soft\">\ud83d\udcb8 Premia 200 z\u0142<\/span>\r\n          <span class=\"tp-badge tp-badge--soft\">\u2708\ufe0f Dobre dla podr\u00f3\u017cuj\u0105cych<\/span>\r\n        <\/div>\r\n\r\n        <div class=\"tp-rank-card__brand-row\">\r\n          <div class=\"tp-rank-card__logo\">\r\n            <img decoding=\"async\" src=\"https:\/\/twojportfel.eu\/wp-content\/uploads\/2023\/07\/partnerzy__pekao.logo_.02.850x478.png\" alt=\"Pekao logo\">\r\n          <\/div>\r\n          <div class=\"tp-rank-card__title-wrap\">\r\n            <h2 class=\"tp-rank-card__title\">Pekao \u2013 Konto Przekorzystne<\/h2>\r\n            <p class=\"tp-rank-card__subtitle\">Dobre konto dla par, kt\u00f3re chc\u0105 za\u0142o\u017cy\u0107 rachunek online i p\u00f3\u017aniej doda\u0107 wsp\u00f3\u0142w\u0142a\u015bciciela w Pekao24.<\/p>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <p class=\"tp-rank-card__lead\">\r\n          W Pekao mo\u017cesz za\u0142o\u017cy\u0107 <strong>Konto Przekorzystne online<\/strong>, a nast\u0119pnie w serwisie\r\n          <strong>Pekao24<\/strong> doda\u0107 wsp\u00f3\u0142w\u0142a\u015bciciela do rachunku. To wygodna opcja, je\u015bli chcesz zacz\u0105\u0107 online i p\u00f3\u017aniej rozszerzy\u0107 konto na dwie osoby.\r\n        <\/p>\r\n\r\n        <div class=\"tp-rank-card__fees\">\r\n          <div class=\"tp-fee\">\r\n            <div class=\"tp-fee__top\">\r\n              <span class=\"tp-fee__label\">Konto<\/span>\r\n            <\/div>\r\n            <div class=\"tp-fee__value\">0 z\u0142<\/div>\r\n            <div class=\"tp-fee__desc\">Prowadzenie darmowe<\/div>\r\n          <\/div>\r\n\r\n          <div class=\"tp-fee\">\r\n            <div class=\"tp-fee__top\">\r\n              <span class=\"tp-fee__label\">Karta<\/span>\r\n              <span class=\"tp-tooltip\" tabindex=\"0\">\r\n                ?\r\n                <span class=\"tp-tooltip__bubble\">\r\n                  Klienci do 26. roku \u017cycia nie p\u0142ac\u0105 za kart\u0119. Powy\u017cej 26 lat op\u0142aty unikniesz, je\u015bli w poprzednim miesi\u0105cu by\u0142 jednorazowy wp\u0142yw min. 500 z\u0142 oraz co najmniej 1 transakcja kart\u0105, Apple Pay, Google Pay lub PeoPay.\r\n                <\/span>\r\n              <\/span>\r\n            <\/div>\r\n            <div class=\"tp-fee__value\">0 \/ 4 z\u0142<\/div>\r\n            <div class=\"tp-fee__desc\">\u0141atwe warunki zwolnienia z op\u0142aty<\/div>\r\n          <\/div>\r\n\r\n          <div class=\"tp-fee\">\r\n            <div class=\"tp-fee__top\">\r\n              <span class=\"tp-fee__label\">Bankomaty<\/span>\r\n              <span class=\"tp-tooltip\" tabindex=\"0\">\r\n                ?\r\n                <span class=\"tp-tooltip__bubble\">\r\n                  Do 26. roku \u017cycia: 0 z\u0142. Powy\u017cej 26 lat: 0 z\u0142 w bankomatach w\u0142asnych oraz za 2 pierwsze wyp\u0142aty z bankomat\u00f3w obcych w miesi\u0105cu po spe\u0142nieniu warunk\u00f3w aktywno\u015bci. W pozosta\u0142ych przypadkach prowizja wynosi 2,3%.\r\n                <\/span>\r\n              <\/span>\r\n            <\/div>\r\n            <div class=\"tp-fee__value\">0 \/ 2,3%<\/div>\r\n            <div class=\"tp-fee__desc\">Lepsze warunki dla aktywnych lub m\u0142odych klient\u00f3w<\/div>\r\n          <\/div>\r\n\r\n          <div class=\"tp-fee\">\r\n            <div class=\"tp-fee__top\">\r\n              <span class=\"tp-fee__label\">Przelewy<\/span>\r\n            <\/div>\r\n            <div class=\"tp-fee__value\">0 z\u0142<\/div>\r\n            <div class=\"tp-fee__desc\">Online bez op\u0142at<\/div>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <aside class=\"tp-rank-card__cta\">\r\n        <div class=\"tp-rank-card__cta-badge\">\ud83c\udfc6 Za\u0142\u00f3\u017c online, potem dodaj wsp\u00f3\u0142w\u0142a\u015bciciela<\/div>\r\n        <h3 class=\"tp-rank-card__cta-title\">Za\u0142\u00f3\u017c konto online i rozszerz je na dwie osoby<\/h3>\r\n        <p class=\"tp-rank-card__cta-text\">\r\n          Najpierw otwierasz Konto Przekorzystne online, a potem w Pekao24 sk\u0142adasz dyspozycj\u0119 dodania wsp\u00f3\u0142w\u0142a\u015bciciela.\r\n        <\/p>\r\n\r\n        <a class=\"tp-btn tp-btn--primary\" href=\"https:\/\/twojportfel.eu\/konto_pekao_wniosek\" target=\"_blank\" rel=\"nofollow sponsored noopener\">\r\n          Za\u0142\u00f3\u017c konto online\r\n        <\/a>\r\n\r\n        <ul class=\"tp-rank-card__cta-list\">\r\n          <li><span>\u2705<\/span><span>Startujesz online od konta osobistego<\/span><\/li>\r\n          <li><span>\u2705<\/span><span>Wsp\u00f3\u0142w\u0142a\u015bciciela dodajesz przez Pekao24<\/span><\/li>\r\n          <li><span>\u2705<\/span><span>Do konta mog\u0105 by\u0107 wydane 2 karty<\/span><\/li>\r\n        <\/ul>\r\n      <\/aside>\r\n    <\/div>\r\n\r\n    <div class=\"tp-rank-card__bottom\">\r\n      <div class=\"tp-accordion\" id=\"tp-accordion-pekao\">\r\n        <button class=\"tp-accordion__btn\" type=\"button\">\r\n          <span class=\"tp-accordion__left\">\r\n            <span>\ud83d\udcd8<\/span>\r\n            <span>\r\n              Poka\u017c szczeg\u00f3\u0142y i instrukcj\u0119\r\n              <small>Zobacz, jak przej\u015b\u0107 od konta online do rachunku dla dw\u00f3ch os\u00f3b oraz sprawd\u017a plusy, minusy i szczeg\u00f3\u0142y op\u0142at<\/small>\r\n            <\/span>\r\n          <\/span>\r\n          <span class=\"tp-accordion__icon\">+<\/span>\r\n        <\/button>\r\n\r\n        <div class=\"tp-accordion__content\">\r\n          <div class=\"tp-details-grid\">\r\n            <div class=\"tp-box\">\r\n              <h4 class=\"tp-box__title\">Jak za\u0142o\u017cy\u0107 to konto jako wsp\u00f3lne?<\/h4>\r\n\r\n              <div class=\"tp-steps\">\r\n                <div class=\"tp-step\">\r\n                  <div class=\"tp-step__num\">1<\/div>\r\n                  <div class=\"tp-step__text\">\r\n                    Za\u0142\u00f3\u017c <strong>Konto Przekorzystne online<\/strong>.\r\n                  <\/div>\r\n                <\/div>\r\n\r\n                <div class=\"tp-step\">\r\n                  <div class=\"tp-step__num\">2<\/div>\r\n                  <div class=\"tp-step__text\">\r\n                    Po otwarciu rachunku zaloguj si\u0119 do bankowo\u015bci internetowej <strong>Pekao24<\/strong>.\r\n                  <\/div>\r\n                <\/div>\r\n\r\n                <div class=\"tp-step\">\r\n                  <div class=\"tp-step__num\">3<\/div>\r\n                  <div class=\"tp-step__text\">\r\n                    Przejd\u017a do \u015bcie\u017cki:\r\n                    <strong>Oferty i wnioski \u2192 Us\u0142ugi \u2192 Dyspozycje<\/strong>.\r\n                  <\/div>\r\n                <\/div>\r\n\r\n                <div class=\"tp-step\">\r\n                  <div class=\"tp-step__num\">4<\/div>\r\n                  <div class=\"tp-step__text\">\r\n                    Z\u0142\u00f3\u017c dyspozycj\u0119 dodania <strong>wsp\u00f3\u0142w\u0142a\u015bciciela<\/strong> do konta.\r\n                  <\/div>\r\n                <\/div>\r\n              <\/div>\r\n\r\n              <div class=\"tp-inline-note\">\r\n                Do konta mog\u0105 by\u0107 wydane dwie karty, wi\u0119c to wygodna opcja dla par, kt\u00f3re chc\u0105 korzysta\u0107 z jednego rachunku na co dzie\u0144.\r\n              <\/div>\r\n\r\n              <div class=\"tp-inline-cta\">\r\n                <a class=\"tp-btn tp-btn--primary\" href=\"https:\/\/twojportfel.eu\/konto_pekao_wniosek\" target=\"_blank\" rel=\"nofollow sponsored noopener\">\r\n                  Przejd\u017a do formularza Pekao\r\n                <\/a>\r\n              <\/div>\r\n            <\/div>\r\n\r\n            <div class=\"tp-box\">\r\n              <h4 class=\"tp-box__title\">Najwa\u017cniejsze plusy i minusy<\/h4>\r\n\r\n              <ul class=\"tp-list\" style=\"margin-bottom:14px;\">\r\n                <li><span>\u2714<\/span><span>Darmowe prowadzenie konta i niskie, \u0142atwe do unikni\u0119cia op\u0142aty.<\/span><\/li>\r\n                <li><span>\u2714<\/span><span>Wysoko oprocentowane lokaty i konto oszcz\u0119dno\u015bciowe.<\/span><\/li>\r\n                <li><span>\u2714<\/span><span><strong>Premia 200 z\u0142<\/strong> za podstawow\u0105 aktywno\u015b\u0107.<\/span><\/li>\r\n                <li><span>\u2714<\/span><span>Konto polecane dla os\u00f3b cz\u0119sto podr\u00f3\u017cuj\u0105cych ze wzgl\u0119du na korzystne przewalutowania transakcji kart\u0105.<\/span><\/li>\r\n              <\/ul>\r\n\r\n              <ul class=\"tp-list\">\r\n                <li><span>\u2013<\/span><span>Gorsze warunki dla os\u00f3b, kt\u00f3re uko\u0144czy\u0142y 26 lat.<\/span><\/li>\r\n                <li><span>\u2013<\/span><span>Op\u0142ata 0,20 z\u0142 za ka\u017cde potwierdzenie i powiadomienie SMS.<\/span><\/li>\r\n              <\/ul>\r\n\r\n              <h4 class=\"tp-box__title\" style=\"margin-top:18px;\">Szczeg\u00f3\u0142y op\u0142at<\/h4>\r\n              <ul class=\"tp-list\">\r\n                <li><span>\u2022<\/span><span><strong>Konto:<\/strong> 0 z\u0142<\/span><\/li>\r\n                <li><span>\u2022<\/span><span><strong>Karta:<\/strong> 0 z\u0142 do 26 lat lub po spe\u0142nieniu warunk\u00f3w aktywno\u015bci, inaczej 4 z\u0142<\/span><\/li>\r\n                <li><span>\u2022<\/span><span><strong>Bankomaty:<\/strong> 0 z\u0142 dla m\u0142odszych klient\u00f3w i w cz\u0119\u015bci przypadk\u00f3w dla aktywnych, w pozosta\u0142ych sytuacjach 2,3%<\/span><\/li>\r\n                <li><span>\u2022<\/span><span><strong>Przelewy:<\/strong> 0 z\u0142<\/span><\/li>\r\n              <\/ul>\r\n\r\n              <div class=\"tp-inline-note\" style=\"margin-top:14px;\">\r\n                Op\u0142aty za SMS mo\u017cesz omin\u0105\u0107, wybieraj\u0105c autoryzacj\u0119 w aplikacji mobilnej zamiast potwierdze\u0144 SMS.\r\n              <\/div>\r\n            <\/div>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <div class=\"tp-mobile-sticky\">\r\n    <a class=\"tp-btn tp-btn--primary\" href=\"https:\/\/twojportfel.eu\/konto_pekao_wniosek\" target=\"_blank\" rel=\"nofollow sponsored noopener\">\r\n      Za\u0142\u00f3\u017c konto online\r\n    <\/a>\r\n  <\/div>\r\n\r\n  <script>\r\n    (function () {\r\n      var root = document.getElementById('tp-rank-card-pekao');\r\n      if (!root) return;\r\n\r\n      var accordion = root.querySelector('.tp-accordion');\r\n      var accordionBtn = root.querySelector('.tp-accordion__btn');\r\n\r\n      if (accordion && accordionBtn) {\r\n        accordionBtn.addEventListener('click', function () {\r\n          accordion.classList.toggle('is-open');\r\n        });\r\n      }\r\n\r\n      var tooltips = root.querySelectorAll('.tp-tooltip');\r\n      tooltips.forEach(function (tip) {\r\n        tip.addEventListener('click', function (e) {\r\n          e.stopPropagation();\r\n          tooltips.forEach(function (other) {\r\n            if (other !