{"id":2049,"date":"2021-01-13T01:53:04","date_gmt":"2021-01-13T00:53:04","guid":{"rendered":"https:\/\/twojportfel.eu\/?page_id=2049"},"modified":"2025-01-17T11:15:40","modified_gmt":"2025-01-17T10:15:40","slug":"konsolidacyjne","status":"publish","type":"page","link":"https:\/\/twojportfel.eu\/?page_id=2049","title":{"rendered":"Kredyty konsolidacyjne"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"2049\" class=\"elementor elementor-2049\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-98dc770 elementor-section-content-bottom elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"98dc770\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-968c9f7\" data-id=\"968c9f7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f8f285e elementor-widget__width-auto elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-invisible elementor-widget elementor-widget-icon-list\" data-id=\"f8f285e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fasfas fa-star\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Kredyty konsolidacyjne 2025<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-073520d elementor-widget elementor-widget-spacer\" data-id=\"073520d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca4d6e6 elementor-widget__width-auto elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"ca4d6e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;,&quot;_animation_delay&quot;:500}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Oblicz rat\u0119 kalkulatorem<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2cc471c elementor-widget elementor-widget-spacer\" data-id=\"2cc471c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d550b66 elementor-widget__width-auto elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"d550b66\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;,&quot;_animation_delay&quot;:1000}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">I wnioskuj przez internet<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f04cf81 elementor-widget elementor-widget-spacer\" data-id=\"f04cf81\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-e4e02b8\" data-id=\"e4e02b8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b654d74 elementor-widget__width-auto elementor-invisible elementor-widget elementor-widget-image\" data-id=\"b654d74\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"897\" height=\"466\" src=\"https:\/\/twojportfel.eu\/wp-content\/themes\/rehub-theme\/images\/default\/blank.gif\" data-src=\"https:\/\/twojportfel.eu\/wp-content\/uploads\/2021\/01\/videochat-beyoustudio.jpg\" class=\"lazyload attachment-full size-full wp-image-2143\" alt=\"\" srcset=\"https:\/\/twojportfel.eu\/wp-content\/uploads\/2021\/01\/videochat-beyoustudio.jpg 897w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2021\/01\/videochat-beyoustudio-599x311.jpg 599w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2021\/01\/videochat-beyoustudio-300x156.jpg 300w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2021\/01\/videochat-beyoustudio-1024x532.jpg 1024w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2021\/01\/videochat-beyoustudio-766x398.jpg 766w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2021\/01\/videochat-beyoustudio-1536x798.jpg 1536w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2021\/01\/videochat-beyoustudio-2048x1064.jpg 2048w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2021\/01\/videochat-beyoustudio-788x409.jpg 788w\" sizes=\"(max-width: 897px) 100vw, 897px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-40c040e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"40c040e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1a04b1b\" data-id=\"1a04b1b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f099705 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f099705\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-16a727c\" data-id=\"16a727c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-470511d elementor-widget elementor-widget-html\" data-id=\"470511d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t[websoft_kr