== tip) other.classList.remove('is-open');\r\n          });\r\n          tip.classList.toggle('is-open');\r\n        });\r\n      });\r\n\r\n      document.addEventListener('click', function () {\r\n        tooltips.forEach(function (tip) {\r\n          tip.classList.remove('is-open');\r\n        });\r\n      });\r\n    })();\r\n  <\/script>\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-208a52a1 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"208a52a1\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;shape_divider_bottom&quot;:&quot;tilt&quot;,&quot;shape_divider_top&quot;:&quot;mountains&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" opacity=\"0.33\" d=\"M473,67.3c-203.9,88.3-263.1-34-320.3,0C66,119.1,0,59.7,0,59.7V0h1000v59.7 c0,0-62.1,26.1-94.9,29.3c-32.8,3.3-62.8-12.3-75.8-22.1C806,49.6,745.3,8.7,694.9,4.7S492.4,59,473,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" opacity=\"0.66\" d=\"M734,67.3c-45.5,0-77.2-23.2-129.1-39.1c-28.6-8.7-150.3-10.1-254,39.1 s-91.7-34.4-149.2,0C115.7,118.3,0,39.8,0,39.8V0h1000v36.5c0,0-28.2-18.5-92.1-18.5C810.2,18.1,775.7,67.3,734,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M766.1,28.9c-200-57.5-266,65.5-395.1,19.5C242,1.8,242,5.4,184.8,20.6C128,35.8,132.3,44.9,89.9,52.5C28.6,63.7,0,0,0,0 h1000c0,0-9.9,40.9-83.6,48.1S829.6,47,766.1,28.9z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-27ab1e4d\" data-id=\"27ab1e4d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5381edf elementor-widget elementor-widget-menu-anchor\" data-id=\"5381edf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"jak-zalozyc-konto-wspolne\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3bcfed7f elementor-widget elementor-widget-heading\" data-id=\"3bcfed7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ranking kont wsp\u00f3lnych<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2eced5f elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2eced5f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-76acf1c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"76acf1c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0f628ee\" data-id=\"0f628ee\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-99794e7 elementor-widget elementor-widget-heading\" data-id=\"99794e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Sprawd\u017a jak je za\u0142o\u017cy\u0107 przez internet<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4bb7704 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4bb7704\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-af17121\" data-id=\"af17121\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c8a18be elementor-widget elementor-widget-wpsm_woofeatured\" data-id=\"c8a18be\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wpsm_woofeatured.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"deal_daywoo woocommerce position-relative custom-nav-car flowhidden\"><style>\n                @media (min-width: 600px){\n                    .elementor-widget:not(.elementor-widget-sidebar) .deal_daywoo figure, .elementor-widget:not(.elementor-widget-sidebar) .deal_daywoo .dealdaycont{width: 50%; float: left;}\n                    .elementor-widget:not(.elementor-widget-sidebar) .deal_daywoo .dealdaycont{padding: 0 16px}\n                    .elementor-widget:not(.elementor-widget-sidebar) .deal_daywoo figure img{max-height: 350px;}\n                    .elementor-widget:not(.elementor-widget-sidebar) .deal_daywoo figure a{max-height: 350px}\n                }\n                .deal_daywoo .price{ color: #489c08; font-weight: bold;font-size: 22px; line-height: 18px }\n                .deal_daywoo figure a{min-height: 250px}\n                .deal_daywoo figure img{width: auto;}\n                .sidebar .deal_daywoo figure img{max-height: 250px;}\n                .sidebar .deal_daywoo figure a{max-height: 250px}\n                body .deal_daywoo .title:after{display: none;}\n                .deal_daywoo h3, .woo_feat_slider h3{font-size: 18px}\n                .deal_daywoo .wpsm-bar-bar, .deal_daywoo .wpsm-bar, .deal_daywoo .wpsm-bar-percent{height: 20px; line-height: 20px}\n                <\/style>\n            <div class=\"title\">W mBanku by za\u0142o\u017cy\u0107 konto dla dwojga najpierw musisz zawnioskowa\u0107 o konto osobiste, a nast\u0119pnie w bankowo\u015bci elektronicznej doda\u0107 wsp\u00f3\u0142w\u0142a\u015bciciela do rachunku.<\/div>                                                    <div class=\"woo_spec_widget product\">\n                                     \n                                                                        <figure class=\"position-relative\">\n                                                        <a class=\"img-centered-flex rh-flex-center-align rh-flex-justify-center\" href=\"https:\/\/twojportfel.eu\/mbank_konto_wspolne\" target=\"_blank\" rel=\"nofollow\">\n                                <img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/twojportfel.eu\/wp-content\/themes\/rehub-theme\/images\/default\/blank.gif\" data-src=\"https:\/\/twojportfel.eu\/wp-content\/uploads\/2023\/07\/Mbank-logo-600x225.jpg\" alt=\"mbank konto wsp\u00f3lne\" data-skip-lazy=\"\" class=\"lazyload \" width=\"600\" height=\"225\">                            <\/a>          \n                        <\/figure>\n                        <div class=\"dealdaycont\">\n                            <div class=\"woo_loop_desc\"> \n                                <h3>      \n                                    <a class=\"\" href=\"https:\/\/twojportfel.eu\/mbank_konto_wspolne\" target=\"_blank\" rel=\"nofollow\">\n                                                 \n                                            2. Konto dla dwojga w mBank                                    <\/a>\n                                <\/h3>                \n                                            \n                            <\/div>  \n                            <div class=\"woo_spec_price\">\n                                \n                            <\/div>\n                                                        \n                                                        <div class=\"marketing-text mt15 mb15\">By za\u0142o\u017cy\u0107 w mBank konto wsp\u00f3lne Otw\u00f3rz ekonto osobiste w mBanku aby w aktualnej promocji zyska\u0107 do 520 z\u0142. Po jego utworzeniu mo\u017cna przekszta\u0142ci\u0107 go w konto dla dwojga. Aby to zrobi\u0107, nale\u017cy zalogowa\u0107 si\u0119 do swojego serwisu bankowo\u015bci internetowej i uda\u0107 si\u0119 kolejno do zak\u0142adki:  POMOC -&gt;&gt; ZA\u0141ATW SWOJE SPRAWY -&gt;&gt; DOPISZ LUB ODPISZ WSP\u00d3\u0141POSIADACZA<\/div>    \n                                                                          \n                                                                                    <div class=\"mt20 mb15\">\n                            <a href=\"https:\/\/twojportfel.eu\/mbank_konto_wspolne\" data-product_id=\"8312\" data-product_sku=\"testmultivendor\" class=\"re_track_btn rehub_main_btn rehub-main-smooth wpsm-button  product_type_external\" target=\"_blank\"  rel=\"nofollow\">Otw\u00f3rz konto \u27a8<\/a>                            <\/div>\n                        <\/div>\n                    <\/div>\n                                                        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e098d74 elementor-widget elementor-widget-wpsm_woofeatured\" data-id=\"e098d74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wpsm_woofeatured.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"deal_daywoo woocommerce position-relative custom-nav-car flowhidden\"><style>\n                @media (min-width: 600px){\n                    .elementor-widget:not(.elementor-widget-sidebar) .deal_daywoo figure, .elementor-widget:not(.elementor-widget-sidebar) .deal_daywoo .dealdaycont{width: 50%; float: left;}\n                    .elementor-widget:not(.elementor-widget-sidebar) .deal_daywoo .dealdaycont{padding: 0 16px}\n                    .elementor-widget:not(.elementor-widget-sidebar) .deal_daywoo figure img{max-height: 350px;}\n                    .elementor-widget:not(.elementor-widget-sidebar) .deal_daywoo figure a{max-height: 350px}\n                }\n                .deal_daywoo .price{ color: #489c08; font-weight: bold;font-size: 22px; line-height: 18px }\n                .deal_daywoo figure a{min-height: 250px}\n                .deal_daywoo figure img{width: auto;}\n                .sidebar .deal_daywoo figure img{max-height: 250px;}\n                .sidebar .deal_daywoo figure a{max-height: 250px}\n                body .deal_daywoo .title:after{display: none;}\n                .deal_daywoo h3, .woo_feat_slider h3{font-size: 18px}\n                .deal_daywoo .wpsm-bar-bar, .deal_daywoo .wpsm-bar, .deal_daywoo .wpsm-bar-percent{height: 20px; line-height: 20px}\n                <\/style>\n            <div class=\"title\">W ING najpierw musisz zawnioskowa\u0107 o konto osobiste, a nast\u0119pnie w bankowo\u015bci elektronicznej doda\u0107 wsp\u00f3\u0142w\u0142a\u015bciciela do rachunku.<\/div>                                                    <div class=\"woo_spec_widget product\">\n                                     \n                                                                        <figure class=\"position-relative\">\n                                                        <a class=\"img-centered-flex rh-flex-center-align rh-flex-justify-center\" href=\"https:\/\/twojportfel.eu\/ing_konto_wspolne\" target=\"_blank\" rel=\"nofollow\">\n                                <img decoding=\"async\" src=\"https:\/\/twojportfel.eu\/wp-content\/themes\/rehub-theme\/images\/default\/blank.gif\" data-src=\"https:\/\/twojportfel.eu\/wp-content\/uploads\/2023\/07\/ING_logo-766x324.jpg\" alt=\"ing konto wsp\u00f3lne\" data-skip-lazy=\"\" class=\"lazyload \" width=\"600\" height=\"254\">                            <\/a>          \n                        <\/figure>\n                        <div class=\"dealdaycont\">\n                            <div class=\"woo_loop_desc\"> \n                                <h3>      \n                                    <a class=\"\" href=\"https:\/\/twojportfel.eu\/ing_konto_wspolne\" target=\"_blank\" rel=\"nofollow\">\n                                                 \n                                            3. Konto wsp\u00f3lne w ING                                    <\/a>\n                                <\/h3>                \n                                            \n                            <\/div>  \n                            <div class=\"woo_spec_price\">\n                                \n                            <\/div>\n                                                        \n                                                        <div class=\"marketing-text mt15 mb15\">Pe\u0142nomocnika do konta mo\u017cna doda\u0107 przez bankowo\u015b\u0107 elektroniczn\u0105 Moje ING. Zar\u00f3wno w\u0142a\u015bciciel, jak i pe\u0142nomocnik b\u0119d\u0105 mogli zam\u00f3wi\u0107 2 imienne karty p\u0142atnicze.    