type=\"Kredyty konsolidacyjne\"]\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47ed0aa elementor-widget elementor-widget-spacer\" data-id=\"47ed0aa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-208a52a1 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"208a52a1\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;shape_divider_bottom&quot;:&quot;tilt&quot;,&quot;shape_divider_top&quot;:&quot;mountains&quot;}\">\n\t\t\t\t\t<div class=\"elementor-shape elementor-shape-top\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" opacity=\"0.33\" d=\"M473,67.3c-203.9,88.3-263.1-34-320.3,0C66,119.1,0,59.7,0,59.7V0h1000v59.7 c0,0-62.1,26.1-94.9,29.3c-32.8,3.3-62.8-12.3-75.8-22.1C806,49.6,745.3,8.7,694.9,4.7S492.4,59,473,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" opacity=\"0.66\" d=\"M734,67.3c-45.5,0-77.2-23.2-129.1-39.1c-28.6-8.7-150.3-10.1-254,39.1 s-91.7-34.4-149.2,0C115.7,118.3,0,39.8,0,39.8V0h1000v36.5c0,0-28.2-18.5-92.1-18.5C810.2,18.1,775.7,67.3,734,67.3z\"\/>\n\t<path class=\"elementor-shape-fill\" d=\"M766.1,28.9c-200-57.5-266,65.5-395.1,19.5C242,1.8,242,5.4,184.8,20.6C128,35.8,132.3,44.9,89.9,52.5C28.6,63.7,0,0,0,0 h1000c0,0-9.9,40.9-83.6,48.1S829.6,47,766.1,28.9z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"false\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M0,6V0h1000v100L0,6z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-27ab1e4d\" data-id=\"27ab1e4d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3bcfed7f elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"3bcfed7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Po\u0142\u0105cz kilka kredyt\u00f3w w jedn\u0105 ni\u017csz\u0105 rat\u0119<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4bb7704 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4bb7704\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-af17121\" data-id=\"af17121\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-af6abc9 elementor-drop-cap-yes elementor-drop-cap-view-default elementor-widget elementor-widget-text-editor\" data-id=\"af6abc9\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;drop_cap&quot;:&quot;yes&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Zastanawiasz si\u0119, <strong>co to jest kredyt konsolidacyjny<\/strong> i czy warto z niego skorzysta\u0107? To rozwi\u0105zanie pozwoli po\u0142\u0105czy\u0107 Twoje r\u00f3\u017cne kredyty w jeden. Dzi\u0119ki niemu mo\u017cesz p\u0142aci\u0107 znacznie ni\u017csz\u0105 rat\u0119 i zapanowa\u0107 nad swoimi finansami lub znacznie obni\u017cy\u0107 koszt obs\u0142ugi zobowi\u0105za\u0144. Kredytem konsolidacyjnym mo\u017cesz sp\u0142aci\u0107 kredyty got\u00f3wkowe, zad\u0142u\u017cenie na kartach kredytowych, a w okre\u015blonych przypadkach r\u00f3wnie\u017c zobowi\u0105zania z firm po\u017cyczkowych. W niekt\u00f3rych bankach mo\u017cesz dosta\u0107 <strong>kredyt konsolidacyjny online<\/strong> (podobnie jak kredyt got\u00f3wkowy). Bank mo\u017ce Ci\u0119 jednak poprosi\u0107 o dostarczenie dokument\u00f3w dotycz\u0105cych kredyt\u00f3w, kt\u00f3re maj\u0105 zosta\u0107 skonsolidowane. Mo\u017ce by\u0107 potrzebna np. informacja o aktualnym stanie zad\u0142u\u017cenia z numerem rachunku do sp\u0142aty kredytu.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7b4a833 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7b4a833\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6ef37d7\" data-id=\"6ef37d7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d574da7 elementor-widget elementor-widget-text-editor\" data-id=\"d574da7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Je\u015bli masz kilka zobowi\u0105za\u0144, sp\u0142acasz ich raty w r\u00f3\u017cnych terminach i wydaje Ci si\u0119, \u017ce ich koszt jest za wysoki, to dobrym rozwi\u0105zaniem b\u0119dzie <strong>kredyt konsolidacyjny. Gdzie naj\u0142atwiej dosta\u0107?