Mo\u017cna r\u00f3wnie\u017c przekszta\u0142ci\u0107 (przez bankowo\u015b\u0107 elektroniczn\u0105 Moje ING) konto Direct w konto Komfort (Rachunki -&gt; opcje -&gt; Zmie\u0144 typ rachunku), a potem uda\u0107 si\u0119 wsp\u00f3lnie do oddzia\u0142u banku w celu dodania wsp\u00f3\u0142w\u0142a\u015bcicela do rachunku.  <\/div>    \n                                                                          \n                                                                                    <div class=\"mt20 mb15\">\n                            <a href=\"https:\/\/twojportfel.eu\/ing_konto_wspolne\" data-product_id=\"8316\" data-product_sku=\"testmultivendor\" class=\"re_track_btn rehub_main_btn rehub-main-smooth wpsm-button  product_type_external\" target=\"_blank\"  rel=\"nofollow\">Otw\u00f3rz konto \u27a8<\/a>                            <\/div>\n                        <\/div>\n                    <\/div>\n                                                        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0800126 elementor-widget elementor-widget-wpsm_woofeatured\" data-id=\"0800126\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wpsm_woofeatured.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"deal_daywoo woocommerce position-relative custom-nav-car flowhidden\"><style>\n                @media (min-width: 600px){\n                    .elementor-widget:not(.elementor-widget-sidebar) .deal_daywoo figure, .elementor-widget:not(.elementor-widget-sidebar) .deal_daywoo .dealdaycont{width: 50%; float: left;}\n                    .elementor-widget:not(.elementor-widget-sidebar) .deal_daywoo .dealdaycont{padding: 0 16px}\n                    .elementor-widget:not(.elementor-widget-sidebar) .deal_daywoo figure img{max-height: 350px;}\n                    .elementor-widget:not(.elementor-widget-sidebar) .deal_daywoo figure a{max-height: 350px}\n                }\n                .deal_daywoo .price{ color: #489c08; font-weight: bold;font-size: 22px; line-height: 18px }\n                .deal_daywoo figure a{min-height: 250px}\n                .deal_daywoo figure img{width: auto;}\n                .sidebar .deal_daywoo figure img{max-height: 250px;}\n                .sidebar .deal_daywoo figure a{max-height: 250px}\n                body .deal_daywoo .title:after{display: none;}\n                .deal_daywoo h3, .woo_feat_slider h3{font-size: 18px}\n                .deal_daywoo .wpsm-bar-bar, .deal_daywoo .wpsm-bar, .deal_daywoo .wpsm-bar-percent{height: 20px; line-height: 20px}\n                <\/style>\n            <div class=\"title\">W PKO konto wsp\u00f3lne wybiera si\u0119 podczas wype\u0142nienia wniosku on-line o konto<\/div>                                                    <div class=\"woo_spec_widget product\">\n                                     \n                                                                        <figure class=\"position-relative\">\n                                                        <a class=\"img-centered-flex rh-flex-center-align rh-flex-justify-center\" href=\"https:\/\/twojportfel.eu\/pko_konto_wspolne\" target=\"_blank\" rel=\"nofollow\">\n                                <img decoding=\"async\" src=\"https:\/\/twojportfel.eu\/wp-content\/themes\/rehub-theme\/images\/default\/blank.gif\" data-src=\"https:\/\/twojportfel.eu\/wp-content\/uploads\/2023\/07\/pko-bank-polski-pko-bp-logo-02-753x424-1-622x350.png\" alt=\"pko konto wsp\u00f3lne\" data-skip-lazy=\"\" class=\"lazyload \" width=\"600\" height=\"338\">                            <\/a>          \n                        <\/figure>\n                        <div class=\"dealdaycont\">\n                            <div class=\"woo_loop_desc\"> \n                                <h3>      \n                                    <a class=\"\" href=\"https:\/\/twojportfel.eu\/pko_konto_wspolne\" target=\"_blank\" rel=\"nofollow\">\n                                                 \n                                            1. PKO BP Konto wsp\u00f3lne &#8211; Konto Za Zero                                    <\/a>\n                                <\/h3>                \n                                            \n                            <\/div>  \n                            <div class=\"woo_spec_price\">\n                                \n                            <\/div>\n                                                        \n                                                        <div class=\"marketing-text mt15 mb15\">Konto Wsp\u00f3lne w PKO BP (Konto Za Zero) zak\u0142adamy sk\u0142adaj\u0105c wniosek on-line i wybieraj\u0105c w formularzu w sekcji typ konta opcji \u201eKonto wsp\u00f3lne\u201d.<\/div>    \n                                                                          \n                                                                                    <div class=\"mt20 mb15\">\n                            <a href=\"https:\/\/twojportfel.eu\/pko_konto_wspolne\" data-product_id=\"8322\" data-product_sku=\"testmultivendor\" class=\"re_track_btn rehub_main_btn rehub-main-smooth wpsm-button  product_type_external\" target=\"_blank\"  rel=\"nofollow\">Otw\u00f3rz konto wsp\u00f3lne \u27a8<\/a>                            <\/div>\n                        <\/div>\n                    <\/div>\n                                                        <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-afff0a2 elementor-widget elementor-widget-heading\" data-id=\"afff0a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ranking kont bankowych dla dwojga 2026<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af6abc9 elementor-drop-cap-yes elementor-drop-cap-view-default elementor-widget elementor-widget-text-editor\" data-id=\"af6abc9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;drop_cap&quot;:&quot;yes&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Konto dla dwojga mo\u017cna za\u0142o\u017cy\u0107 nawet z zupe\u0142nie niespokrewnion\u0105 osob\u0105: np. ch\u0142opakiem, narzeczon\u0105, przyjacielem, ale te\u017c z dziadkiem, rodzicem, kuzynem, itd, jednak Konto wsp\u00f3lne jest najpopularniejszym rozwi\u0105zaniem w\u015br\u00f3d par, i pod takim k\u0105tem tworzyli\u015bmy poni\u017csz\u0105 list\u0119. W przypadku takiego konta ka\u017cdy z partner\u00f3w posiada rachunek indywidualny i dodatkowo zak\u0142adacie wsp\u00f3lne konto bankowe. Taka opcja jest interesuj\u0105cym pomys\u0142em. Pozwala Wam zachowa\u0107 swobod\u0119 finansow\u0105, a jednocze\u015bnie mo\u017cecie odk\u0142ada\u0107 pieni\u0105dze na wsp\u00f3lne wydatki na osobnym rachunku. Oczywi\u015bcie ma to sens, je\u017celi koszty utrzymania trzech ROR-\u00f3w nie s\u0105 zbyt du\u017ce.<\/p><p>Nasz ranking kont wsp\u00f3lnych powsta\u0142 po to, \u017ceby pokaza\u0107 Wam, kt\u00f3re banki oferuj\u0105 takie konta. Opisujemy, jak za\u0142o\u017cy\u0107 je przez internet, a nast\u0119pnie z\u0142o\u017cy\u0107 odpowiedni\u0105 dyspozycj\u0119 zmiany konta osobistego na konto wsp\u00f3lne<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-585b186 elementor-widget elementor-widget-accordion\" data-id=\"585b186\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-9261\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-9261\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Kto mo\u017ce za\u0142o\u017cy\u0107 wsp\u00f3lne konto bankowe?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-9261\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-9261\"><p><strong>Wsp\u00f3lne konto bankowe to produkt dedykowany zar\u00f3wno cz\u0142onkom rodziny, jak i osobom ze sob\u0105 niespokrewnionym. <\/strong>Takie konto za\u0142o\u017cy\u0107 mog\u0105 ma\u0142\u017conkowie, lecz jego prowadzenie jest mo\u017cliwe tak\u017ce dla przyjaci\u00f3\u0142, kuzyn\u00f3w czy narzeczonych.<\/p><p>Zdecydowana wi\u0119kszo\u015b\u0107 bank\u00f3w ma w swojej ofercie rachunki dla maksymalnie dw\u00f3ch os\u00f3b, jednak na rynku dzia\u0142aj\u0105 r\u00f3wnie\u017c instytucje umo\u017cliwiaj\u0105ce za\u0142o\u017cenie wsp\u00f3lnego konta na przyk\u0142ad trzem osobom.<\/p><p>Wymagania nie s\u0105 du\u017ce, w zasadzie <strong>wsp\u00f3\u0142w\u0142a\u015bcicielem konta mo\u017ce by\u0107 osoba pe\u0142noletnia, posiadaj\u0105ca pe\u0142n\u0105 zdolno\u015b\u0107 do czynno\u015bci prawnych<\/strong>.<\/p><p>S\u0105 jednak poszczeg\u00f3lne banki, gdzie wsp\u00f3\u0142w\u0142a\u015bcicielem zostanie te\u017c <strong>osoba, kt\u00f3ra uko\u0144czy\u0142a 13. rok \u017cycia, zak\u0142adaj\u0105ca konto ze swoim przedstawicielem ustawowym<\/strong>.<\/p><p>Osoby zak\u0142adaj\u0105ce wsp\u00f3lny rachunek bankowy musz\u0105 by\u0107 rezydentami podatkowymi w tym samym kraju.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-9262\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-9262\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Jakie s\u0105 uprawnienia wsp\u00f3\u0142w\u0142a\u015bcicieli konta ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-9262\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-9262\"><p>G\u0142\u00f3wnym za\u0142o\u017ceniem posiadania wsp\u00f3lnego konta jest posiadanie takich samych praw do dysponowania \u015brodkami pieni\u0119\u017cnymi, kt\u00f3re si\u0119 na nim znajduj\u0105. Oznacza to, \u017ce <strong>ka\u017cdy wsp\u00f3\u0142w\u0142a\u015bciciel ma r\u00f3wny i nieograniczony dost\u0119p do got\u00f3wki<\/strong>.<\/p><p>W ramach prowadzenia rachunku wsp\u00f3\u0142w\u0142a\u015bciciele s\u0105 upowa\u017cnieni do :<\/p><ul><li>wyp\u0142acania pieni\u0105dzy z bankomat\u00f3w w\u0142asnych i innych bank\u00f3w,<\/li><li>realizowania przelew\u00f3w,<\/li><li>dokonywania transakcji bezgot\u00f3wkowych,<\/li><li>wnioskowania o inne produkty bankowe \u2013 oszcz\u0119dno\u015bciowe czy walutowe,<\/li><li>wypowiedzenia umowy o prowadzenie rachunku.<\/li><\/ul><p>Co wa\u017cne, ka\u017cdy wsp\u00f3\u0142w\u0142a\u015bciciel rachunku otrzymuje w\u0142asny login i has\u0142o do bankowo\u015bci internetowej. Bank wydaje r\u00f3wnie\u017c osobne karty p\u0142atnicze, z kt\u00f3rych oczywi\u015bcie mo\u017cna \u2013 zgodnie z w\u0142asnymi preferencjami \u2013 zrezygnowa\u0107.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-9263\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-9263\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Premia za otwarcie konta, a konto wsp\u00f3lne<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-9263\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-9263\"><p>Banki, kt\u00f3re prezentujemy na stronie nie oferuj\u0105 otwarcia konta wsp\u00f3lnego w takiej samej promocji jakie wyst\u0119puj\u0105 w kontach indywidualnych. Aby otrzyma\u0107 premi\u0119, nale\u017cy otworzy\u0107 indywidualne konto osobiste, spe\u0142ni\u0107 warunki promocji, odebra\u0107 premi\u0119, a nast\u0119pnie zmieni\u0107 konto na wsp\u00f3lne w bankowo\u015bci internetowej lub w siedzibie banku.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-9264\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-9264\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Konto oszcz\u0119dno\u015bciowe dla pary - jest taka mo\u017cliwo\u015b\u0107 ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-9264\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-9264\"><p>Czy mo\u017cna mie\u0107 wsp\u00f3lne\u00a0 konto oszcz\u0119dno\u015bciowe w jednym banku? Tak! Ka\u017cdy rachunek, zar\u00f3wno osobisty jak i oszcz\u0119dno\u015bciowy mo\u017cemy \u201euwsp\u00f3lnia\u0107\u201d praktycznie w ka\u017cdym banku!<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-9265\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-9265\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Zalety konta wsp\u00f3lnego<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-9265\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-9265\"><ul><li data-start=\"740\" data-end=\"844\"><strong data-start=\"742\" data-end=\"766\">Wsp\u00f3lne oszcz\u0119dzanie<\/strong> \u2013 gromadzenie \u015brodk\u00f3w na wi\u0119ksze wydatki, np. wakacje czy zakup mieszkania.<\/li><li data-start=\"845\" data-end=\"944\"><strong data-start=\"847\" data-end=\"879\">\u0141atwiejsza kontrola finans\u00f3w<\/strong> \u2013 oboje partnerzy maj\u0105 wgl\u0105d w stan konta i histori\u0119 operacji.<\/li><li data-start=\"945\" data-end=\"1039\"><strong data-start=\"947\" data-end=\"964\">Ni\u017csze op\u0142aty<\/strong> \u2013 wiele bank\u00f3w oferuje atrakcyjne warunki dla wsp\u00f3\u0142dzielonych rachunk\u00f3w.<\/li><li data-start=\"1040\" data-end=\"1144\"><strong data-start=\"1042\" data-end=\"1082\">Wygodne zarz\u0105dzanie bud\u017cetem domowym<\/strong> \u2013 wszystkie dochody i wydatki s\u0105 widoczne w jednym miejscu.<\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-9266\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-9266\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Wady konta wsp\u00f3lnego<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-9266\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-9266\"><ul><li data-start=\"740\" data-end=\"844\"><p data-start=\"65\" data-end=\"378\">Wsp\u00f3lne konto bankowe to rozwi\u0105zanie cz\u0119sto wybierane przez ma\u0142\u017ce\u0144stwa, partner\u00f3w czy cz\u0142onk\u00f3w rodziny, kt\u00f3re u\u0142atwia zarz\u0105dzanie finansami. Jednak zanim zdecydujesz si\u0119 na jego za\u0142o\u017cenie, warto pozna\u0107 <strong data-start=\"267\" data-end=\"303\">minusy wsp\u00f3lnego konta bankowego<\/strong>, kt\u00f3re mog\u0105 wp\u0142yn\u0105\u0107 na Twoj\u0105 sytuacj\u0119 finansow\u0105 i relacje z drug\u0105 osob\u0105.<\/p><h4 data-start=\"380\" data-end=\"424\">1. Brak pe\u0142nej kontroli nad finansami<\/h4><p data-start=\"425\" data-end=\"668\">Jednym z g\u0142\u00f3wnych minus\u00f3w wsp\u00f3lnego konta jest <strong data-start=\"472\" data-end=\"502\">utrata ca\u0142kowitej kontroli<\/strong> nad w\u0142asnymi \u015brodkami. Obie osoby maj\u0105 r\u00f3wny dost\u0119p do zgromadzonych pieni\u0119dzy, co oznacza, \u017ce druga strona mo\u017ce dokonywa\u0107 transakcji bez konieczno\u015bci konsultacji.<\/p><h4 data-start=\"670\" data-end=\"709\">2. Ryzyko konflikt\u00f3w finansowych<\/h4><p data-start=\"710\" data-end=\"912\">R\u00f3\u017cnice w podej\u015bciu do zarz\u0105dzania pieni\u0119dzmi mog\u0105 prowadzi\u0107 do napi\u0119\u0107 i k\u0142\u00f3tni. Je\u015bli jedna osoba jest oszcz\u0119dna, a druga wydaje pieni\u0105dze spontanicznie, mo\u017ce to powodowa\u0107 problemy i nieporozumienia.<\/p><h4 data-start=\"914\" data-end=\"954\">3. Problemy w przypadku rozstania<\/h4><p data-start=\"955\" data-end=\"1199\">Je\u015bli zwi\u0105zek lub wsp\u00f3\u0142praca si\u0119 zako\u0144cz\u0105, podzia\u0142 wsp\u00f3lnego konta mo\u017ce sta\u0107 si\u0119 skomplikowanym procesem. W najgorszym przypadku jeden z w\u0142a\u015bcicieli mo\u017ce wyp\u0142aci\u0107 wszystkie \u015brodki bez zgody drugiej osoby, co mo\u017ce prowadzi\u0107 do spor\u00f3w prawnych.<\/p><h4 data-start=\"1201\" data-end=\"1251\">4. Wsp\u00f3lna odpowiedzialno\u015b\u0107 za zobowi\u0105zania<\/h4><p data-start=\"1252\" data-end=\"1469\">Je\u015bli konto posiada debet lub powi\u0105zane zobowi\u0105zania (np. kredyt), obie osoby ponosz\u0105 za nie odpowiedzialno\u015b\u0107. Mo\u017ce to oznacza\u0107 konieczno\u015b\u0107 sp\u0142aty d\u0142ug\u00f3w partnera, nawet je\u015bli nie bra\u0142o si\u0119 udzia\u0142u w ich zaci\u0105ganiu.<\/p><h4 data-start=\"1471\" data-end=\"1515\">5. Trudno\u015bci w monitorowaniu wydatk\u00f3w<\/h4><p data-start=\"1516\" data-end=\"1706\">Wsp\u00f3lne konto oznacza, \u017ce wszystkie transakcje s\u0105 widoczne dla obu stron. Mo\u017ce to prowadzi\u0107 do sytuacji, w kt\u00f3rej jedna osoba czuje si\u0119 kontrolowana lub oceniana za swoje decyzje zakupowe.<\/p><h4 data-start=\"1708\" data-end=\"1763\">6. Problemy w przypadku \u015bmierci wsp\u00f3\u0142w\u0142a\u015bciciela<\/h4><p data-start=\"1764\" data-end=\"1984\">W niekt\u00f3rych przypadkach po \u015bmierci jednego z w\u0142a\u015bcicieli konto mo\u017ce zosta\u0107 tymczasowo zablokowane do czasu zako\u0144czenia formalno\u015bci spadkowych. Mo\u017ce to stanowi\u0107 problem dla osoby, kt\u00f3ra nadal chce korzysta\u0107 ze \u015brodk\u00f3w.<\/p><\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-9267\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-9267\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Rozdzielno\u015b\u0107 maj\u0105tkowa a wsp\u00f3lne konto bankowe<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-9267\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-9267\"><ul><li data-start=\"740\" data-end=\"844\"><p data-start=\"77\" data-end=\"479\">Rozdzielno\u015b\u0107 maj\u0105tkowa to rozwi\u0105zanie prawne, kt\u00f3re zapewnia ka\u017cdemu z ma\u0142\u017conk\u00f3w pe\u0142n\u0105 niezale\u017cno\u015b\u0107 finansow\u0105. Oznacza to, \u017ce <strong data-start=\"203\" data-end=\"281\">ka\u017cdy z partner\u00f3w zachowuje wy\u0142\u0105czne prawo do swoich dochod\u00f3w oraz maj\u0105tku<\/strong> nabytego przed i po zawarciu zwi\u0105zku ma\u0142\u017ce\u0144skiego. Wiele os\u00f3b zastanawia si\u0119 jednak, czy przy rozdzielno\u015bci maj\u0105tkowej mo\u017cna posiada\u0107 <strong data-start=\"416\" data-end=\"441\">wsp\u00f3lne konto bankowe<\/strong> i jakie mog\u0105 by\u0107 tego konsekwencje.<\/p><h4 data-start=\"481\" data-end=\"551\"><strong data-start=\"486\" data-end=\"549\">Czy przy rozdzielno\u015bci maj\u0105tkowej mo\u017cna mie\u0107 wsp\u00f3lne konto?<\/strong><\/h4><p data-start=\"552\" data-end=\"906\">Tak, <strong data-start=\"557\" data-end=\"633\">rozdzielno\u015b\u0107 maj\u0105tkowa nie wyklucza posiadania wsp\u00f3lnego konta bankowego<\/strong>. Banki umo\u017cliwiaj\u0105 wsp\u00f3\u0142w\u0142asno\u015b\u0107 rachunku niezale\u017cnie od ustroju maj\u0105tkowego ma\u0142\u017conk\u00f3w. Jednak warto mie\u0107 \u015bwiadomo\u015b\u0107, \u017ce <strong data-start=\"755\" data-end=\"841\">\u015brodki zgromadzone na koncie wsp\u00f3lnym nale\u017c\u0105 formalnie do obojga w\u0142a\u015bcicieli konta<\/strong>, co mo\u017ce budzi\u0107 pewne w\u0105tpliwo\u015bci i rodzi\u0107 potencjalne ryzyko.<\/p><\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-9268\" class=\"elementor-tab-title\" data-tab=\"8\" role=\"button\" aria-controls=\"elementor-tab-content-9268\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Alternatywy dla wsp\u00f3lnego konta przy rozdzielno\u015bci maj\u0105tkowej<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-9268\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"region\" aria-labelledby=\"elementor-tab-title-9268\"><ul><li data-start=\"740\" data-end=\"844\"><p data-start=\"2174\" data-end=\"2319\">Je\u015bli zale\u017cy Wam na niezale\u017cno\u015bci finansowej, ale jednocze\u015bnie chcecie wygodnie zarz\u0105dza\u0107 wsp\u00f3lnymi wydatkami, warto rozwa\u017cy\u0107 inne rozwi\u0105zania:<\/p><ul data-start=\"2321\" data-end=\"2823\"><li data-start=\"2321\" data-end=\"2505\"><strong data-start=\"2323\" data-end=\"2369\">Osobne konta bankowe i jedno konto wsp\u00f3lne<\/strong> \u2013 Ka\u017cdy partner zarz\u0105dza swoimi finansami indywidualnie, a konto wsp\u00f3lne s\u0142u\u017cy jedynie do op\u0142acania rachunk\u00f3w i codziennych wydatk\u00f3w.<\/li><li data-start=\"2506\" data-end=\"2661\"><strong data-start=\"2508\" data-end=\"2560\">Korzystanie z aplikacji do zarz\u0105dzania wydatkami<\/strong> \u2013 Istniej\u0105 narz\u0119dzia pozwalaj\u0105ce na dzielenie koszt\u00f3w bez konieczno\u015bci posiadania wsp\u00f3lnego konta.<\/li><li data-start=\"2662\" data-end=\"2823\"><strong data-start=\"2664\" data-end=\"2712\">Ustalenie jasnych zasad dotycz\u0105cych finans\u00f3w<\/strong> \u2013 Kluczowe jest ustalenie, kto i w jakim zakresie dok\u0142ada si\u0119 do wsp\u00f3lnych wydatk\u00f3w, aby unikn\u0105\u0107 konflikt\u00f3w.<\/li><\/ul><\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f750ada elementor-widget elementor-widget-heading\" data-id=\"f750ada\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Jak za\u0142o\u017cy\u0107 wsp\u00f3lne konto bankowe przez internet ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c5e0b1a elementor-widget elementor-widget-text-editor\" data-id=\"c5e0b1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Sam proces otwierania rachunku wygl\u0105da praktycznie tak samo, jak w przypadku konta indywidualnego.<\/p><p><strong>Polecamy spojrze\u0107 powy\u017cej na nasz ranking bank\u00f3w, kt\u00f3re umo\u017cliwiaj\u0105 otwarcie wsp\u00f3lnego konta przez internet.<br \/><\/strong><\/p><p>W ka\u017cdym banku wygl\u0105da to jednak inaczej. Przyk\u0142adowo wype\u0142niaj\u0105c on-line wniosek o konto w\u00a0 PKO BP ju\u017c na etapie formularza mamy mo\u017cliwo\u015b\u0107 zaznaczenia, \u017ce zak\u0142adamy konto jako wsp\u00f3lne.