<\/strong> Najpierw skorzystaj z aktualnego rankingu kredyt\u00f3w konsolidacyjnych i <a href=\"https:\/\/www.totalmoney.pl\/artykuly\/7608630,kredyty,jak-wybrac-wlasciwa-oferte-kredytu-konsolidacyjnego,1,1\">wybierz oferty, kt\u00f3re b\u0119d\u0105 dla Ciebie najlepsze<\/a>. Por\u00f3wnaj wysoko\u015b\u0107 raty i dopasuj okres sp\u0142aty. Pami\u0119taj, \u017ce wyd\u0142u\u017caj\u0105c sp\u0142at\u0119, zmniejszasz miesi\u0119czn\u0105 rat\u0119, ale zwi\u0119ksza si\u0119 koszt kredytu. Wype\u0142nij prosty formularz i popro\u015b o kontakt doradcy. Nie wysy\u0142aj wniosku tylko do jednego banku. Je\u015bli porozmawiasz z kilkoma bankami, zwi\u0119kszysz swoj\u0105 szans\u0119 na szybkie otrzymanie kredytu konsolidacyjnego na dobrych warunkach.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-86c0ad2\" data-id=\"86c0ad2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-111d8e8 elementor-widget elementor-widget-image\" data-id=\"111d8e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"164\" src=\"https:\/\/twojportfel.eu\/wp-content\/themes\/rehub-theme\/images\/default\/blank.gif\" data-src=\"https:\/\/twojportfel.eu\/wp-content\/uploads\/2021\/01\/images-1-300x164.jpg\" class=\"lazyload attachment-medium size-medium wp-image-2149\" alt=\"\" srcset=\"https:\/\/twojportfel.eu\/wp-content\/uploads\/2021\/01\/images-1-300x164.jpg 300w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2021\/01\/images-1-599x327.jpg 599w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2021\/01\/images-1-1024x559.jpg 1024w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2021\/01\/images-1-767x419.jpg 767w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2021\/01\/images-1-1536x839.jpg 1536w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2021\/01\/images-1-2048x1118.jpg 2048w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2021\/01\/images-1-788x430.jpg 788w, https:\/\/twojportfel.eu\/wp-content\/uploads\/2021\/01\/images-1.jpg 304w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-7019408 elementor-widget elementor-widget-menu-anchor\" data-id=\"7019408\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"heading2\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a7f023 elementor-widget elementor-widget-text-editor\" data-id=\"4a7f023\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Co wp\u0142ywa na przyznanie kredytu konsolidacyjnego ?<\/h2><p>Je\u015bli chcesz wzi\u0105\u0107 <strong>kredyt konsolidacyjny<\/strong>, <strong>zdolno\u015b\u0107 kredytowa<\/strong> b\u0119dzie mia\u0142a kluczowe znaczenie. Bank sprawdzi, czy Twoje aktualne dochody pozwol\u0105 Ci na sp\u0142at\u0119 nowego kredytu. Do liczenia zdolno\u015bci bank nie b\u0119dzie przyjmowa\u0142 zobowi\u0105za\u0144, kt\u00f3re zostan\u0105 sp\u0142acone kredytem konsolidacyjnym, ale policzy inne zobowi\u0105zania np. alimenty. Bank sprawdzi Ci\u0119 r\u00f3wnie\u017c w bazach, przede wszystkim w rejestrze Biura Informacji Kredytowej. S\u0105 w nim przechowywane informacje o tym, w jaki spos\u00f3b sp\u0142acasz swoje kredyty. Je\u015bli zobowi\u0105zania obs\u0142ugujesz regularnie, bez wi\u0119kszych op\u00f3\u017anie\u0144 i masz wystarczaj\u0105cy doch\u00f3d, to bank b\u0119dzie m\u00f3g\u0142 Ci przyzna\u0107 kredyt konsolidacyjny.<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4557dc5c elementor-section-full_width elementor-section-content-middle elementor-section-height-default elementor-section-height-default\" data-id=\"4557dc5c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-66438768\" data-id=\"66438768\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-440326b7 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"440326b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Ile<br>kredyt\u00f3w<br>mo\u017cesz<br>skonsolidowa\u0107 ?