<\/p><p>W ING, Mbanku nale\u017cy najpierw nale\u017cy otworzy\u0107 zwyk\u0142e konto osobiste, a nast\u0119pnie w bankowo\u015bci elektronicznej przekszta\u0142ci\u0107 je na konto wsp\u00f3lne. Nie wymaga to jednak wizyty w banku.<\/p><p>Za to w Millenium, Santander i Alior Banku po za\u0142o\u017ceniu konta osobistego on-line b\u0119dzie konieczna wizyta obu wsp\u00f3\u0142w\u0142a\u015bcicieli w Oddziale banku.<\/p><p>Jak widzisz du\u017co zale\u017cy od samego banku i to od Ciebie zale\u017cy, kt\u00f3ra opcja b\u0119dzie dla Ciebie najwygodniejsza.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f06151 elementor-widget elementor-widget-heading\" data-id=\"7f06151\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Jakie s\u0105 zalety posiadania konta dla dwojga ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7b4a833 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7b4a833\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-86c0ad2\" data-id=\"86c0ad2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2102515 elementor-widget elementor-widget-text-editor\" data-id=\"2102515\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li>Ni\u017csze (zazwyczaj) koszty prowadzenia konta.<\/li>\n<li>\u0141atwiejsze zarz\u0105dzanie bud\u017cetem oraz planowanie wydatk\u00f3w.<\/li>\n<li>Przejrzysto\u015b\u0107 stanu finans\u00f3w.<\/li>\n<li>Budowanie wzajemnego zaufania, samodyscypliny i odpowiedzialno\u015bci.<\/li>\n<li>Wsp\u00f3lna odpowiedzialno\u015b\u0107 \u2013 czyli pewno\u015b\u0107 terminowych op\u0142at rachunk\u00f3w.<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2251e1f elementor-widget elementor-widget-heading\" data-id=\"2251e1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Profil zaufany, a wsp\u00f3lne konto bankowe<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b96709 elementor-widget elementor-widget-text-editor\" data-id=\"0b96709\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Obecnie bardzo wa\u017cn\u0105 kwesti\u0105 jest to, \u017ce wsp\u00f3\u0142posiadacze konta bankowego mog\u0105 r\u00f3wnie\u017c za\u0142o\u017cy\u0107 Profil Zaufany, kt\u00f3ry u\u0142atwia za\u0142atwienie wielu spraw urz\u0119dowych online. Skorzystanie z tej us\u0142ugi jest mo\u017cliwe tylko wtedy, gdy ka\u017cdy u\u017cytkownik rachunku posiada w\u0142asny, osobny identyfikator i has\u0142o do bankowo\u015bci elektronicznej. Aby uruchomi\u0107 us\u0142ug\u0119, nale\u017cy zalogowa\u0107 si\u0119 w serwisie transakcyjnym swojego banku, wybra\u0107 opcj\u0119 &#8220;Profil Zaufany&#8221;, wype\u0142ni\u0107 wniosek on-line, a nast\u0119pnie potwierdzi\u0107 operacj\u0119 wybran\u0105 metod\u0105 autoryzacji. Za\u0142o\u017cenie Profilu jest bezp\u0142atne i zajmuje kilka minut.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f0efa5 elementor-hidden-mobile elementor-hidden-tablet elementor-widget elementor-widget-image\" data-id=\"6f0efa5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"840\" height=\"560\" src=\"https:\/\/twojportfel.eu\/wp-content\/themes\/rehub-theme\/images\/default\/blank.gif\" data-src=\"https:\/\/twojportfel.eu\/wp-content\/uploads\/2022\/05\/rankingggg21-1024x683.jpg\" class=\"lazyload attachment-large size-large wp-image-3998\" alt=\"Ranking kont bankowych dla dwojga\" srcset=\"https:\/\/twojportfel.eu\/wp-content\/uploads\/2022\/05\/rankingggg21-1024x683.jpg 1024w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2022\/05\/rankingggg21-300x200.jpg 300w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2022\/05\/rankingggg21-768x512.jpg 768w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2022\/05\/rankingggg21-1536x1024.jpg 1536w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2022\/05\/rankingggg21-2048x1365.jpg 2048w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2022\/05\/rankingggg21-225x150.jpg 225w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2022\/05\/rankingggg21-100x67.jpg 100w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2022\/05\/rankingggg21-525x350.jpg 525w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2022\/05\/rankingggg21-788x525.jpg 788w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2022\/05\/rankingggg21-600x400.jpg 600w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2022\/05\/rankingggg21.jpg 900w\" sizes=\"(max-width: 840px) 100vw, 840px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4557dc5c elementor-section-full_width elementor-section-content-middle elementor-section-height-default elementor-section-height-default\" data-id=\"4557dc5c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-66438768\" data-id=\"66438768\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-440326b7 elementor-widget elementor-widget-heading\" data-id=\"440326b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Op\u0142aty <br>za<br>prowadzenie<br>konta<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-61a34142\" data-id=\"61a34142\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4555ee7 elementor-widget elementor-widget-heading\" data-id=\"4555ee7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Konto bankowe dla dwojga, a op\u0142aty<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7289420 elementor-widget elementor-widget-text-editor\" data-id=\"7289420\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Bardzo cz\u0119sto banki oferuj\u0105 klientom bezp\u0142atne rachunki w zamian za spe\u0142nienie okre\u015blonych wymog\u00f3w. Mo\u017ce to by\u0107 np. konieczno\u015b\u0107 wykonania w danym miesi\u0105cu transakcji kart\u0105 na okre\u015blon\u0105 kwot\u0119 czy zapewnienie wp\u0142ywu na rachunek. Aktywni Klienci, kt\u00f3rzy wykonaj\u0105 wymagane aktywno\u015bci, mog\u0105 liczy\u0107 na zwolnienie z prowizji za prowadzenie konta lub obs\u0142ug\u0119 karty (b\u0105d\u017a te\u017c za jedno i drugie).<\/p><p>Natomiast je\u015bli chodzi o <strong>wsp\u00f3lne konto bankowe <\/strong>to pierwsz\u0105 rzecz\u0105, nad kt\u00f3r\u0105 si\u0119 zastanawiamy w kontek\u015bcie op\u0142at jest : czy ka\u017cdy wsp\u00f3\u0142posiadacz musi si\u0119 wywi\u0105za\u0107 ze stawianych przez bank warunk\u00f3w, czy wystarczy, \u017ce uczyni to jedna osoba?<\/p><p>Niestety, odpowied\u017a na powy\u017csze pytanie ponownie zale\u017cy od polityki konkretnego banku. W wi\u0119kszo\u015bci instytucji obowi\u0105zuje zasada, \u017ce <strong>op\u0142ata za obs\u0142ug\u0119 karty jest naliczana oddzielnie dla ka\u017cdego z u\u017cytkownik\u00f3w<\/strong>, tak wi\u0119c ka\u017cdy z nich musi pami\u0119ta\u0107 o wymaganych transakcjach. W efekcie w niekt\u00f3rych bankach posiadacze wsp\u00f3lnego konta b\u0119d\u0105 musieli wyda\u0107 miesi\u0119cznie ca\u0142kiem spor\u0105 kwot\u0119 (dla przyk\u0142adu: w ING b\u0119dzie to 2 x 300, czyli w sumie 600 z\u0142). Jednak<strong> wsp\u00f3lne konto bankowe<\/strong> nie oznacza, \u017ce musimy wyrobi\u0107 <strong>dwie karty<\/strong>. Karta do rachunku nie jest obligatoryjna, st\u0105d jeden ze wsp\u00f3\u0142posiadaczy mo\u017ce zrezygnowa\u0107 z swojej debet\u00f3wki i tym samym obni\u017cy\u0107 koszty korzystania z rachunku.<\/p><p>Natomiast<strong> unikni\u0119cie prowizji za prowadzenie ROR-u jest z regu\u0142y mo\u017cliwe po spe\u0142nieniu warunk\u00f3w tylko przez jednego ze wsp\u00f3\u0142posiadaczy<\/strong>. W tym przypadku wsp\u00f3\u0142w\u0142asno\u015b\u0107 nie wp\u0142ywa na podwy\u017cszenie koszt\u00f3w zwi\u0105zanych z prowadzeniem konta, bo wystarczy, \u017ce warunki spe\u0142ni tylko jedna strona. Aktualnie je\u015bli kogo\u015b interesuje darmowe konto wsp\u00f3lne to ofert\u0119 bezwarunkowo darmowego konta posiada jedynie Nest Bank.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-111d8e8 elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"111d8e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"900\" height=\"600\" src=\"https:\/\/twojportfel.eu\/wp-content\/themes\/rehub-theme\/images\/default\/blank.gif\" data-src=\"https:\/\/twojportfel.eu\/wp-content\/uploads\/2022\/05\/rankingggg21.jpg\" class=\"lazyload attachment-full size-full wp-image-3998\" alt=\"Ranking kont bankowych dla dwojga\" srcset=\"https:\/\/twojportfel.eu\/wp-content\/uploads\/2022\/05\/rankingggg21.jpg 900w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2022\/05\/rankingggg21-300x200.jpg 300w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2022\/05\/rankingggg21-1024x683.jpg 1024w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2022\/05\/rankingggg21-768x512.jpg 768w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2022\/05\/rankingggg21-1536x1024.jpg 1536w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2022\/05\/rankingggg21-2048x1365.jpg 2048w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2022\/05\/rankingggg21-225x150.jpg 225w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2022\/05\/rankingggg21-100x67.jpg 100w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2022\/05\/rankingggg21-525x350.jpg 525w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2022\/05\/rankingggg21-788x525.jpg 788w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2022\/05\/rankingggg21-600x400.jpg 600w\" sizes=\"(max-width: 900px) 100vw, 900px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0c3546e elementor-section-full_width elementor-section-content-middle elementor-section-height-default elementor-section-height-default\" data-id=\"0c3546e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-0a189e6\" data-id=\"0a189e6\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-77b4513 elementor-widget elementor-widget-heading\" data-id=\"77b4513\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Czy warto za\u0142o\u017cy\u0107 wsp\u00f3lne konto bankowe?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-28e9dbd\" data-id=\"28e9dbd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-48278cc elementor-widget elementor-widget-heading\" data-id=\"48278cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Zak\u0142adanie kont wsp\u00f3lnych. Kiedy warto ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d21ac9c elementor-widget elementor-widget-text-editor\" data-id=\"d21ac9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Wsp\u00f3lne konto bankowe to produkt, z kt\u00f3rego najch\u0119tniej korzystaj\u0105 osoby pozostaj\u0105ce<\/strong> <strong>w zwi\u0105zku ma\u0142\u017ce\u0144skim b\u0105d\u017a prowadz\u0105ce wsp\u00f3lne gospodarstwo domowe<\/strong>.<\/p><p>Taki rachunek znacz\u0105co u\u0142atwia zarz\u0105dzanie wsp\u00f3lnym bud\u017cetem, ale jednocze\u015bnie mo\u017ce sta\u0107 si\u0119 \u017ar\u00f3d\u0142em nieporozumie\u0144. Mo\u017ce on bowiem sta\u0107 si\u0119 przedmiotem egzekucji komorniczej. Drugi w\u0142a\u015bciciel ma tak\u017ce prawo w ka\u017cdej chwili wyp\u0142aci\u0107 wszystkie \u015brodki pozostaj\u0105ce na rachunku.<\/p><p>Jego za\u0142o\u017cenie nie b\u0119dzie najlepszym rozwi\u0105zaniem dla os\u00f3b, kt\u00f3re chc\u0105 zachowa\u0107 autonomiczno\u015b\u0107 w kwestii zarz\u0105dzania finansami. Druga osoba ma bowiem wgl\u0105d we wszystkie przeprowadzane operacje.<\/p><p>Cz\u0119sto bywa tak, \u017ce ma\u0142\u017conkowie\/partnerzy posiadaj\u0105 w\u0142asne konta osobiste, a wsp\u00f3lne konto bankowe zak\u0142adaj\u0105 osobno, aby przyk\u0142adowo przelewa\u0107 tam cz\u0119\u015b\u0107 swojego wynagrodzenia i z niego op\u0142aca\u0107 rachunki, kredyty, robi\u0107 zakupy do domu, aby tym domowym bud\u017cetem zarz\u0105dza\u0107 w spos\u00f3b przejrzysty w jednym miejscu.<\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-8557 size-medium aligncenter\" src=\"https:\/\/twojportfel.eu\/wp-content\/uploads\/2023\/09\/07a4c47bc67e1dc868700dd923035829-min-300x169.jpg\" alt=\"ranking kont wsp\u00f3lnych\" width=\"300\" height=\"169\" srcset=\"https:\/\/twojportfel.eu\/wp-content\/uploads\/2023\/09\/07a4c47bc67e1dc868700dd923035829-min-300x169.jpg 300w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2023\/09\/07a4c47bc67e1dc868700dd923035829-min-1024x576.jpg 1024w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2023\/09\/07a4c47bc67e1dc868700dd923035829-min-768x432.jpg 768w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2023\/09\/07a4c47bc67e1dc868700dd923035829-min-1536x864.jpg 1536w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2023\/09\/07a4c47bc67e1dc868700dd923035829-min-2048x1152.jpg 2048w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2023\/09\/07a4c47bc67e1dc868700dd923035829-min-267x150.jpg 267w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2023\/09\/07a4c47bc67e1dc868700dd923035829-min-100x56.jpg 100w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2023\/09\/07a4c47bc67e1dc868700dd923035829-min-622x350.jpg 622w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2023\/09\/07a4c47bc67e1dc868700dd923035829-min-788x443.jpg 788w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2023\/09\/07a4c47bc67e1dc868700dd923035829-min-599x337.jpg 599w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2023\/09\/07a4c47bc67e1dc868700dd923035829-min.jpg 640w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p><p>\u00a0<\/p><p>Tego typu konto trzeba wi\u0119c zak\u0142ada\u0107 wy\u0142\u0105cznie z zaufanymi osobami, kt\u00f3rych postawy i spos\u00f3b operowania got\u00f3wk\u0105 nie budz\u0105 \u017cadnych zastrze\u017ce\u0144.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3878fb4 elementor-section-full_width elementor-section-content-middle elementor-section-height-default elementor-section-height-default\" data-id=\"3878fb4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c990b08\" data-id=\"c990b08\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ef4aaa2 elementor-widget elementor-widget-heading\" data-id=\"ef4aaa2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Chc\u0119 otworzy\u0107<br>konto wsp\u00f3lne<br>bez wychodzenia<br>z domu <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e18e77b\" data-id=\"e18e77b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c774fc1 elementor-widget elementor-widget-heading\" data-id=\"c774fc1\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">PKO BP konto wsp\u00f3lne<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c4fef36 elementor-widget elementor-widget-text-editor\" data-id=\"c4fef36\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Je\u015bli chcesz otworzy\u0107 konto wsp\u00f3lne wygodnie on-line bez chodzenia po bankach, a dodatkowo otrzyma\u0107 do 500 z\u0142 premii &#8211; najlepszym wyborem b\u0119dzie wybranie Konta za Zero w PKO Banku Polskim. Bank ten umo\u017cliwia ju\u017c na etapie wniosku internetowego opcj\u0119 wybrania konta jako wsp\u00f3lne, dobrania dla ka\u017cdego posiadacza indywidualnej karty debetowej. Sam wniosek jest bardzo przejrzysty i intuicyjny, wi\u0119c nie sprawi Ci problemu\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e777462 elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-image\" data-id=\"e777462\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"310\" height=\"162\" src=\"https:\/\/twojportfel.eu\/wp-content\/themes\/rehub-theme\/images\/default\/blank.gif\" data-src=\"https:\/\/twojportfel.eu\/wp-content\/uploads\/2025\/08\/pko-konto-wspolne.jpg\" class=\"lazyload attachment-full size-full wp-image-18728\" alt=\"pko konto wsp\u00f3lne\" srcset=\"https:\/\/twojportfel.eu\/wp-content\/uploads\/2025\/08\/pko-konto-wspolne.jpg 310w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2025\/08\/pko-konto-wspolne-300x157.jpg 300w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2025\/08\/pko-konto-wspolne-1024x535.jpg 1024w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2025\/08\/pko-konto-wspolne-767x401.jpg 767w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2025\/08\/pko-konto-wspolne-1536x803.jpg 1536w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2025\/08\/pko-konto-wspolne-2048x1070.jpg 2048w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2025\/08\/pko-konto-wspolne-287x150.jpg 287w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2025\/08\/pko-konto-wspolne-100x52.jpg 100w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2025\/08\/pko-konto-wspolne-670x350.jpg 670w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2025\/08\/pko-konto-wspolne-788x411.jpg 788w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2025\/08\/pko-konto-wspolne-599x313.jpg 599w\" sizes=\"(max-width: 310px) 100vw, 310px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0c20631 elementor-section-full_width elementor-section-content-middle elementor-section-height-default elementor-section-height-default\" data-id=\"0c20631\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e140d5f\" data-id=\"e140d5f\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8a15db9 elementor-widget elementor-widget-heading\" data-id=\"8a15db9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Zaj\u0119cie komornicze<br>na<br>koncie wsp\u00f3lnym<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ad2fd92\" data-id=\"ad2fd92\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6a15aac elementor-widget elementor-widget-text-editor\" data-id=\"6a15aac\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Konta wsp\u00f3lne <\/strong>mog\u0105 by\u0107 niestety przedmiotem egzekucji komorniczej. Wystarczy zatem, \u017ce jeden ze wsp\u00f3\u0142w\u0142a\u015bcicieli rachunku bankowego jest d\u0142u\u017cnikiem obj\u0119tym post\u0119powaniem komorniczym, aby wsp\u00f3lne konto mog\u0142o zosta\u0107 zaj\u0119te. Na szcz\u0119\u015bcie, w takiej sytuacji przys\u0142uguj\u0105 nam \u015brodki obrony przed egzekucj\u0105, z kt\u00f3rych powinni\u015bmy jak najszybciej skorzysta\u0107.<\/p><p>Przede wszystkim warto podkre\u015bli\u0107, \u017ce <strong>czynno\u015bci egzekucyjne mog\u0105 by\u0107 prowadzone wy\u0142\u0105cznie do wysoko\u015bci udzia\u0142u \u015brodk\u00f3w d\u0142u\u017cnika w rachunku wsp\u00f3lnym<\/strong>. Wysoko\u015b\u0107 tych udzia\u0142\u00f3w jest okre\u015blona w umowie z bankiem, kt\u00f3r\u0105 nale\u017cy przedstawi\u0107 komornikowi w terminie <strong>7 dni od daty zaj\u0119cia<\/strong>.\u00a0<\/p><p>Komornik po ustaleniu udzia\u0142u d\u0142u\u017cnika ma obowi\u0105zek zwolni\u0107 z egzekucji \u015brodki nale\u017c\u0105ce do drugiego posiadacza. Dzi\u0119ki temu nie traci on swoich wszystkich pieni\u0119dzy, cho\u0107 oczywi\u015bcie i tak ponosi strat\u0119, bo cz\u0119\u015b\u0107 jego oszcz\u0119dno\u015bci idzie na pokrycie d\u0142ugu partnera.<\/p><p>Warto jednak doda\u0107, \u017ce ten tryb post\u0119powania jest skuteczny tylko wtedy, gdy u\u017cytkownicy konta nie s\u0105 ma\u0142\u017ce\u0144stwem. W przypadku <strong>ma\u0142\u017conk\u00f3w komornik mo\u017ce prowadzi\u0107 egzekucj\u0119 z ca\u0142o\u015bci rachunku <\/strong>nale\u017c\u0105cego do d\u0142u\u017cnika i jego wsp\u00f3\u0142ma\u0142\u017conka (o ile uzyska tytu\u0142 wykonawczy wystawiony przeciwko obojgu w\u0142a\u015bcicielom konta).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ddc7532 elementor-section-full_width elementor-section-content-middle elementor-section-height-default elementor-section-height-default\" data-id=\"ddc7532\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6e685c9\" data-id=\"6e685c9\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dbfdf2d elementor-widget elementor-widget-heading\" data-id=\"dbfdf2d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ranking kont wsp\u00f3lnych<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5dad05d\" data-id=\"5dad05d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d8e34eb elementor-widget elementor-widget-text-editor\" data-id=\"d8e34eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"\" data-start=\"305\" data-end=\"602\">Szukasz najlepszego konta bankowego, kt\u00f3re b\u0119dzie idealne dla Ciebie i Twojej drugiej po\u0142\u00f3wki? Nasz <strong data-start=\"405\" data-end=\"431\">ranking kont wsp\u00f3lnych<\/strong> to aktualne, rzetelne zestawienie najkorzystniejszych ofert bankowych dla par, ma\u0142\u017ce\u0144stw, wsp\u00f3\u0142lokator\u00f3w oraz wszystkich, kt\u00f3rzy chc\u0105 wsp\u00f3lnie zarz\u0105dza\u0107 domowym bud\u017cetem.<\/p><p class=\"\" data-start=\"604\" data-end=\"954\">Dzi\u0119ki naszej analizie w jednym miejscu znajdziesz najwa\u017cniejsze informacje: op\u0142aty, dost\u0119p do bankowo\u015bci online, funkcje konta, dodatkowe korzy\u015bci i promocje. Niezale\u017cnie od tego, czy zale\u017cy Ci na niskich kosztach, \u0142atwym dost\u0119pie do \u015brodk\u00f3w, czy funkcjonalnej aplikacji mobilnej \u2013 nasz <strong data-start=\"892\" data-end=\"919\">ranking kont dla dwojga<\/strong> pomo\u017ce Ci podj\u0105\u0107 \u015bwiadom\u0105 decyzj\u0119.<\/p><p class=\"\" data-start=\"956\" data-end=\"1025\">\ud83d\udca1 <strong data-start=\"959\" data-end=\"1023\">Dlaczego warto skorzysta\u0107 z naszego rankingu kont wsp\u00f3lnych?