<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-61a34142\" data-id=\"61a34142\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7289420 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"7289420\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Konsolidacja kredytu<\/strong> polega na po\u0142\u0105czeniu kilku zobowi\u0105za\u0144 w jeden kredyt. Celem konsolidacji jest obni\u017cenie raty, uporz\u0105dkowanie finans\u00f3w lub obni\u017cenie koszt\u00f3w obs\u0142ugi kilku zobowi\u0105za\u0144. Ka\u017cdy bank mo\u017ce indywidualnie okre\u015bli\u0107 liczb\u0119 kredyt\u00f3w, kt\u00f3re mo\u017cesz sp\u0142aci\u0107 kolejn\u0105 po\u017cyczk\u0105. Zazwyczaj nie ma problemu, \u017ceby skonsolidowa\u0107 nawet kilka kredyt\u00f3w, po\u017cyczek czy kart kredytowych w r\u00f3\u017cnych bankach. Mo\u017cliwa jest r\u00f3wnie\u017c <strong>konsolidacja kredytu got\u00f3wkowego z hipotecznym<\/strong>. W takim przypadku bank udzieli Ci nowego kredytu hipotecznego, kt\u00f3rym sp\u0142aci obecn\u0105 hipotek\u0119 i dodatkowo dostaniesz \u015brodki na sp\u0142at\u0119 kredytu got\u00f3wkowego. Pieni\u0119dzy nie dostaniesz do r\u0119ki, bank sam sp\u0142aci Twoje zobowi\u0105zania.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a95c22c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a95c22c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4b576c7\" data-id=\"4b576c7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bab2c8f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bab2c8f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6a473d8\" data-id=\"6a473d8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4d807b1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4d807b1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a819a8d\" data-id=\"a819a8d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bc49f7d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bc49f7d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5ab9418\" data-id=\"5ab9418\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b97a094 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b97a094\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-356a092\" data-id=\"356a092\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-671865e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"671865e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5ff67ff\" data-id=\"5ff67ff\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Kredyty konsolidacyjne 2025 Oblicz rat\u0119 kalkulatorem I wnioskuj przez internet [websoft_kr type=&#8221;Kredyty konsolidacyjne&#8221;] Po\u0142\u0105cz kilka kredyt\u00f3w w jedn\u0105 ni\u017csz\u0105 rat\u0119 Zastanawiasz si\u0119, co to jest kredyt konsolidacyjny i czy warto z niego skorzysta\u0107? To rozwi\u0105zanie pozwoli po\u0142\u0105czy\u0107 Twoje r\u00f3\u017cne kredyty w jeden. Dzi\u0119ki niemu mo\u017cesz p\u0142aci\u0107 znacznie ni\u017csz\u0105 rat\u0119 i zapanowa\u0107 nad swoimi finansami lub [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2049","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"Kredyty konsolidacyjne 2025 Oblicz rat\u0119 kalkulatorem I wnioskuj przez internet [websoft_kr type=&quot;Kredyty konsolidacyjne&quot;] Po\u0142\u0105cz kilka kredyt\u00f3w w jedn\u0105 ni\u017csz\u0105 rat\u0119 Zastanawiasz si\u0119, co to jest kredyt konsolidacyjny i czy warto z niego skorzysta\u0107? To rozwi\u0105zanie pozwoli po\u0142\u0105czy\u0107 Twoje r\u00f3\u017cne kredyty w jeden. Dzi\u0119ki niemu mo\u017cesz p\u0142aci\u0107 znacznie ni\u017csz\u0105 rat\u0119 i zapanowa\u0107 nad swoimi finansami lub\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/twojportfel.eu\/?page_id=2049\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"pl_PL\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Twojportfel.eu - Rankingi produkt\u00f3w finansowych 2025 - Wszystkie rankingi kont bankowych - w jednym miejscu.\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Kredyty konsolidacyjne - Twojportfel.eu - Rankingi produkt\u00f3w finansowych 2025\" \/>\n\t\t<meta property=\"og:description\" content=\"Kredyty konsolidacyjne 2025 Oblicz rat\u0119 kalkulatorem I wnioskuj przez internet [websoft_kr type=&quot;Kredyty konsolidacyjne&quot;] Po\u0142\u0105cz kilka kredyt\u00f3w w jedn\u0105 ni\u017csz\u0105 rat\u0119 Zastanawiasz si\u0119, co to jest kredyt konsolidacyjny i czy warto z niego skorzysta\u0107? 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