<\/strong><\/p><ul data-start=\"1026\" data-end=\"1186\"><li class=\"\" data-start=\"1026\" data-end=\"1059\"><p class=\"\" data-start=\"1028\" data-end=\"1059\">Regularnie aktualizowane dane<\/p><\/li><li class=\"\" data-start=\"1060\" data-end=\"1113\"><p class=\"\" data-start=\"1062\" data-end=\"1113\">Por\u00f3wnanie tylko najlepszych i sprawdzonych ofert<\/p><\/li><li class=\"\" data-start=\"1114\" data-end=\"1152\"><p class=\"\" data-start=\"1116\" data-end=\"1152\">Jasne i przejrzyste kryteria oceny<\/p><\/li><li class=\"\" data-start=\"1153\" data-end=\"1186\"><p class=\"\" data-start=\"1155\" data-end=\"1186\">Oszcz\u0119dno\u015b\u0107 czasu i pieni\u0119dzy<\/p><\/li><\/ul><p class=\"\" data-start=\"1188\" data-end=\"1411\">Wsp\u00f3lne konto bankowe to krok w stron\u0119 lepszego zarz\u0105dzania finansami w duecie. Sprawd\u017a, kt\u00f3re konto b\u0119dzie dla Was najkorzystniejsze. Odwied\u017a nasz <strong data-start=\"1336\" data-end=\"1363\">ranking kont dla dwojga<\/strong> i wybierz ofert\u0119 dopasowan\u0105 do Waszych potrzeb.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-66f22ca elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"66f22ca\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9ae988e\" data-id=\"9ae988e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-106a6ab elementor-widget elementor-widget-heading\" data-id=\"106a6ab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Wsp\u00f3lne konta bankowe - co warto wiedzie\u0107 ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-55e3fb7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"55e3fb7\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-30e3db8\" data-id=\"30e3db8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f2acf38 elementor-widget elementor-widget-colored_grid_loop\" data-id=\"f2acf38\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"colored_grid_loop.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div data-from=\"yes\" data-triggertype=\"batch\" data-y=\"15\" data-o=\"1\" data-duration=\"1\" class=\"rh-gsap-wrap prehidden\">\t\r\n\t   \r\n\t\t<div class=\"coloredgrid pt5 rh-flex-eq-height  col_wrap_three\" data-filterargs='{\"post_type\":\"blog\",\"posts_per_page\":3,\"order\":\"\",\"no_found_rows\":1,\"ignore_sticky_posts\":1}' data-template=\"color_grid\" id=\"rh_colorgrid_319445669\" data-innerargs='{\"columns\":\"3_col\",\"enableimage\":\"\"}'>                    \r\n\t\t\r\n\t\t\t\t\t  \r\n<div class=\"flowhidden col_item rh-shadow3 rehub-sec-smooth rh-hover-up whitebg rh-main-bg-hover csstransall position-relative rh-hovered-wrap\">\r\n<a class=\"abdfullwidth zind2\" href=\"https:\/\/twojportfel.eu\/?blog=wspolne-konto-bankowe-czy-warto\" title=\"Wsp\u00f3lne konto bankowe. Czy warto ?\"><\/a>\r\n<div class=\"rh-borderinside rh-hovered-scale pointernone\"><\/div>\r\n<div class=\"padd20 position-relative zind1\">\r\n    <div class=\"pt10 pr20 pl20 pb10\">\r\n        <div class=\"mt0 mb10 font70 colorgridtext upper-text-trans rehub-main-color whitehovered catforcgrid\"><\/div>\r\n        <h3 class=\"mb30 mt0 font120 lineheight20 colorgridtitle whitehovered\">Wsp\u00f3lne konto bankowe. Czy warto ?<\/h3>\r\n        <div class=\"mb15 font90 colorgridtext greycolor whitehovered  excerptforcgrid\">                                 \r\n            \nJedn\u0105 z pierwszych decyzji, kt\u00f3ra pojawia si\u0119 po \u015blubie jest to, czy za\u0142o\u017cy\u0107 wsp\u00f3lne ...                       \r\n        <\/div>\r\n        <i class=\"rhicon rhi-arrow-right rehub-main-color whitehovered font130 csstranstrans rh-hovered-rotate position-relative\"><\/i>\r\n    <\/div>                                     \r\n<\/div>\r\n<\/div>\t\t\t\t\t  \r\n<div class=\"flowhidden col_item rh-shadow3 rehub-sec-smooth rh-hover-up whitebg rh-main-bg-hover csstransall position-relative rh-hovered-wrap\">\r\n<a class=\"abdfullwidth zind2\" href=\"https:\/\/twojportfel.eu\/?blog=otwarcie-konta-bedac-za-granica\" title=\"Jak za\u0142o\u017cy\u0107 konto w Polsce, b\u0119d\u0105c za granic\u0105\"><\/a>\r\n<div class=\"rh-borderinside rh-hovered-scale pointernone\"><\/div>\r\n<div class=\"padd20 position-relative zind1\">\r\n    <div class=\"pt10 pr20 pl20 pb10\">\r\n        <div class=\"mt0 mb10 font70 colorgridtext upper-text-trans rehub-main-color whitehovered catforcgrid\">Artyku\u0142y<\/div>\r\n        <h3 class=\"mb30 mt0 font120 lineheight20 colorgridtitle whitehovered\">Jak za\u0142o\u017cy\u0107 konto w Polsce, b\u0119d\u0105c za granic\u0105<\/h3>\r\n        <div class=\"mb15 font90 colorgridtext greycolor whitehovered  excerptforcgrid\">                                 \r\n            \nJe\u015bli jeste\u015b aktualnie za granic\u0105 i najbli\u017cszej przysz\u0142o\u015bci nie przyjedziesz do Polski, ...                       \r\n        <\/div>\r\n        <i class=\"rhicon rhi-arrow-right rehub-main-color whitehovered font130 csstranstrans rh-hovered-rotate position-relative\"><\/i>\r\n    <\/div>                                     \r\n<\/div>\r\n<\/div>\t\t\r\n\t\t\r\n\t<\/div>\r\n\t<div class=\"clearfix\"><\/div>\r\n\t\r\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\ud83d\udcd8 Jak za\u0142o\u017cy\u0107 konto wsp\u00f3lne i kt\u00f3re wybra\u0107? Ranking kont wsp\u00f3lnych Konto wsp\u00f3lne to rachunek dla dw\u00f3ch os\u00f3b, z kt\u00f3rego mo\u017cecie korzysta\u0107 razem na co dzie\u0144 \u2014 do op\u0142acania rachunk\u00f3w, zakup\u00f3w i wsp\u00f3lnego zarz\u0105dzania bud\u017cetem. W tym rankingu szybko sprawdzisz, kt\u00f3re banki pozwalaj\u0105 za\u0142o\u017cy\u0107 konto wsp\u00f3lne online, a gdzie trzeba najpierw otworzy\u0107 konto osobiste i [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2282,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3646","page","type-page","status-publish","has-post-thumbnail","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"Je\u015bli jeste\u015b aktualnie za granic\u0105 i najbli\u017cszej przysz\u0142o\u015bci nie przyjedziesz do Polski, mo\u017cesz za\u0142o\u017cy\u0107 konto osobiste w polskim banku, bez wizyty w oddziale. Epidemia koronawirusa zmotywowa\u0142a banki do wdro\u017cenia rozwi\u0105za\u0144, kt\u00f3re pozwalaj\u0105 bankowa\u0107 online. Dlatego ju\u017c w\u0142a\u015bciwie w ka\u017cdym banku znajdziesz nowoczesne konto osobiste 2022, czyli rachunek na miar\u0119 naszych czas\u00f3w, kt\u00f3ry mo\u017cna za\u0142o\u017cy\u0107 w\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/twojportfel.eu\/?blog=otwarcie-konta-bedac-za-granica\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"pl_PL\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Twojportfel.eu - Rankingi produkt\u00f3w finansowych 2025 - Wszystkie rankingi kont bankowych - w jednym miejscu.\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Jak za\u0142o\u017cy\u0107 konto w Polsce, b\u0119d\u0105c za granic\u0105 - Twojportfel.eu - Rankingi produkt\u00f3w finansowych 2025\" \/>\n\t\t<meta property=\"og:description\" content=\"Je\u015bli jeste\u015b aktualnie za granic\u0105 i najbli\u017cszej przysz\u0142o\u015bci nie przyjedziesz do Polski, mo\u017cesz za\u0142o\u017cy\u0107 konto osobiste w polskim banku, bez wizyty w oddziale. Epidemia koronawirusa zmotywowa\u0142a banki do wdro\u017cenia rozwi\u0105za\u0144, kt\u00f3re pozwalaj\u0105 bankowa\u0107 online. Dlatego ju\u017c w\u0142a\u015bciwie w ka\u017cdym banku znajdziesz nowoczesne konto osobiste 2022, czyli rachunek na miar\u0119 naszych czas\u00f3w, kt\u00f3ry mo\u017cna za\u0142o\u017cy\u0107 w\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/twojportfel.eu\/?blog=otwarcie-konta-bedac-za-granica\" \/>\n\t\t<meta property=\"og:image\" content=\"https:\/\/twojportfel.eu\/wp-content\/uploads\/2025\/08\/Logo-marki-TwojPortfel2-e1754415571782.png\" \/>\n\t\t<meta property=\"og:image:secure_url\" content=\"https:\/\/twojportfel.eu\/wp-content\/uploads\/2025\/08\/Logo-marki-TwojPortfel2-e1754415571782.png\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2020-11-07T18:12:06+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2022-04-24T21:25:11+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Jak za\u0142o\u017cy\u0107 konto w Polsce, b\u0119d\u0105c za granic\u0105 - Twojportfel.eu - Rankingi produkt\u00f3w finansowych 2025\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Je\u015bli jeste\u015b aktualnie za granic\u0105 i najbli\u017cszej przysz\u0142o\u015bci nie przyjedziesz do Polski, mo\u017cesz za\u0142o\u017cy\u0107 konto osobiste w polskim banku, bez wizyty w oddziale. Epidemia koronawirusa zmotywowa\u0142a banki do wdro\u017cenia rozwi\u0105za\u0144, kt\u00f3re pozwalaj\u0105 bankowa\u0107 online. Dlatego ju\u017c w\u0142a\u015bciwie w ka\u017cdym banku znajdziesz nowoczesne konto osobiste 2022, czyli rachunek na miar\u0119 naszych czas\u00f3w, kt\u00f3ry mo\u017cna za\u0142o\u017cy\u0107 w\" \/>\n\t\t<meta name=\"twitter:image\" content=\"https:\/\/twojportfel.eu\/wp-content\/uploads\/2025\/08\/Logo-marki-TwojPortfel2-e1754415571782.png\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/twojportfel.eu\\\/?blog=otwarcie-konta-bedac-za-granica#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/twojportfel.eu#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/twojportfel.eu\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/twojportfel.eu\\\/?page_id=3646#listItem\",\"name\":\"Ranking kont wsp\\u00f3lnych\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/twojportfel.eu\\\/?page_id=3646#listItem\",\"position\":2,\"name\":\"Ranking kont wsp\\u00f3lnych\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/twojportfel.eu#listItem\",\"name\":\"Home\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/twojportfel.eu\\\/#organization\",\"name\":\"Twojportfel.eu - Rankingi produkt\\u00f3w finansowych 2025\",\"description\":\"Wszystkie rankingi kont bankowych - w jednym miejscu.\",\"url\":\"https:\\\/\\\/twojportfel.eu\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/twojportfel.eu\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/Logo-marki-TwojPortfel2-e1754415571782.png\",\"@id\":\"https:\\\/\\\/twojportfel.eu\\\/?blog=otwarcie-konta-bedac-za-granica\\\/#organizationLogo\",\"width\":330,\"height\":100},\"image\":{\"@id\":\"https:\\\/\\\/twojportfel.eu\\\/?blog=otwarcie-konta-bedac-za-granica\\\/#organizationLogo\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/twojportfel.eu\\\/?author=1#author\",\"url\":\"https:\\\/\\\/twojportfel.eu\\\/?author=1\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/twojportfel.eu\\\/?blog=otwarcie-konta-bedac-za-granica#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/24d481e160ba56a8b63eea55451372b39f98a93a2414cd2fa57f3075525fa799?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"admin\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/twojportfel.eu\\\/?blog=otwarcie-konta-bedac-za-granica#webpage\",\"url\":\"https:\\\/\\\/twojportfel.eu\\\/?blog=otwarcie-konta-bedac-za-granica\",\"name\":\"Jak za\\u0142o\\u017cy\\u0107 konto w Polsce, b\\u0119d\\u0105c za granic\\u0105 - Twojportfel.eu - Rankingi produkt\\u00f3w finansowych 2025\",\"description\":\"Je\\u015bli jeste\\u015b aktualnie za granic\\u0105 i najbli\\u017cszej przysz\\u0142o\\u015bci nie przyjedziesz do Polski, mo\\u017cesz za\\u0142o\\u017cy\\u0107 konto osobiste w polskim banku, bez wizyty w oddziale. Epidemia koronawirusa zmotywowa\\u0142a banki do wdro\\u017cenia rozwi\\u0105za\\u0144, kt\\u00f3re pozwalaj\\u0105 bankowa\\u0107 online. Dlatego ju\\u017c w\\u0142a\\u015bciwie w ka\\u017cdym banku znajdziesz nowoczesne konto osobiste 2022, czyli rachunek na miar\\u0119 naszych czas\\u00f3w, kt\\u00f3ry mo\\u017cna za\\u0142o\\u017cy\\u0107 w\",\"inLanguage\":\"pl-PL\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/twojportfel.eu\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/twojportfel.eu\\\/?blog=otwarcie-konta-bedac-za-granica#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/twojportfel.eu\\\/?author=1#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/twojportfel.eu\\\/?author=1#author\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/twojportfel.eu\\\/wp-content\\\/uploads\\\/2019\\\/06\\\/explode.jpg\",\"@id\":\"https:\\\/\\\/twojportfel.eu\\\/?blog=otwarcie-konta-bedac-za-granica\\\/#mainImage\",\"width\":1920,\"height\":1080},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/twojportfel.eu\\\/?blog=otwarcie-konta-bedac-za-granica#mainImage\"},\"datePublished\":\"2020-11-07T19:12:06+01:00\",\"dateModified\":\"2022-04-24T23:25:11+02:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/twojportfel.eu\\\/#website\",\"url\":\"https:\\\/\\\/twojportfel.eu\\\/\",\"name\":\"Twojportfel.eu - Rankingi produkt\\u00f3w finansowych 2025\",\"description\":\"Wszystkie rankingi kont bankowych - w jednym miejscu.\",\"inLanguage\":\"pl-PL\",\"publisher\":{\"@id\":\"https:\\\/\\\/twojportfel.eu\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Jak za\u0142o\u017cy\u0107 konto w Polsce, b\u0119d\u0105c za granic\u0105 - Twojportfel.eu - Rankingi produkt\u00f3w finansowych 2025","description":"Je\u015bli jeste\u015b aktualnie za granic\u0105 i najbli\u017cszej przysz\u0142o\u015bci nie przyjedziesz do Polski, mo\u017cesz za\u0142o\u017cy\u0107 konto osobiste w polskim banku, bez wizyty w oddziale. Epidemia koronawirusa zmotywowa\u0142a banki do wdro\u017cenia rozwi\u0105za\u0144, kt\u00f3re pozwalaj\u0105 bankowa\u0107 online. Dlatego ju\u017c w\u0142a\u015bciwie w ka\u017cdym banku znajdziesz nowoczesne konto osobiste 2022, czyli rachunek na miar\u0119 naszych czas\u00f3w, kt\u00f3ry mo\u017cna za\u0142o\u017cy\u0107 w","canonical_url":"https:\/\/twojportfel.eu\/?blog=otwarcie-konta-bedac-za-granica","robots":"max-image-preview:large","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BreadcrumbList","@id":"https:\/\/twojportfel.eu\/?blog=otwarcie-konta-bedac-za-granica#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/twojportfel.eu#listItem","position":1,"name":"Home","item":"https:\/\/twojportfel.eu","nextItem":{"@type":"ListItem","@id":"https:\/\/twojportfel.eu\/?page_id=3646#listItem","name":"Ranking kont wsp\u00f3lnych"}},{"@type":"ListItem","@id":"https:\/\/twojportfel.eu\/?page_id=3646#listItem","position":2,"name":"Ranking kont wsp\u00f3lnych","previousItem":{"@type":"ListItem","@id":"https:\/\/twojportfel.eu#listItem","name":"Home"}}]},{"@type":"Organization","@id":"https:\/\/twojportfel.eu\/#organization","name":"Twojportfel.eu - Rankingi produkt\u00f3w finansowych 2025","description":"Wszystkie rankingi kont bankowych - w jednym miejscu.","url":"https:\/\/twojportfel.eu\/","logo":{"@type":"ImageObject","url":"https:\/\/twojportfel.eu\/wp-content\/uploads\/2025\/08\/Logo-marki-TwojPortfel2-e1754415571782.png","@id":"https:\/\/twojportfel.eu\/?blog=otwarcie-konta-bedac-za-granica\/#organizationLogo","width":330,"height":100},"image":{"@id":"https:\/\/twojportfel.eu\/?blog=otwarcie-konta-bedac-za-granica\/#organizationLogo"}},{"@type":"Person","@id":"https:\/\/twojportfel.eu\/?author=1#author","url":"https:\/\/twojportfel.eu\/?author=1","name":"admin","image":{"@type":"ImageObject","@id":"https:\/\/twojportfel.eu\/?blog=otwarcie-konta-bedac-za-granica#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/24d481e160ba56a8b63eea55451372b39f98a93a2414cd2fa57f3075525fa799?s=96&d=mm&r=g","width":96,"height":96,"caption":"admin"}},{"@type":"WebPage","@id":"https:\/\/twojportfel.eu\/?blog=otwarcie-konta-bedac-za-granica#webpage","url":"https:\/\/twojportfel.eu\/?blog=otwarcie-konta-bedac-za-granica","name":"Jak za\u0142o\u017cy\u0107 konto w Polsce, b\u0119d\u0105c za granic\u0105 - Twojportfel.eu - Rankingi produkt\u00f3w finansowych 2025","description":"Je\u015bli jeste\u015b aktualnie za granic\u0105 i najbli\u017cszej przysz\u0142o\u015bci nie przyjedziesz do Polski, mo\u017cesz za\u0142o\u017cy\u0107 konto osobiste w polskim banku, bez wizyty w oddziale. Epidemia koronawirusa zmotywowa\u0142a banki do wdro\u017cenia rozwi\u0105za\u0144, kt\u00f3re pozwalaj\u0105 bankowa\u0107 online. Dlatego ju\u017c w\u0142a\u015bciwie w ka\u017cdym banku znajdziesz nowoczesne konto osobiste 2022, czyli rachunek na miar\u0119 naszych czas\u00f3w, kt\u00f3ry mo\u017cna za\u0142o\u017cy\u0107 w","inLanguage":"pl-PL","isPartOf":{"@id":"https:\/\/twojportfel.eu\/#website"},"breadcrumb":{"@id":"https:\/\/twojportfel.eu\/?blog=otwarcie-konta-bedac-za-granica#breadcrumblist"},"author":{"@id":"https:\/\/twojportfel.eu\/?author=1#author"},"creator":{"@id":"https:\/\/twojportfel.eu\/?author=1#author"},"image":{"@type":"ImageObject","url":"https:\/\/twojportfel.eu\/wp-content\/uploads\/2019\/06\/explode.jpg","@id":"https:\/\/twojportfel.eu\/?blog=otwarcie-konta-bedac-za-granica\/#mainImage","width":1920,"height":1080},"primaryImageOfPage":{"@id":"https:\/\/twojportfel.eu\/?blog=otwarcie-konta-bedac-za-granica#mainImage"},"datePublished":"2020-11-07T19:12:06+01:00","dateModified":"2022-04-24T23:25:11+02:00"},{"@type":"WebSite","@id":"https:\/\/twojportfel.eu\/#website","url":"https:\/\/twojportfel.eu\/","name":"Twojportfel.eu - Rankingi produkt\u00f3w finansowych 2025","description":"Wszystkie rankingi kont bankowych - w jednym miejscu.","inLanguage":"pl-PL","publisher":{"@id":"https:\/\/twojportfel.eu\/#organization"}}]},"og:locale":"pl_PL","og:site_name":"Twojportfel.eu - Rankingi produkt\u00f3w finansowych 2025 - Wszystkie rankingi kont bankowych - w jednym miejscu.","og:type":"article","og:title":"Jak za\u0142o\u017cy\u0107 konto w Polsce, b\u0119d\u0105c za granic\u0105 - Twojportfel.eu - Rankingi produkt\u00f3w finansowych 2025","og:description":"Je\u015bli jeste\u015b aktualnie za granic\u0105 i najbli\u017cszej przysz\u0142o\u015bci nie przyjedziesz do Polski, mo\u017cesz za\u0142o\u017cy\u0107 konto osobiste w polskim banku, bez wizyty w oddziale. Epidemia koronawirusa zmotywowa\u0142a banki do wdro\u017cenia rozwi\u0105za\u0144, kt\u00f3re pozwalaj\u0105 bankowa\u0107 online. Dlatego ju\u017c w\u0142a\u015bciwie w ka\u017cdym banku znajdziesz nowoczesne konto osobiste 2022, czyli rachunek na miar\u0119 naszych czas\u00f3w, kt\u00f3ry mo\u017cna za\u0142o\u017cy\u0107 w","og:url":"https:\/\/twojportfel.eu\/?blog=otwarcie-konta-bedac-za-granica","og:image":"https:\/\/twojportfel.eu\/wp-content\/uploads\/2025\/08\/Logo-marki-TwojPortfel2-e1754415571782.png","og:image:secure_url":"https:\/\/twojportfel.eu\/wp-content\/uploads\/2025\/08\/Logo-marki-TwojPortfel2-e1754415571782.png","article:published_time":"2020-11-07T18:12:06+00:00","article:modified_time":"2022-04-24T21:25:11+00:00","twitter:card":"summary_large_image","twitter:title":"Jak za\u0142o\u017cy\u0107 konto w Polsce, b\u0119d\u0105c za granic\u0105 - Twojportfel.eu - Rankingi produkt\u00f3w finansowych 2025","twitter:description":"Je\u015bli jeste\u015b aktualnie za granic\u0105 i najbli\u017cszej przysz\u0142o\u015bci nie przyjedziesz do Polski, mo\u017cesz za\u0142o\u017cy\u0107 konto osobiste w polskim banku, bez wizyty w oddziale. Epidemia koronawirusa zmotywowa\u0142a banki do wdro\u017cenia rozwi\u0105za\u0144, kt\u00f3re pozwalaj\u0105 bankowa\u0107 online. Dlatego ju\u017c w\u0142a\u015bciwie w ka\u017cdym banku znajdziesz nowoczesne konto osobiste 2022, czyli rachunek na miar\u0119 naszych czas\u00f3w, kt\u00f3ry mo\u017cna za\u0142o\u017cy\u0107 w","twitter:image":"https:\/\/twojportfel.eu\/wp-content\/uploads\/2025\/08\/Logo-marki-TwojPortfel2-e1754415571782.png"},"aioseo_meta_data":{"post_id":"3646","title":"Ranking kont wsp\u00f3lnych | Konta dla par \u2b50\ufe0f Sierpie\u0144 2026","description":"Wsp\u00f3lne konta bankowe 2026 | Jak za\u0142o\u017cy\u0107 konto dla par ? Nasz ranking przedstawia wsp\u00f3lne rachunki bankowe, kt\u00f3re za\u0142o\u017cysz przez internet bez wizyty w banku","keywords":null,"keyphrases":{"focus":{"keyphrase":"","score":0,"analysis":{"keyphraseInTitle":{"score":0,"maxScore":9,"error":1}}},"additional":[]},"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":"","og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"WebPage","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":"-1","robots_max_videopreview":"-1","robots_max_imagepreview":"large","priority":null,"frequency":"default","local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":{"faqs":[],"keyPoints":[],"schemas":[],"titles":[],"descriptions":[],"socialPosts":{"email":{"subject":"","preview":"","content":""},"linkedin":[],"twitter":[],"facebook":[],"instagram":[]}},"created":"2025-07-04 17:50:52","updated":"2026-08-04 08:46:10","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/twojportfel.eu\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tRanking kont wsp\u00f3lnych\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/twojportfel.eu"},{"label":"Ranking kont wsp\u00f3lnych","link":"https:\/\/twojportfel.eu\/?page_id=3646"}],"_links":{"self":[{"href":"https:\/\/twojportfel.eu\/index.php?rest_route=\/wp\/v2\/pages\/3646","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/twojportfel.eu\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/twojportfel.eu\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/twojportfel.eu\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/twojportfel.eu\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3646"}],"version-history":[{"count":823,"href":"https:\/\/twojportfel.eu\/index.php?rest_route=\/wp\/v2\/pages\/3646\/revisions"}],"predecessor-version":[{"id":37346,"href":"https:\/\/twojportfel.eu\/index.php?rest_route=\/wp\/v2\/pages\/3646\/revisions\/37346"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/twojportfel.eu\/index.php?rest_route=\/wp\/v2\/media\/2282"}],"wp:attachment":[{"href":"https:\/\/twojportfel.eu\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3646"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}